Bank of the Philippine Islands (OTCMKTS:BPHLF) (OTCMKTS:BPHLF) was established in 1851 as El Banco Español Filipino de Isabel II and holds the distinction of being the oldest bank in the Philippines. Headquartered in Makati City, BPI operates as a full-service universal bank, offering a comprehensive range of financial products to retail, corporate, SME, and institutional clients. Its retail lineup includes deposit accounts, credit and debit cards, personal and auto loans, mortgages, and wealth management solutions, while its corporate services encompass corporate lending, cash management, trade finance, and treasury operations. The bank is listed on the Philippine Stock Exchange and trades over the counter in the United States under the symbol BPHLF.
Beyond traditional banking, BPI delivers investment banking and capital markets services through its subsidiaries, providing securities brokerage, fund management, trust services, and financial advisory. The group also engages in non-banking financial services such as leasing and bancassurance via strategic partnerships. In response to evolving customer needs, BPI has invested heavily in digital platforms, offering online and mobile banking capabilities that serve millions of Filipinos and streamline account management, payments, and lending processes.
BPI’s extensive domestic network comprises hundreds of branches and thousands of ATMs across the Philippine archipelago, supporting retail and corporate clients nationwide. Internationally, the bank maintains representative offices and remittance channels in key markets—including the United States, Europe, and Asia—facilitating cross-border remittance services and trade flows for the large Filipino diaspora and global partners.
As part of the Ayala group—one of the Philippines’ oldest and largest conglomerates—BPI benefits from robust corporate governance and a stable shareholder foundation. Guided by a seasoned management team, the bank continues to pursue strategic initiatives in digital transformation, sustainable finance, and customer-centric innovation, reinforcing its role as a cornerstone of the Philippine financial sector.
