Oak Valley Bancorp (NASDAQ:OVLY) is the bank holding company for Oak Valley Community Bank, a California-chartered commercial bank headquartered in Lodi, California. Through its subsidiary, the company offers a full suite of banking services tailored to individuals, businesses, agricultural enterprises and nonprofit organizations. Its product portfolio includes checking and savings accounts, money market instruments, certificates of deposit and individual retirement accounts, alongside digital banking tools such as mobile and online banking platforms.
On the lending side, Oak Valley Bancorp provides commercial real estate and construction loans, agricultural and farm real estate financing, equipment leases, SBA-initiated programs and lines of credit. The bank also originates residential mortgage loans and offers consumer-focused lending options, including home equity lines of credit and installment loans. Specialized underwriting and relationship-driven lending serve small businesses, family farms and community organizations within its service area.
With a network of branches and loan production offices across San Joaquin, Stanislaus, Sacramento, Calaveras and Amador counties, Oak Valley Bancorp focuses on building local relationships and supporting economic growth in California’s Central Valley. The company’s leadership team is composed of banking veterans with deep ties to the communities it serves, guiding the institution’s emphasis on personalized service, prudent risk management and community reinvestment initiatives.
