Bancorp (NASDAQ:TBBK) Releases Earnings Results, Beats Expectations By $0.07 EPS

Bancorp (NASDAQ:TBBK - Get Free Report) released its quarterly earnings results on Thursday. The bank reported $1.41 EPS for the quarter, topping the consensus estimate of $1.34 by $0.07, Zacks reports. The firm had revenue of $132.50 million for the quarter, compared to analyst estimates of $189.17 million. Bancorp had a return on equity of 29.78% and a net margin of 25.94%.

Bancorp Trading Down 4.2%

Shares of NASDAQ:TBBK opened at $57.91 on Friday. The company has a 50 day moving average of $55.89 and a 200-day moving average of $63.53. The company has a current ratio of 0.88, a quick ratio of 0.86 and a debt-to-equity ratio of 0.32. The firm has a market cap of $2.42 billion, a P/E ratio of 11.27 and a beta of 1.28. Bancorp has a twelve month low of $46.51 and a twelve month high of $81.65.

Trending Headlines about Bancorp

Here are the key news stories impacting Bancorp this week:

• Positive Sentiment: Q1 EPS beat and improving profitability — TBBK reported $1.41 EPS, topping consensus and showing strong year-over-year EPS growth and high ROE/net margins, which supports earnings visibility and cash generation. Zacks: Q1 Earnings Top Estimates
• Positive Sentiment: Management highlights growth in loans, deposits and payments volume and improved credit performance in the company press release, signaling operational momentum that could support future revenue and margin expansion. BusinessWire: Q1 2026 Results
• Neutral Sentiment: FY 2027 guidance provided a range (8.10–8.30 EPS) that roughly brackets consensus — not a clear catalyst either way; investors will watch execution against that longer-term target.
• Neutral Sentiment: Short-interest data in April appears anomalous (reported as zero), so it offers no clear signal about positioning or squeeze risk for now.
• Negative Sentiment: Revenue missed expectations materially — Q1 revenue came in well below consensus (reported $132.5M vs. ~ $189M expected), which likely triggered concerns about top-line momentum and valuation. MSN: Misses Q1 Sales Expectations
• Negative Sentiment: FY 2026 EPS guidance set at 5.90, marginally below the consensus (~5.92), adding to investor caution since revenue weakness plus a slight guidance miss can pressure near-term multiple.

Insider Activity at Bancorp

In other news, EVP Ryan Harris sold 4,500 shares of Bancorp stock in a transaction on Friday, March 13th. The stock was sold at an average price of $53.18, for a total transaction of $239,310.00. Following the transaction, the executive vice president directly owned 150,516 shares in the company, valued at approximately $8,004,440.88. This trade represents a 2.90% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. Also, Director Mark E. Tryniski acquired 5,000 shares of the company's stock in a transaction dated Wednesday, February 4th. The stock was purchased at an average cost of $60.23 per share, for a total transaction of $301,150.00. Following the purchase, the director directly owned 18,966 shares in the company, valued at approximately $1,142,322.18. This represents a 35.80% increase in their position. Additional details regarding this purchase are available in the official SEC disclosure. Insiders have acquired 9,080 shares of company stock worth $548,933 over the last ninety days. Insiders own 5.60% of the company's stock.

Hedge Funds Weigh In On Bancorp

Several hedge funds have recently made changes to their positions in TBBK. Ameriprise Financial Inc. lifted its stake in Bancorp by 273.2% during the third quarter. Ameriprise Financial Inc. now owns 621,903 shares of the bank's stock valued at $46,574,000 after purchasing an additional 455,265 shares during the last quarter. Nantahala Capital Management LLC grew its holdings in shares of Bancorp by 25.7% in the 4th quarter. Nantahala Capital Management LLC now owns 1,071,685 shares of the bank's stock worth $72,360,000 after acquiring an additional 219,351 shares during the last quarter. Epoch Investment Partners Inc. raised its position in shares of Bancorp by 306.6% during the third quarter. Epoch Investment Partners Inc. now owns 209,268 shares of the bank's stock worth $15,672,000 after purchasing an additional 157,796 shares during the period. Goldman Sachs Group Inc. lifted its holdings in shares of Bancorp by 43.8% during the fourth quarter. Goldman Sachs Group Inc. now owns 507,691 shares of the bank's stock valued at $34,279,000 after purchasing an additional 154,539 shares during the last quarter. Finally, Invesco Ltd. lifted its holdings in shares of Bancorp by 4.8% during the third quarter. Invesco Ltd. now owns 2,781,772 shares of the bank's stock valued at $208,327,000 after purchasing an additional 126,302 shares during the last quarter. Institutional investors and hedge funds own 96.22% of the company's stock.

Wall Street Analysts Forecast Growth

Several research analysts have recently commented on TBBK shares. Piper Sandler started coverage on Bancorp in a research report on Thursday, March 12th. They issued an "overweight" rating and a $66.00 target price for the company. Bank of America set a $60.00 price target on shares of Bancorp in a report on Wednesday, January 21st. Weiss Ratings reaffirmed a "hold (c+)" rating on shares of Bancorp in a report on Friday, March 27th. Wall Street Zen lowered Bancorp from a "hold" rating to a "sell" rating in a report on Saturday, April 11th. Finally, Raymond James Financial restated a "strong-buy" rating on shares of Bancorp in a research report on Tuesday, January 13th. One investment analyst has rated the stock with a Strong Buy rating, six have assigned a Buy rating and three have given a Hold rating to the stock. According to data from MarketBeat, the company presently has an average rating of "Moderate Buy" and a consensus price target of $59.50.

About Bancorp

The Bancorp, Inc NASDAQ: TBBK is a Delaware-chartered bank holding company that provides a range of banking and financial services to individuals, businesses, and financial institutions across the United States. Through its subsidiary, The Bancorp Bank, the company offers FDIC-insured deposit accounts, cash management solutions and specialized lending products. Its business model focuses on partnering with fintech firms, asset managers and payment processors to deliver integrated banking-as-a-service (BaaS) capabilities.

The company's product suite includes interest-bearing and non-interest-bearing checking accounts, money market accounts, certificates of deposit and debit and credit card services.