Neptune Insurance Q4 2025 Earnings Results & Report

Neptune Insurance EPS Results

• Actual EPS: $0.11
• Consensus EPS: $0.10
• Beat/Miss: Beat by +$0.01
• One Year Ago EPS: N/A
• EPS Beat Rate: 5 of last 8 quarters

Neptune Insurance Revenue Results

• Actual Revenue: $43.77 million
• Expected Revenue: $39.42 million
• Beat/Miss: Beat by +$4.35 million
• YoY Revenue Growth: N/A

Neptune Insurance (NYSE:NP) is a technology-enabled insurance company focused on providing flood insurance coverage for residential and commercial property owners. Its offerings are designed to complement or supplement coverage available through the National Flood Insurance Program and traditional homeowners’ insurance policies, which generally provide limited protection against flood damage.

The company distributes its policies through insurance agents and brokers, using a digital platform intended to streamline quoting, underwriting, policy management and claims handling. Its products may cover buildings, contents and additional living expenses, subject to the terms, conditions and limits of each policy.

Neptune’s business is primarily associated with the U.S. property insurance market, with coverage availability and product features varying by state and regulatory approval. The company has been led by Trevor Burgess, who has served as its chief executive officer. Information linking Neptune Insurance to the NYSE ticker “NP” is limited, so investors should verify the company’s listing details and corporate structure through current regulatory filings.