Bank of Marin Bancorp (BMRC) Stock Price, News & Analysis

Company Overview

Bank of Marin Bancorp (NASDAQ: BMRC) is a bank holding company headquartered in Novato, California, operating through its wholly owned subsidiary, Bank of Marin. Established to serve the financial needs of local communities, the company provides a full suite of banking services tailored to small and medium-sized businesses, professional firms, nonprofit organizations and individual consumers. Its focus on relationship-based banking aims to combine personalized customer service with the conveniences of modern digital platforms.

The company’s primary business activities include deposit-taking, commercial and industrial lending, real estate financing and cash management services. Deposit products range from checking and savings accounts to certificates of deposit and money market accounts, while its lending portfolio covers commercial real estate, construction lending, equipment financing and owner-occupied term loans. In addition to traditional banking, Bank of Marin offers treasury management solutions, online and mobile banking, wire transfers and merchant services designed to support day-to-day business operations.

Bank of Marin Bancorp has a significant presence in the North Bay region of Northern California, with branches located throughout Marin, Sonoma, Napa, Solano and Contra Costa counties. The company has expanded both organically and through strategic acquisitions, enhancing its geographic reach and product offerings. Digital banking capabilities, including mobile check deposit and electronic statements, complement its branch network and provide clients with flexible access to their accounts.

Throughout its history, Bank of Marin Bancorp has been guided by an experienced board of directors and an executive leadership team with deep expertise in community banking. The organization emphasizes local decision-making and community involvement, aiming to foster long-term relationships with clients and support regional economic development. This commitment to personalized service and financial stewardship underpins the company’s mission to be a trusted banking partner across the markets it serves.

Key Stats

• Today's Range: $25.38 to $25.73
• 50-Day Range: $20.48 to $25.70
• 52-Week Range: $16.21 to $27.11
• Volume: 18,337 shs
• Average Volume: 82,201 shs
• Market Capitalization: $416.69 million
• P/E Ratio: N/A
• Dividend Yield: 3.89%
• Price Target: $25.50
• Consensus Rating: Moderate Buy

Bank of Marin Bancorp Stock Analysis - MarketRank™

Bank of Marin Bancorp scored higher than 44% of companies evaluated by MarketBeat, and ranked 654th out of 906 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Bank of Marin Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on 3 buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Bank of Marin Bancorp has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 17.39%

Earnings Growth

Earnings for Bank of Marin Bancorp are expected to grow by 17.39% in the coming year, from $1.61 to $1.89 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Bank of Marin Bancorp is -63.95, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Bank of Marin Bancorp is -63.95, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Bank of Marin Bancorp has a P/B Ratio of 0.94. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.76% of the float of Bank of Marin Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Bank of Marin Bancorp has a short interest ratio ("days to cover") of 6.3.

Change versus previous month

Short interest in Bank of Marin Bancorp has recently increased by 14.02%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Bank of Marin Bancorp is a leading dividend payer. It pays a dividend yield of 3.89%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Bank of Marin Bancorp does not have a long track record of dividend growth.

Dividend Sustainability

Based on earnings estimates, Bank of Marin Bancorp will have a dividend payout ratio of 52.91% next year. This indicates that Bank of Marin Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

3.76% of the float of Bank of Marin Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Bank of Marin Bancorp has a short interest ratio ("days to cover") of 6.3.

Change versus previous month

Short interest in Bank of Marin Bancorp has recently increased by 14.02%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.3 / 5
• News Sentiment: 0.18

News Sentiment

Bank of Marin Bancorp has a news sentiment score of 0.18. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.74 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 9 news articles for Bank of Marin Bancorp this week, compared to 3 articles on an average week.

Search Interest

1 people have searched for BMRC on MarketBeat in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Bank of Marin Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 5.72% of the stock of Bank of Marin Bancorp is held by insiders.

Percentage Held by Institutions

52.26% of the stock of Bank of Marin Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BMRC Stock Analysis - Frequently Asked Questions

How have BMRC shares performed this year?

Bank of Marin Bancorp's stock was trading at $23.77 on January 1st, 2025. Since then, BMRC shares have increased by 7.6% and is now trading at $25.5650.

How were Bank of Marin Bancorp's earnings last quarter?

Bank of Marin Bancorp (NASDAQ:BMRC) announced its quarterly earnings results on Monday, April, 28th. The bank reported $0.30 earnings per share for the quarter, missing the consensus estimate of $0.32 by $0.02. The bank earned $35.24 million during the quarter, compared to analyst estimates of $27.99 million. Bank of Marin Bancorp had a positive trailing twelve-month return on equity of 3.77% and a negative net margin of 4.20%.
Read the conference call transcript.

When did Bank of Marin Bancorp's stock split?

Bank of Marin Bancorp's stock split on Wednesday, November 28th 2018.The 2-1 split was announced on Monday, October 22nd 2018. The newly issued shares were issued to shareholders after the closing bell on Tuesday, November 27th 2018. An investor that had 100 shares of stock prior to the split would have 200 shares after the split.

Who are Bank of Marin Bancorp's major shareholders?

Bank of Marin Bancorp's top institutional investors include Fiduciary Financial Group LLC (0.09%). Insiders that own company stock include Timothy D Myers, Russell A Colombo, William H Mcdevitt Jr, Kevin R Kennedy, Misako Stewart, Steven I Barlow, David A Merck and Arasadi Sathis.
View institutional ownership trends.

How do I buy shares of Bank of Marin Bancorp?

Shares of BMRC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Bank of Marin Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Bank of Marin Bancorp investors own include Waste Connections (WCN), American Water Works (AWK), The RMR Group (RMR), AU Optronics (AUOTY), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Last Earnings: 4/28/2025
• Record date for 5/15 Dividend: 5/08/2025
• Ex-Dividend for 5/15 Dividend: 5/08/2025
• Dividend Payable: 5/15/2025
• Today: 7/08/2025
• Next Earnings (Estimated): 8/04/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - WEST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:BMRC
• CIK: 1403475
• Web: www.bankofmarin.com
• Phone: (415) 763-4520
• Fax: 415-927-8920
• Employees: 310
• Year Founded: 1990

Price Target and Rating

• Average Stock Price Target: $25.50
• High Stock Price Target: $27.00
• Low Stock Price Target: $24.00
• Potential Upside/Downside: +0.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.75
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): ($0.40)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 15.76
• P/E Growth: N/A
• Net Income: -$8.41 million
• Net Margins: -4.20%
• Pretax Margin: -7.34%
• Return on Equity: 3.77%
• Return on Assets: 0.44%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.71
• Quick Ratio: 0.71

Sales & Book Value

• Annual Sales: $119.91 million
• Price / Sales: 3.43
• Cash Flow: $1.20 per share
• Price / Cash Flow: 21.21
• Book Value: $27.07 per share
• Price / Book: 0.94

Miscellaneous

• Outstanding Shares: 16,220,000
• Free Float: 15,288,000
• Market Cap: $411.50 million
• Optionable: Optionable
• Beta: 0.86