Oscar Health (NYSE:OSCR) (NYSE: OSCR) is a technology-driven health insurance company founded in 2012 with a mission to simplify the U.S. healthcare experience. By leveraging a digitally native platform, Oscar aims to offer transparent, user-friendly health plans that emphasize proactive care and cost containment. The company’s model integrates a streamlined mobile and web interface, telemedicine services, and personalized care teams to guide members through benefits, claims and network coverage.
The company’s primary product offerings include individual and family health insurance plans, small group coverage, and Medicare Advantage plans. Oscar’s plans feature built-in telehealth access, 24/7 nurse lines, care coordination services and wellness incentives designed to encourage preventive care. Members can easily schedule virtual visits, review claims and consult with care guides via the Oscar app, reinforcing the company’s focus on convenience and member engagement.
Oscar Health currently operates in multiple U.S. markets, including New York, California, Texas, Florida and several other states through partnerships and direct insurance licenses. The company collaborates with major provider networks and pharmacy benefit managers to deliver comprehensive in-network care. Its digital-first approach allows rapid expansion into new regions, while data analytics support risk management and targeted member outreach.
Leadership at Oscar Health includes Co-Founder and CEO Mario Schlosser, who brings extensive experience in product design and technology, alongside Co-Founder and President Josh Kushner and CFO Nishant Joshi. Under their guidance, the company has focused on refining its healthcare platform, expanding Medicare offerings and forging strategic partnerships. Oscar continues to invest in technology enhancements, aiming to drive member satisfaction and long-term growth in the evolving health insurance landscape.
