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NASDAQ:CARE

Carter Bankshares Q4 2025 Earnings Results & Report

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$30.20 -0.11 (-0.36%)
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Carter Bankshares beat analyst earnings expectations but missed on revenue in its Q4 2025 results, released January 29, 2026. The company reported EPS of $0.41 versus the $0.33 consensus estimate, while revenue of $39.83 million fell short of the $40.66 million estimate by $0.83 million.

Earnings Announcement Details

Quarter
Q4 2025
Report Date
Time
Before Market Opens
Conference Call
8:00 AM ET

Carter Bankshares EPS Results

Actual EPS
$0.41
Consensus EPS
$0.33
Beat/Miss
Beat by +$0.08
One Year Ago EPS
N/A
EPS Beat Rate
4 of last 8 quarters

Carter Bankshares Revenue Results

Actual Revenue
$39.83 million
Expected Revenue
$40.66 million
Beat/Miss
Missed by -$829.00 thousand
YoY Revenue Growth
N/A

Upcoming Earnings

Carter Bankshares' Q3 2026 earnings is estimated for Thursday, October 22, 2026, based on past reporting schedules, with a conference call scheduled at 8:00 AM ET. Check back for transcripts, audio, and key financial metrics as they become available.

Carter Bankshares Q4 2025 Earnings FAQ

Carter Bankshares (NASDAQ:CARE) reported earnings of $0.41 per share for Q4 2025, beating the consensus estimate of $0.33. The report was announced on Thursday, January 29, 2026.

Carter Bankshares reported revenue of $39.83 million for Q4 2025, against a consensus estimate of $40.66 million.

Carter Bankshares' next earnings date is estimated for Thursday, October 22, 2026. MarketBeat tracks confirmed and estimated earnings dates for Carter Bankshares on the company's earnings history page.

Carter Bankshares Earnings Headlines

Carter Bankshares (CARE) Set to Announce Quarterly Earnings on Thursday
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About Carter Bankshares

Carter Bankshares (NASDAQ:CARE) is the bank holding company for Carter Bank & Trust, a community-focused financial institution headquartered in Martinsville, Virginia. The company serves individuals, businesses and organizations through a network of banking locations primarily in Virginia and North Carolina.

Carter Bank & Trust offers consumer and business deposit products, including checking and savings accounts, certificates of deposit and cash-management services. Its lending activities include residential and commercial real estate loans, business loans, construction financing, consumer loans and lines of credit.

The bank also provides digital banking, treasury-management and other financial services designed to support personal and commercial customers. Carter Bank & Trust traces its roots to 1974 and has expanded its presence in the region through organic growth and acquisitions. Carter Bankshares trades on the Nasdaq under the symbol CARE.

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