LCNB (NASDAQ:LCNB) Bancorp (NASDAQ: LCNB) is the bank holding company for LCNB National Bank, a community-focused financial services provider headquartered in Lebanon, Ohio. Through its subsidiary bank, the company offers a broad range of banking and financial solutions designed to meet the needs of individuals, families and businesses. LCNB National Bank operates a network of branches across central and southwestern Ohio as well as northern Kentucky, serving both urban and rural markets with an emphasis on personalized service and local decision‐making.
The company’s core business activities include commercial lending, consumer lending, deposit-taking and digital banking services. Commercial banking offerings encompass lines of credit, equipment financing and treasury management, while the consumer division provides residential mortgages, home equity lines of credit and a variety of personal loan products. LCNB Bancorp has invested in online and mobile platforms to enhance customer convenience, offering features such as remote deposit capture, real-time account alerts and bill payment services.
LCNB’s history dates back to 1891, when it was founded as Lebanon Citizens National Bank. Over the decades, the organization has grown organically and through strategic branch acquisitions to support expanding regional needs. In 1983, the holding company structure was established to facilitate further growth and diversification, enabling LCNB to augment its product mix with trust services, wealth management, mortgage servicing and other fiduciary activities.
Under the leadership of President and Chief Executive Officer John J. Vavrina and a board of directors with deep roots in the communities it serves, LCNB Bancorp emphasizes a local approach to banking. The company maintains strong ties to the region through community development initiatives, educational partnerships and charitable contributions. This commitment to local markets, combined with a focus on sound risk management and customer‐centric innovation, positions LCNB as a longstanding regional bank with deep community connections.
