Bank OZK (NASDAQ:OZK), formerly known as Bank of the Ozarks, is a regional commercial bank headquartered in Little Rock, Arkansas. Established in 1903, the bank offers a full suite of banking products and services to both individual and corporate clients. Through a combination of organic growth and targeted acquisitions, Bank OZK has built a diversified lending portfolio and a strong deposit franchise.
The bank’s core operations focus on commercial real estate lending, including acquisition, development and construction financing. In addition to real estate loans, Bank OZK provides business banking solutions such as lines of credit, equipment financing and treasury management services. Consumer offerings include deposit accounts, home equity loans and residential mortgage products, tailored to meet the needs of retail customers.
Bank OZK maintains a branch network of over 250 locations across the Southeastern United States, with additional markets in Texas, California, Nevada, New York and the Mid-Atlantic region. This geographic footprint allows the bank to serve a wide range of clients—from small and medium-sized enterprises to large corporate borrowers—while fostering strong community banking relationships in each market.
Under the leadership of President and Chief Executive Officer George Gleason, who has served in that role since 1989, Bank OZK has emphasized disciplined credit underwriting and prudent risk management. This strategic approach, combined with a customer-focused culture, has supported the bank’s steady growth and positioned it as a trusted financial partner in its core markets.
