Synchrony Financial (NYSE:SYF) is a leading consumer financial services company specializing in credit products and services in the United States. The company partners with a broad range of retailers, healthcare providers and online merchants to offer private-label credit cards, co-branded credit cards and general-purpose credit cards. Beyond card offerings, Synchrony provides consumers with installment loans, promotional financing and digital payment solutions.
Through its online platform, Synchrony Bank, the company offers deposit products such as high-yield savings accounts and certificates of deposit. Synchrony also delivers loyalty program management and marketing services designed to help retail partners drive customer engagement and sales. The firm leverages data analytics and digital capabilities to personalize offers, manage credit risk and enhance the overall consumer experience.
Originally part of General Electric’s financial services business, Synchrony became a standalone publicly traded company in July 2014. Headquartered in Stamford, Connecticut, the firm serves millions of account holders across the United States and Puerto Rico, continually expanding its product portfolio and partner network.
Synchrony is led by President and Chief Executive Officer Margaret Keane, who has steered the company since its inception. Under her leadership, the company has emphasized digital innovation, strategic partnerships and responsible lending practices to maintain its competitive position in the consumer finance industry.
