Bancorp (TBBK) Stock Price, News & Analysis

Company Overview

The Bancorp, Inc. is a financial holding company headquartered in Wilmington, Delaware. Through its principal subsidiary, The Bancorp Bank, National Association, the company provides banking and payment solutions primarily to financial technology companies, non-bank businesses and institutional clients.

The company’s services include sponsor banking, deposit accounts, payment cards, automated clearing house (ACH) processing, prepaid and commercial card programs, merchant services, and other payment-processing capabilities. It also offers specialty finance products, including commercial lending, small-business lending, insurance premium finance and securities-backed lending.

Founded in 2000, The Bancorp has developed a business model centered on providing regulated banking infrastructure and payment capabilities that clients can incorporate into their own products and platforms. Its operations primarily serve customers and partners in the United States, with certain services supporting international payment activity. The company is led by President and Chief Executive Officer Damian Kozakiewicz.

Key Stats

• Today's Range: $49.82 to $50.97
• 50-Day Range: $50.03 to $72.05
• 52-Week Range: $48.41 to $81.65
• Volume: 1.68 million shs
• Average Volume: 581,729 shs
• Market Capitalization: $2.05 billion
• P/E Ratio: 9.44
• Dividend Yield: N/A
• Price Target: $69.33
• Consensus Rating: Moderate Buy

Bancorp Stock Analysis - MarketRank™

Bancorp scored higher than 88% of companies evaluated by MarketBeat, and ranked 239th out of 838 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.86, and is based on 1 strong buy rating, 4 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

Bancorp has a consensus price target of $69.33, representing about 38.0% upside from its current price of $50.23.

Amount of Analyst Coverage

Bancorp has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 33.17%

Earnings Growth

Earnings for Bancorp are expected to grow by 33.17% in the coming year, from $5.97 to $7.95 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Bancorp is 9.44, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.66.

Price to Earnings Ratio vs. Sector

The P/E ratio of Bancorp is 9.44, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.31.

Price to Book Value per Share Ratio

Bancorp has a P/B Ratio of 3.20. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 0.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

8.22% of the float of Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Bancorp has a short interest ratio ("days to cover") of 12.01, which indicates bearish sentiment.

Change versus previous month

Short interest in Bancorp has recently increased by 2.10%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Bancorp does not currently pay a dividend.

Dividend Growth

Bancorp does not have a long track record of dividend growth.

News and Social Media

• Score: 3.7 / 5
• News Sentiment: N/A

News Sentiment

Bancorp has a news sentiment score of 0.84. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.70 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Bancorp this week, compared to 4 articles on an average week.

Search Interest

9 people have searched for TBBK on MarketBeat in the last 30 days. This is an increase of 350% compared to the previous 30 days.

MarketBeat Follows

2 people have added Bancorp to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.6 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $220,196.00 in company stock.

Percentage Held by Insiders

6.00% of the stock of Bancorp is held by insiders.

Percentage Held by Institutions

96.22% of the stock of Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/30/2026
• Today: 9/20/2026
• Next Earnings (Estimated): 10/29/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:TBBK
• CIK: 1295401
• Web: www.thebancorp.com
• Phone: (302) 385-5000
• Fax: 302-385-5194
• Employees: 733
• Year Founded: 1999

Price Target and Rating

• Average Price Target for Bancorp: $69.33
• High Price Target: $88.00
• Low Price Target: $57.00
• Potential Upside/Downside: +38.0%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.86
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.32
• Trailing P/E Ratio: 9.44
• Forward P/E Ratio: 8.41
• P/E Growth: N/A
• Net Income: $228.21 million
• Net Margins: 27.72%
• Pretax Margin: 36.78%
• Return on Equity: 32.32%
• Return on Assets: 2.50%

Debt

• Debt-to-Equity Ratio: 0.30
• Current Ratio: 0.88
• Quick Ratio: 0.87

Sales & Book Value

• Annual Sales: $879.70 million
• Price / Sales: 2.33
• Cash Flow: $5.13 per share
• Price / Cash Flow: 9.80
• Book Value: $15.71 per share
• Price / Book: 3.20

Miscellaneous

• Outstanding Shares: 40,790,000
• Free Float: 38,340,000
• Market Cap: $2.05 billion
• Optionable: Optionable
• Beta: 1.18