First Internet Bancorp (NASDAQ:INBK) is the bank holding company for First Internet Bank, one of the earliest federally chartered banks established to operate exclusively online. Founded in 1999 and headquartered in Indianapolis, Indiana, the company became publicly traded on the NASDAQ under the ticker INBK in 2011. First Internet Bancorp and its subsidiary leverage a branchless model to offer a full range of banking services without the overhead of traditional brick-and-mortar branches.
The company’s primary business activities center on consumer and commercial banking products delivered through its proprietary digital platform. On the deposit side, First Internet Bank provides interest-bearing checking and savings accounts, money market accounts, certificates of deposit and sweep accounts designed to meet the liquidity and yield needs of individuals, small businesses and corporate clients. Its lending portfolio includes residential mortgage loans, home equity lines of credit, small business loans and commercial real estate financing.
Through its online-only structure, First Internet Bancorp serves customers across all 50 states, offering 24/7 access to account management, mobile banking and customer support via phone and secure chat. The bank’s technology-driven approach emphasizes user-friendly interfaces, robust security protocols and efficient processing times, enabling fast funding for loan applications and convenient account services without the constraints of physical locations.
Led by an experienced management team with deep roots in banking and fintech, First Internet Bancorp maintains a focus on innovation, risk management and customer satisfaction. Its board and executive officers draw on decades of industry expertise to navigate regulatory requirements, adapt to evolving digital trends and expand the company’s product offerings. Through ongoing enhancements to its online platform and strategic partnerships, the company aims to sustain growth while delivering competitive rates and seamless service to depositors and borrowers nationwide.
