Bay Commercial Bank (BCML) Projected to Post Earnings on Thursday

Key Points

• Bay Commercial Bank (NASDAQ: BCML) is expected to announce its Q3 2025 earnings on October 16th, with analysts predicting earnings of $0.53 per share and revenue of $23.67 million.
• The bank recently increased its quarterly dividend to $0.25 per share, offering a yield of 3.6% based on an annualized dividend of $1.00.
• Analysts have a Moderate Buy consensus rating for Bay Commercial Bank, with a target price raised to $32.00 from $30.00.

Bay Commercial Bank (NASDAQ:BCML - Get Free Report) is expected to be announcing its Q3 2025 results before the market opens on Thursday, October 16th. Analysts expect the company to announce earnings of $0.53 per share and revenue of $23.6670 million for the quarter. Investors are encouraged to explore the company's upcoming Q3 2025 earningoverview page for the latest details on the call scheduled for Friday, October 17, 2025 at 4:00 PM ET.

Bay Commercial Bank (NASDAQ:BCML - Get Free Report) last issued its quarterly earnings results on Thursday, July 17th. The company reported $0.58 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.55 by $0.03. The firm had revenue of $24.67 million for the quarter, compared to analysts' expectations of $23.53 million. Bay Commercial Bank had a return on equity of 7.41% and a net margin of 17.36%. On average, analysts expect Bay Commercial Bank to post $2 EPS for the current fiscal year and $3 EPS for the next fiscal year.

Bay Commercial Bank Stock Performance

Shares of BCML opened at $28.15 on Thursday. Bay Commercial Bank has a 1 year low of $22.22 and a 1 year high of $30.96. The company has a debt-to-equity ratio of 0.22, a quick ratio of 1.05 and a current ratio of 1.05. The company's fifty day moving average is $29.00 and its two-hundred day moving average is $27.50. The stock has a market capitalization of $307.40 million, a P/E ratio of 12.91 and a beta of 0.53.

Bay Commercial Bank Increases Dividend

The firm also recently announced a quarterly dividend, which will be paid on Thursday, October 9th. Shareholders of record on Thursday, September 11th will be given a dividend of $0.25 per share. This represents a $1.00 annualized dividend and a yield of 3.6%. The ex-dividend date is Thursday, September 11th. This is a positive change from Bay Commercial Bank's previous quarterly dividend of $0.20. Bay Commercial Bank's payout ratio is presently 45.87%.

Institutional Inflows and Outflows

A number of institutional investors and hedge funds have recently added to or reduced their stakes in the company. Empowered Funds LLC raised its position in shares of Bay Commercial Bank by 8.2% in the first quarter. Empowered Funds LLC now owns 37,226 shares of the company's stock valued at $937,000 after buying an additional 2,827 shares during the last quarter. Jane Street Group LLC acquired a new position in Bay Commercial Bank in the 1st quarter valued at $454,000. Rhumbline Advisers lifted its stake in shares of Bay Commercial Bank by 3.5% during the 2nd quarter. Rhumbline Advisers now owns 16,673 shares of the company's stock worth $462,000 after purchasing an additional 564 shares during the period. Invesco Ltd. acquired a new stake in shares of Bay Commercial Bank during the second quarter worth $241,000. Finally, EverSource Wealth Advisors LLC boosted its holdings in shares of Bay Commercial Bank by 119,480.0% during the second quarter. EverSource Wealth Advisors LLC now owns 5,979 shares of the company's stock worth $166,000 after purchasing an additional 5,974 shares during the last quarter. 66.16% of the stock is currently owned by hedge funds and other institutional investors.

Analyst Ratings Changes

BCML has been the topic of a number of recent analyst reports. Wall Street Zen raised Bay Commercial Bank from a "sell" rating to a "hold" rating in a report on Sunday, June 29th. Weiss Ratings reaffirmed a "buy (b)" rating on shares of Bay Commercial Bank in a research note on Wednesday. Finally, DA Davidson upped their target price on shares of Bay Commercial Bank from $30.00 to $32.00 and gave the stock a "buy" rating in a research report on Monday, July 21st. Two research analysts have rated the stock with a Buy rating and one has issued a Hold rating to the company's stock. Based on data from MarketBeat.com, Bay Commercial Bank presently has a consensus rating of "Moderate Buy" and a consensus price target of $31.50.

Bay Commercial Bank Company Profile

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection.

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