Community Heritage Financial Q4 2025 Earnings Report

Community Heritage Financial EPS Results

• Actual EPS: $0.80
• Consensus EPS: N/A
• Beat/Miss: N/A
• One Year Ago EPS: N/A

Community Heritage Financial Revenue Results

• Actual Revenue: $10.72 million
• Expected Revenue: N/A
• Beat/Miss: N/A
• YoY Revenue Growth: N/A

Community Heritage Financial Announcement Details

• Quarter: Q4 2025
• Date: 1/26/2026
• Time: Before Market Opens
• Conference Call Date: N/A
• Conference Call Time: N/A

Community Heritage Financial (OTCMKTS:CMHF) is the bank holding company for Community Heritage Bank, a locally focused commercial bank headquartered in Kingstree, South Carolina. As a federally regulated holding company, it oversees the strategic direction and financial operations of its wholly owned subsidiary, leveraging community relationships to support regional economic growth.

Through Community Heritage Bank, the company offers a full suite of deposit and lending products tailored to individuals, small businesses and agricultural enterprises. Deposit offerings include checking accounts, savings accounts, money market accounts and certificates of deposit. Lending services encompass commercial real estate financing, construction and development loans, agricultural lending, and consumer installment loans. The bank also provides treasury management solutions, online and mobile banking platforms, and payment processing services designed to streamline cash flow for its clients.

Community Heritage Financial serves the Pee Dee region of South Carolina, with branch locations in Kingstree and neighboring communities. Emphasizing relationship banking and local decision-making, the company’s management team and board of directors are drawn from the regional business and civic community, supporting personalized service and community development initiatives throughout their footprint.