FinWise Bancorp (NASDAQ:FINW) is the bank holding company for FinWise Bank, a federally chartered savings bank headquartered in Salt Lake City, Utah. The company focuses on providing a full suite of commercial and consumer banking services through a combination of traditional deposit products and digital lending platforms. Its core offerings include small business term loans, SBA 7(a) and 504 loans, asset-based commercial loans, and other credit solutions tailored to meet the financing needs of entrepreneurs and growing enterprises.
In addition to its lending activities, FinWise Bancorp offers a range of deposit accounts, including interest-bearing checking and savings accounts, money market accounts, and certificates of deposit. The bank’s online and mobile banking platforms deliver real-time account management, electronic funds transfers, and remote deposit capture, enabling clients to conduct business across the United States without geographic constraints. FinWise also collaborates with a network of fintech partners to extend its lending capabilities and enhance its digital customer experience.
Founded in 2004 as Consumer Federal Savings Bank, the institution rebranded to FinWise Bank in 2016 and established FinWise Bancorp as its bank holding company in 2018. Since completing its initial public offering in 2021, the company has pursued a growth strategy centered on expanding its loan portfolio, strengthening its capital base, and leveraging technology-driven underwriting processes. This approach has enabled FinWise Bancorp to scale its operations while maintaining disciplined credit management and regulatory compliance.
Under the leadership of President and Chief Executive Officer Christina D. Christensen, FinWise Bancorp continues to refine its business model by integrating data analytics and automation into its credit decision framework. The executive team’s deep expertise in commercial banking, regulatory oversight, and digital finance positions the company to capitalize on evolving market opportunities. With a nationwide digital footprint and a focus on relationship-driven service, FinWise Bancorp aims to deliver tailored financial solutions to underserved small businesses and individual borrowers.
