Vincent J. Calabrese
Chief Financial Officer at F.N.B.
Our projected full year income statement guide is unchanged with last quarter. Our projected full year net interest income is still expected to be between $1,345,000,000 and 1,385,000,000.000 Factoring in 25 basis point rate cuts in both June and September. Second quarter net interest income is projected between $325,000,000 and $335,000,000. The non interest income full year guide remains between $350,000,000 and $370,000,000 The second quarter non interest income guide is between 85,000,000 and $90,000,000 with seasonality expected to carry us to the higher end of the range. Full year guidance for non interest expense is expected to be between $965,000,000 and $985,000,000 with the second quarter non interest expense expected to be between $235,000,000 and $245,000,000 Full year provisions guidance maintained at 85,000,000 to $105,000,000 given the stability in our credit performance to start the year and will be dependent on net loan growth and charge off activity.