Ballston Spa Bancorp Q1 2026 Earnings Report

Ballston Spa Bancorp EPS Results

• Actual EPS: $0.33
• Consensus EPS: N/A
• Beat/Miss: N/A
• One Year Ago EPS: N/A

Ballston Spa Bancorp Revenue Results

• Actual Revenue: $7.78 million
• Expected Revenue: N/A
• Beat/Miss: N/A
• YoY Revenue Growth: N/A

Ballston Spa Bancorp Announcement Details

• Quarter: Q1 2026
• Date: 5/14/2026
• Time: During Market Hours
• Conference Call Date: N/A
• Conference Call Time: N/A

Ballston Spa Bancorp (OTCMKTS:BSPA) is the bank holding company for Ballston Spa National Bank, a community-focused financial institution headquartered in Ballston Spa, New York. Through its wholly owned subsidiary, the company provides a range of traditional banking services designed to meet the needs of individual consumers, small businesses and not-for-profit organizations in New York’s Capital Region.

The company’s core offerings include deposit products such as checking and savings accounts, money market accounts and certificates of deposit. On the lending side, Ballston Spa Bancorp extends commercial and industrial loans, commercial real estate financing, residential mortgages and home equity lines of credit. In addition, the bank offers treasury management solutions, cash-management tools, online and mobile banking platforms, wealth management services and merchant card processing to support the operational and financial needs of its clients.

As a locally governed institution, Ballston Spa Bancorp emphasizes personalized service and decision-making at the community level. The company’s operations are concentrated in Saratoga County and surrounding areas of the Capital District, where it has built longstanding relationships with customers and community organizations. Guided by an experienced management team and a board of directors with deep regional ties, Ballston Spa Bancorp aims to balance growth with prudent risk management and a commitment to the markets it serves.