Community Trust Bancorp Q4 2025 Earnings Report

Community Trust Bancorp EPS Results

• Actual EPS: $1.51
• Consensus EPS: $1.43
• Beat/Miss: Beat by +$0.08
• One Year Ago EPS: N/A

Community Trust Bancorp Revenue Results

• Actual Revenue: $74.72 million
• Expected Revenue: $73.15 million
• Beat/Miss: Beat by +$1.57 million
• YoY Revenue Growth: N/A

Community Trust Bancorp Announcement Details

• Quarter: Q4 2025
• Date: 1/21/2026
• Time: Before Market Opens
• Conference Call Date: Wednesday, January 21, 2026
• Conference Call Time: 8:30AM ET

Community Trust Bancorp (NASDAQ:CTBI) is a bank holding company headquartered in Pikeville, Kentucky. As the parent of Community Trust Bank, the company provides a comprehensive range of banking services to individuals, families and businesses throughout eastern Kentucky, southern West Virginia and northeast Tennessee. With origins dating back to the early 20th century, the organization has built a reputation for supporting community development and regional economic growth across the Appalachian region.

The company’s personal banking offerings include checking and savings accounts, consumer installment loans, home equity and mortgage lending, as well as online and mobile banking platforms. For commercial clients, Community Trust Bancorp delivers treasury management, commercial real estate lending, equipment financing and business deposit solutions tailored to small and mid-sized enterprises. Complementing its core banking services, the organization offers wealth management services—such as retirement planning, trust administration and investment advisory—through affiliated professionals.

Community Trust Bancorp operates an expansive branch network of more than 60 locations, supported by automated teller machines and a dedicated customer service center to ensure accessibility in both urban and rural markets. The company places strong emphasis on community engagement, collaborating with local nonprofits, schools and healthcare providers to foster educational initiatives, economic development projects and other philanthropic efforts. Governance is overseen by a seasoned management team and board of directors with extensive experience in financial services and deep ties to the communities they serve.