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NASDAQ:CZNC

Citizens & Northern Q2 2025 Earnings Report

Citizens & Northern logo
$21.19 +0.19 (+0.90%)
Closing price 05/21/2026 04:00 PM Eastern
Extended Trading
$21.13 -0.06 (-0.30%)
As of 05:49 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

Citizens & Northern EPS Results

Actual EPS
$0.40
Consensus EPS
$0.47
Beat/Miss
Missed by -$0.07
One Year Ago EPS
N/A

Citizens & Northern Revenue Results

Actual Revenue
$29.28 million
Expected Revenue
$27.70 million
Beat/Miss
Beat by +$1.58 million
YoY Revenue Growth
N/A

Citizens & Northern Announcement Details

Quarter
Q2 2025
Time
Before Market Opens
Conference Call Date
N/A
Conference Call Time
N/A

Citizens & Northern Earnings Headlines

Citizens & Northern Corporation
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About Citizens & Northern

Citizens & Northern (NASDAQ:CZNC)oration is the bank holding company for Citizens & Northern Bank, a community-oriented financial institution headquartered in Wellsboro, Pennsylvania. Chartered in 1888, the company has cultivated deep roots in north central Pennsylvania and selected counties in upstate New York, offering a broad spectrum of banking services tailored to individuals, families and local businesses.

Through its flagship banking subsidiary, Citizens & Northern provides personal deposit products such as checking and savings accounts, certificates of deposit and money market accounts. The bank also offers mortgage lending, home equity lines of credit, consumer installment loans and a suite of digital banking tools, including online and mobile platforms designed to simplify account access and payment services.

On the commercial side, Citizens & Northern supports small and mid-sized enterprises with tailored financing solutions, including commercial real estate loans, SBA lending, agriculture and livestock financing, equipment leasing and treasury management services. The company’s business clients benefit from cash management products, merchant services, remote deposit capture and specialized lending expertise aimed at promoting regional economic development.

In addition to traditional banking services, Citizens & Northern delivers wealth management and trust services through its affiliate trust department, assisting clients with retirement planning, fiduciary administration and investment advisory solutions. Backed by a seasoned executive team and local board of directors, the bank emphasizes community engagement, reinvesting in the markets it serves and maintaining a focus on personalized service and financial stewardship.

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