Bread Financial (BFH) Projected to Post Quarterly Earnings on Thursday

Bread Financial (NYSE:BFH - Get Free Report) is expected to post its Q2 2025 quarterly earnings results before the market opens on Thursday, July 24th. Analysts expect Bread Financial to post earnings of $1.84 per share and revenue of $944.69 million for the quarter.

Bread Financial (NYSE:BFH - Get Free Report) last posted its earnings results on Thursday, April 24th. The company reported $2.86 EPS for the quarter, topping the consensus estimate of $2.10 by $0.76. Bread Financial had a return on equity of 12.60% and a net margin of 5.89%. The business had revenue of $970.00 million during the quarter, compared to the consensus estimate of $956.17 million. During the same quarter last year, the company earned $2.73 EPS. Bread Financial's revenue was down 2.1% on a year-over-year basis. On average, analysts expect Bread Financial to post $6 EPS for the current fiscal year and $9 EPS for the next fiscal year.

Bread Financial Price Performance

BFH stock traded down $1.10 during midday trading on Friday, reaching $61.20. 480,128 shares of the company's stock traded hands, compared to its average volume of 869,556. The company has a 50-day simple moving average of $55.17 and a two-hundred day simple moving average of $54.22. Bread Financial has a 1-year low of $38.21 and a 1-year high of $66.71. The company has a market cap of $2.85 billion, a price-to-earnings ratio of 10.87, a PEG ratio of 1.14 and a beta of 1.38. The company has a quick ratio of 1.17, a current ratio of 1.17 and a debt-to-equity ratio of 0.42.

Bread Financial Announces Dividend

The business also recently declared a quarterly dividend, which was paid on Friday, June 13th. Stockholders of record on Friday, May 9th were paid a $0.21 dividend. This represents a $0.84 dividend on an annualized basis and a dividend yield of 1.37%. The ex-dividend date of this dividend was Friday, May 9th. Bread Financial's dividend payout ratio (DPR) is currently 14.92%.

Institutional Trading of Bread Financial

A number of institutional investors and hedge funds have recently added to or reduced their stakes in BFH. Goldman Sachs Group Inc. raised its position in shares of Bread Financial by 104.8% during the first quarter. Goldman Sachs Group Inc. now owns 736,604 shares of the company's stock worth $36,889,000 after purchasing an additional 376,920 shares during the period. Millennium Management LLC raised its position in shares of Bread Financial by 46.5% during the first quarter. Millennium Management LLC now owns 345,902 shares of the company's stock worth $17,323,000 after purchasing an additional 109,864 shares during the period. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC raised its position in shares of Bread Financial by 3.0% during the first quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 157,833 shares of the company's stock worth $7,904,000 after purchasing an additional 4,624 shares during the period. Strs Ohio acquired a new position in shares of Bread Financial during the first quarter worth approximately $65,000. Finally, MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. raised its position in shares of Bread Financial by 4.5% during the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 29,589 shares of the company's stock worth $1,482,000 after purchasing an additional 1,286 shares during the period. Institutional investors and hedge funds own 99.52% of the company's stock.

Analyst Ratings Changes

BFH has been the topic of several analyst reports. Morgan Stanley boosted their price target on shares of Bread Financial from $36.00 to $39.00 and gave the stock an "underweight" rating in a research report on Monday, May 12th. Royal Bank Of Canada restated a "sector perform" rating on shares of Bread Financial in a research note on Monday, July 14th. JMP Securities restated a "market perform" rating on shares of Bread Financial in a research note on Monday, April 28th. Barclays restated an "underweight" rating and set a $52.00 price objective (up from $45.00) on shares of Bread Financial in a research note on Tuesday, July 8th. Finally, BTIG Research set a $105.00 target price on shares of Bread Financial and gave the stock a "buy" rating in a report on Monday, July 14th. Three equities research analysts have rated the stock with a sell rating, six have issued a hold rating and four have issued a buy rating to the company. According to data from MarketBeat.com, the stock currently has an average rating of "Hold" and a consensus target price of $63.92.

About Bread Financial

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.