USCB Financial (NASDAQ:USCB) (NASDAQ: USCB) is a bank holding company headquartered in Irvine, California, and the parent of United Security Bank, a California-chartered savings bank. Since its founding in 2011, the company has focused on delivering community-oriented banking services to individuals, small businesses and professional clients throughout Southern California. USCB Financial operates through a network of branch offices and digital channels designed to provide flexible, personalized financial solutions.
The company’s core business activities encompass a broad array of deposit and loan products. On the deposit side, it offers checking, savings, money market and time deposit accounts tailored to both personal and commercial customers. Lending services include residential mortgage loans, commercial real estate financing, construction loans, and Small Business Administration (SBA) lending. USCB Financial also provides online banking, mobile banking, and treasury management services to help clients manage cash flow and day-to-day financial operations.
USCB Financial primarily serves the metropolitan regions of Orange County, Los Angeles County and surrounding communities, with a focus on sectors such as real estate development, professional services, healthcare and technology. The bank’s local market expertise, combined with its commitment to relationship-driven underwriting, enables it to meet the unique needs of regional businesses and individual customers.
The company’s leadership team brings decades of banking and financial services experience. Governed by a board of directors with extensive backgrounds in community banking, real estate and commercial lending, USCB Financial is led by its President and Chief Executive Officer, who has spearheaded the bank’s growth strategy since inception. This executive, along with a seasoned management team, continues to emphasize prudent risk management and customer-centric service as the foundation for long-term performance and community engagement.
