Bank of Marin Bancorp (BMRC) Stock Price, News & Analysis

Company Overview

Bank of Marin Bancorp is the bank holding company for Bank of Marin, a community-oriented financial institution headquartered in Novato, California. Through its subsidiary, the company provides a broad range of banking services to individuals, small and medium-sized businesses, and nonprofit organizations. Its operating philosophy emphasizes personalized service and strong local relationships across the San Francisco North Bay region.

The company’s core product offerings include deposit accounts such as checking, savings, money market and time certificates of deposit. On the lending side, Bank of Marin Bancorp originates commercial real estate, construction and land development loans, as well as equipment financing and working-capital lines of credit. Residential mortgage products and home-equity lines of credit round out its consumer lending portfolio. In addition, the company delivers treasury management, cash management and merchant services designed to streamline payments and collections for its business clients.

In support of its banking activities, Bank of Marin Bancorp offers trust, investment advisory and wealth management services through a dedicated investment subsidiary. These services are tailored to meet the needs of high-net-worth individuals, business owners and professional families, providing asset management, retirement planning and trust administration. The company’s mortgage brokerage operations further diversify its revenue streams by connecting borrowers with a range of loan products.

Founded in the early 1980s, Bank of Marin Bancorp has grown organically to operate multiple full-service offices throughout Marin, Sonoma, Napa and adjacent counties. Its focus on community banking—combining local decision-making authority with the discipline of a publicly traded institution—has underpinned steady growth and client retention. An experienced executive team oversees day-to-day operations, ensuring that strategic initiatives are aligned with the company’s commitment to personalized customer service and responsible lending practices.

Key Stats

• Today's Range: $24.70 to $25.07
• 50-Day Range: $21.87 to $25.83
• 52-Week Range: $19.11 to $27.11
• Volume: 47,334 shs
• Average Volume: 86,616 shs
• Market Capitalization: $403.32 million
• P/E Ratio: 58.19
• Dividend Yield: 4.00%
• Price Target: $26.25
• Consensus Rating: Moderate Buy

Bank of Marin Bancorp Stock Analysis - MarketRank™

Bank of Marin Bancorp scored higher than 69% of companies evaluated by MarketBeat, and ranked 475th out of 946 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Bank of Marin Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on 3 buy ratings, 1 hold rating, and no sell ratings.

Upside/Downside

The consensus price target for Bank of Marin Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Bank of Marin Bancorp has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 17.39%

Earnings Growth

Earnings for Bank of Marin Bancorp are expected to grow by 17.39% in the coming year, from $1.61 to $1.89 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Bank of Marin Bancorp is 58.00, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 280.38.

Price to Earnings Ratio vs. Sector

The P/E ratio of Bank of Marin Bancorp is 58.00, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 229.77.

Price to Book Value per Share Ratio

Bank of Marin Bancorp has a P/B Ratio of 0.92. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.71% of the float of Bank of Marin Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Bank of Marin Bancorp has a short interest ratio ("days to cover") of 5.4.

Change versus previous month

Short interest in Bank of Marin Bancorp has recently increased by 8.58%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Bank of Marin Bancorp is a leading dividend payer. It pays a dividend yield of 3.98%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Bank of Marin Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Bank of Marin Bancorp is 232.56%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, Bank of Marin Bancorp will have a dividend payout ratio of 52.91% next year. This indicates that Bank of Marin Bancorp will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

3.71% of the float of Bank of Marin Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Bank of Marin Bancorp has a short interest ratio ("days to cover") of 5.4.

Change versus previous month

Short interest in Bank of Marin Bancorp has recently increased by 8.58%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 1.81

News Sentiment

Bank of Marin Bancorp has a news sentiment score of 1.81. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.20 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Bank of Marin Bancorp this week, compared to 3 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Bank of Marin Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 5.13% of the stock of Bank of Marin Bancorp is held by insiders.

Percentage Held by Institutions

52.26% of the stock of Bank of Marin Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BMRC Stock Analysis - Frequently Asked Questions

How have BMRC shares performed this year?

Bank of Marin Bancorp's stock was trading at $23.77 at the beginning of 2025. Since then, BMRC stock has increased by 5.1% and is now trading at $24.9730.

How were Bank of Marin Bancorp's earnings last quarter?

Bank of Marin Bancorp (NASDAQ:BMRC) announced its quarterly earnings data on Monday, July, 28th. The bank reported $0.29 EPS for the quarter, missing analysts' consensus estimates of $0.36 by $0.07. The bank earned $10.29 million during the quarter, compared to the consensus estimate of $29.07 million. Bank of Marin Bancorp had a net margin of 4.43% and a trailing twelve-month return on equity of 4.60%.
Read the conference call transcript.

When did Bank of Marin Bancorp's stock split?

Bank of Marin Bancorp shares split before market open on Wednesday, November 28th 2018.The 2-1 split was announced on Monday, October 22nd 2018. The newly minted shares were issued to shareholders after the closing bell on Tuesday, November 27th 2018. An investor that had 100 shares of stock prior to the split would have 200 shares after the split.

Is Bank of Marin Bancorp buying back stock?

Bank of Marin Bancorp's board authorized a stock buyback plan on Monday, July 28th 2025, which allows the company to buy back $25,000,000 in outstanding shares, according to EventVestor. This means that the company could reacquire up to 6.5% of its stock through open market purchases. Stock buyback plans are generally an indication that the company's board believes its stock is undervalued.

Who are Bank of Marin Bancorp's major shareholders?

Bank of Marin Bancorp's top institutional investors include Alliancebernstein L.P. (4.29%), The Manufacturers Life Insurance Company (2.85%), HoldCo Asset Management LP (2.53%) and Ameriprise Financial Inc. (2.30%). Insiders that own company stock include Timothy D Myers, Russell A Colombo, William H Mcdevitt Jr, Kevin R Kennedy, Misako Stewart, Steven I Barlow, David A Merck and Arasadi Sathis.
View institutional ownership trends.

How do I buy shares of Bank of Marin Bancorp?

Shares of BMRC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Bank of Marin Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Bank of Marin Bancorp investors own include Waste Connections (WCN), American Water Works (AWK), The RMR Group (RMR), AU Optronics (AUOTY), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Last Earnings: 7/28/2025
• Record date for 8/14 Dividend: 8/07/2025
• Ex-Dividend for 8/14 Dividend: 8/07/2025
• Dividend Payable: 8/14/2025
• Today: 9/11/2025
• Next Earnings (Estimated): 10/27/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - WEST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:BMRC
• CIK: 1403475
• Web: www.bankofmarin.com
• Phone: (415) 763-4520
• Fax: 415-927-8920
• Employees: 310
• Year Founded: 1990

Price Target and Rating

• Average Price Target for Bank of Marin Bancorp: $26.25
• High Price Target: $27.00
• Low Price Target: $25.00
• Potential Upside/Downside: +5.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.75
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.43
• Trailing P/E Ratio: 58.00
• Forward P/E Ratio: 15.51
• P/E Growth: N/A
• Net Income: -$8.41 million
• Net Margins: 4.43%
• Pretax Margin: 7.63%
• Return on Equity: 4.60%
• Return on Assets: 0.54%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.72
• Quick Ratio: 0.72

Sales & Book Value

• Annual Sales: $119.91 million
• Price / Sales: 3.36
• Cash Flow: $1.20 per share
• Price / Cash Flow: 20.73
• Book Value: $27.07 per share
• Price / Book: 0.92

Miscellaneous

• Outstanding Shares: 16,120,000
• Free Float: 15,298,000
• Market Cap: $402.56 million
• Optionable: Optionable
• Beta: 0.91