Cass Information Systems (CASS) Stock Price, News & Analysis

Company Overview

Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. The company operates through two segments, Information Services and Banking Services. Its services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information. The company also processes and pays facility-related invoices, such as electricity, gas, waste, and telecommunications expenses; and provides telecom expense management solutions, as well as church management software solution and on-line platform to provide generosity services for faith-based and non-profit organizations. In addition, the company, through its banking subsidiary, Cass Commercial Bank, provides a range of banking products and services, such as demand, savings, time, and money market deposits; commercial, industrial, commercial real estate, and construction and land development loans; and cash management services to privately held businesses, restaurant franchises, and faith-related ministries. Further, it provides B2B payment platform for clients that require an agile fintech partner. It operates through its banking facility near downtown St. Louis, Missouri; operating branch in the Bridgeton, Missouri; and leased facilities in Colorado Springs, Colorado. The company was formerly known as Cass Commercial Corporation and changed its name to Cass Information Systems, Inc. in January 2001. Cass Information Systems, Inc. was founded in 1906 and is headquartered in Saint Louis, Missouri.

Key Stats

• Today's Range: $41.24 to $42.06
• 50-Day Range: $39.19 to $44.39
• 52-Week Range: $37.99 to $47.14
• Volume: 11,345 shs
• Average Volume: 43,213 shs
• Market Capitalization: $563.85 million
• P/E Ratio: 30.34
• Dividend Yield: 2.96%
• Price Target: $46.00
• Consensus Rating: Buy

Cass Information Systems Stock Analysis - MarketRank™

Cass Information Systems scored higher than 87% of companies evaluated by MarketBeat, and ranked 147th out of 654 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

Cass Information Systems has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Cass Information Systems has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 20.23%

Earnings Growth

Earnings for Cass Information Systems are expected to grow by 20.23% in the coming year, from $2.62 to $3.15 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Cass Information Systems is 30.10, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 21.96.

Price to Earnings Ratio vs. Sector

The P/E ratio of Cass Information Systems is 30.10, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 43.38.

Price to Book Value per Share Ratio

Cass Information Systems has a P/B Ratio of 2.46. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.34% of the float of Cass Information Systems has been sold short.

Short Interest Ratio / Days to Cover

Cass Information Systems has a short interest ratio ("days to cover") of 3.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Cass Information Systems has recently decreased by 6.50%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Cass Information Systems pays a meaningful dividend of 3.04%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Cass Information Systems has been increasing its dividend for 23 years.

Dividend Coverage

The dividend payout ratio of Cass Information Systems is 81.58%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, Cass Information Systems will have a dividend payout ratio of 39.37% next year. This indicates that Cass Information Systems will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.8 / 5
• Environmental Score: -0.79

Percentage of Shares Shorted

1.34% of the float of Cass Information Systems has been sold short.

Short Interest Ratio / Days to Cover

Cass Information Systems has a short interest ratio ("days to cover") of 3.6, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Cass Information Systems has recently decreased by 6.50%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Cass Information Systems insiders have bought more of their company's stock than they have sold. Specifically, they have bought $9,812.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 3.16% of the stock of Cass Information Systems is held by insiders.

Percentage Held by Institutions

59.08% of the stock of Cass Information Systems is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

CASS Stock Analysis - Frequently Asked Questions

How have CASS shares performed this year?

Cass Information Systems' stock was trading at $40.91 at the start of the year. Since then, CASS stock has increased by 1.7% and is now trading at $41.6050.
View the best growth stocks for 2025 here.

How were Cass Information Systems' earnings last quarter?

Cass Information Systems, Inc. (NASDAQ:CASS) issued its quarterly earnings data on Thursday, April, 17th. The business services provider reported $0.63 earnings per share for the quarter, topping analysts' consensus estimates of $0.60 by $0.03. The business services provider had revenue of $46.41 million for the quarter, compared to analysts' expectations of $51.49 million. Cass Information Systems had a trailing twelve-month return on equity of 8.25% and a net margin of 9.62%.

Who are Cass Information Systems' major shareholders?

Cass Information Systems' top institutional investors include Fenimore Asset Management Inc (2.52%), Speece Thorson Capital Group Inc. (2.40%), Tributary Capital Management LLC (2.29%) and Bank of New York Mellon Corp (0.63%). Insiders that own company stock include Martin H Resch and Michael James Normile.
View institutional ownership trends.

How do I buy shares of Cass Information Systems?

Shares of CASS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Cass Information Systems own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Cass Information Systems investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA), JPMorgan Chase & Co. (JPM) and First Solar (FSLR).

Company Calendar

• Record date for 3/14 Dividend: 3/04/2025
• Ex-Dividend for 3/14 Dividend: 3/04/2025
• Dividend Payable: 3/14/2025
• Last Earnings: 4/17/2025
• Today: 5/04/2025
• Record date for 6/13 Dividend: 6/03/2025
• Ex-Dividend for 6/13 Dividend: 6/03/2025
• Dividend Payable: 6/13/2025
• Next Earnings (Estimated): 7/17/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Computer and Technology
• Industry: Business services, not elsewhere classified
• Sub-Industry: Data Processing & Outsourced Services
• Current Symbol: NASDAQ:CASS
• CIK: 708781
• Web: www.cassinfo.com
• Phone: (314) 506-5500
• Fax: 314-506-5955
• Employees: 1,210
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $46.00
• High Stock Price Target: $46.00
• Low Stock Price Target: $46.00
• Potential Upside/Downside: +10.6%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $1.52
• Trailing P/E Ratio: 30.15
• Forward P/E Ratio: 15.88
• P/E Growth: N/A
• Net Income: $19.17 million
• Net Margins: 9.62%
• Pretax Margin: 14.44%
• Return on Equity: 8.25%
• Return on Assets: 0.84%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.67
• Quick Ratio: 0.67

Sales & Book Value

• Annual Sales: $187.78 million
• Price / Sales: 2.98
• Cash Flow: $2.73 per share
• Price / Cash Flow: 15.26
• Book Value: $16.90 per share
• Price / Book: 2.46

Miscellaneous

• Outstanding Shares: 13,465,000
• Free Float: 13,245,000
• Market Cap: $560.14 million
• Optionable: Optionable
• Beta: 0.43