NASDAQ:CZFS Citizens Financial Services Q3 2026 Earnings Date & Estimates $80.50 +1.40 (+1.77%) Closing price 10/20/2026 04:00 PM EasternExtended Trading$80.64 +0.14 (+0.17%) As of 04:43 AM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Citizens Financial Services is estimated to report Q3 2026 earnings on Thursday, October 29, 2026, before market opens. The conference call is scheduled for October 30, 2026 at 12:30 PM ET. Research:ProfileEarnings HistoryForecast Upcoming Earnings Announcement QuarterQ3 2026Announcement DateOctober 29, 2026TimeBefore Market OpensConference Call DateOctober 30, 2026Conference Call12:30 PM ET Add to CalendarGoogle Calendar (opens in a new tab)Outlook (opens in a new tab)Yahoo Calendar (opens in a new tab) What Analysts Expect from Citizens Financial Services in Q3 2026Citizens Financial Services is expected to post earnings of $2.20 per share on revenue of $31.00 million. In the same quarter a year earlier Citizens Financial Services reported $2.09 per share on revenue of $28.99 million. Citizens Financial Services last reported on July 30, 2026, posting $2.12 per share and beating the $1.98 consensus estimate. Citizens Financial Services has beaten the consensus EPS estimate in 8 of its last 8 quarters.Consensus EstimatesConsensus EPS$2.20Expected Revenue$31.00 millionPrior-Year EPS$2.09Prior-Year Revenue$28.99 millionExpected EPS Growth+5.3%Expected Revenue Growth+6.9%Recent Track RecordLast ReportedQ2 2026Last Quarter EPS$2.12 (Beat by +$0.14)Last Quarter Revenue$29.71 millionEPS Beat Rate8 of last 8 quartersPrepare for the Q3 2026 CallEarnings HistoryCompany ProfileQ2 2026 Earnings ReportQ1 2026 Earnings ReportQ4 2025 Earnings Report Citizens Financial Services Q3 2026 Earnings FAQ When does Citizens Financial Services report Q3 2026 earnings? Citizens Financial Services (NASDAQ:CZFS) is estimated to report Q3 2026 earnings on Thursday, October 29, 2026, before market opens. This date is estimated from past reporting schedules and may change once the company confirms it. What time is Citizens Financial Services' Q3 2026 earnings call? Citizens Financial Services' Q3 2026 earnings conference call is scheduled for Friday, October 30, 2026 at 12:30 PM ET. MarketBeat streams the conference call audio and posts the transcript as soon as possible on the earnings announcement date. What is the consensus EPS estimate for Citizens Financial Services? Analysts expect Citizens Financial Services to post earnings of $2.20 per share for Q3 2026. How much revenue is Citizens Financial Services expected to report? The consensus revenue estimate for Citizens Financial Services is $31.00 million for Q3 2026. Citizens Financial Services Earnings HeadlinesDespite Recent Gains, Opportunity Remains With Citizens Financial ServicesAugust 30, 2026 | seekingalpha.comCITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2026 FINANCIAL RESULTSJuly 30, 2026 | prnewswire.comMy top 3 AI picks for the next decadeAlexander Green bought Apple in 1996, recommended Nvidia at a split-adjusted 66 cents in 2004, and picked up Amazon and Netflix under $3 per share in 2005. Now the chief investment strategist at The Oxford Club has identified three AI stocks he believes could be the most profitable investments of the next decade. | The Oxford Club (Ad)Earnings To Watch: Citizens Financial Services Inc (CZFS) Q2 2026 -- GF Value Sees 25% DownsideJuly 29, 2026 | finance.yahoo.comEarnings To Watch: Citizens Financial Services Inc (CZFS) Reports Q1 2026 ResultApril 30, 2026 | finance.yahoo.comCITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED FIRST QUARTER 2026 FINANCIAL RESULTSApril 29, 2026 | prnewswire.comSee More Citizens Financial Services Headlines Get Earnings Announcements in your inboxWant to stay updated on the latest earnings announcements and upcoming reports for companies like Citizens Financial Services? Sign up for Earnings360's daily newsletter to receive timely earnings updates on Citizens Financial Services and other key companies, straight to your email. Email Address About Citizens Financial ServicesCitizens Financial Services (NASDAQ:CZFS), Inc. is a bank holding company headquartered in Mansfield, Pennsylvania. It operates through its principal subsidiary, First Citizens Community Bank, a community banking institution that provides financial services to individuals, families, businesses and organizations. First Citizens Community Bank offers deposit accounts, consumer and commercial lending, residential mortgages, home equity financing, online and mobile banking, cash management and other traditional banking services. Through its wealth management operations, the bank also provides trust, investment and financial planning services. The company traces its banking history to 1932 and primarily serves communities in Pennsylvania and southern New York. Its market area includes north-central Pennsylvania as well as selected central and southeastern Pennsylvania communities, with services delivered through branch offices and digital banking channels.View Citizens Financial Services ProfileRead more More Earnings Resources from MarketBeat Earnings Tools Today's Earnings Tomorrow's Earnings Next Week's Earnings Upcoming Earnings Calls Earnings Newsletter Earnings Call Transcripts Earnings Beats & Misses Corporate Guidance Earnings Screener Latest Articles Halliburton Gains Traction: Multiyear Upcycle AheadMeta Platforms' AI Comeback Faces an Earnings Test—And a $10 Billion ChargeCarMax's Double Upgrade Could Signal a Bigger TurnaroundD-Wave Stock Has 2 New Reasons for Investors to Pay AttentionTesla's Roadster Reveal Hints at 2 Much Bigger MovesThe AI Sell-Off Continues—These 3 Stocks Keep Raising Guidance AnywayRate-Resilient vs. Rate-Exposed: Why Homebuilder Stocks Are Diverging Upcoming Earnings Comcast (10/22/2026)Spotify Technology (10/22/2026)Procter & Gamble (10/22/2026)Valero Energy (10/22/2026)Barclays (10/22/2026)Blackstone (10/22/2026)Nasdaq (10/22/2026)Bloom Energy (10/22/2026)Comfort Systems USA (10/22/2026)Honeywell International (10/22/2026) Unlock superior investment research and tools. 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