NASDAQ:CPSS Consumer Portfolio Services (CPSS) Stock Price, News & Analysis $9.56 0.00 (0.00%) Closing price 09/25/2026 04:00 PM EasternExtended Trading$9.53 -0.03 (-0.31%) As of 09/25/2026 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Consumer Portfolio Services Stock (NASDAQ:CPSS) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get CPSS alerts:Sign Up Key Stats Today's Range$9.31▼$9.6750-Day Range$8.81▼$9.6452-Week Range$7.30▼$10.49Volume40,045 shsAverage Volume28,941 shsMarket Capitalization$206.11 millionP/E Ratio10.39Dividend YieldN/APrice TargetN/AConsensus RatingHold Company Overview Consumer Portfolio Services, Inc. (NASDAQ: CPSS) is a specialty finance company focused on automobile lending. The company provides financing to consumers who may have limited or impaired credit histories and primarily supports the purchase of used vehicles. Consumer Portfolio Services generally originates business through an indirect lending model. It purchases and services retail installment sales contracts generated by franchised and independent automobile dealers, allowing dealers to offer financing to customers while transferring the contracts to the company. Its activities include underwriting, loan servicing, payment collection and management of automobile finance receivables. Founded in 1991, Consumer Portfolio Services serves the United States through relationships with automobile dealers and operates from its headquarters in Irvine, California. Its business is centered on providing access to vehicle financing for non-prime consumers and managing the associated loan portfolios over their terms.AI Generated. May Contain Errors. Read More Consumer Portfolio Services Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks36th Percentile Overall ScoreCPSS MarketRank™: Consumer Portfolio Services scored higher than 36% of companies evaluated by MarketBeat, and ranked 695th out of 855 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.2 / 5Analyst RatingHold Consensus RatingConsumer Portfolio Services has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageConsumer Portfolio Services has only been the subject of 1 research reports in the past 90 days.Read more about Consumer Portfolio Services' stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Consumer Portfolio Services is 10.39, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.64.Price to Earnings Ratio vs. SectorThe P/E ratio of Consumer Portfolio Services is 10.39, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.57.Price to Book Value per Share RatioConsumer Portfolio Services has a P/B Ratio of 0.68. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Consumer Portfolio Services' valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.06% of the float of Consumer Portfolio Services has been sold short.Short Interest Ratio / Days to CoverConsumer Portfolio Services has a short interest ratio ("days to cover") of 5.29.Change versus previous monthShort interest in Consumer Portfolio Services has recently decreased by 0.64%, indicating that investor sentiment is improving. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldConsumer Portfolio Services does not currently pay a dividend.Dividend GrowthConsumer Portfolio Services does not have a long track record of dividend growth. News and Social Media2.9 / 5News Sentiment0.60 News SentimentConsumer Portfolio Services has a news sentiment score of 0.60. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Consumer Portfolio Services this week, compared to 2 articles on an average week.Search Interest3 people have searched for CPSS on MarketBeat in the last 30 days. Company Ownership2.0 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Consumer Portfolio Services insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,299,825.00 in company stock.Percentage Held by Insiders63.70% of the stock of Consumer Portfolio Services is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions47.57% of the stock of Consumer Portfolio Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Consumer Portfolio Services' insider trading history. Receive CPSS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Consumer Portfolio Services and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CPSS Stock News HeadlinesConsumer Portfolio Services (NASDAQ:CPSS) Stock Rating Upgraded by Wall Street ZenSeptember 27 at 1:07 AM | americanbankingnews.comConsumer Portfolio Services (NASDAQ:CPSS) Rating Increased to Hold at Wall Street ZenSeptember 19, 2026 | americanbankingnews.comCODE RED: AI Meltdown Imminent?After correctly predicting the 2008 and 2020 stock market meltdowns, I believe this AI company is about to trigger the next crash. The research firm Bernstein Research said this AI company has the power to crash the global economy for a decade, the CEO just issued a CODE RED in an internal memo warning employees they're dealing with a critical situation, and another company executive even implied they might need a government bailout. The last time I saw something like this was in 2008 when I predicted a stock market meltdown just three weeks before Lehman went under. | Paradigm Press (Ad)Consumer Portfolio Services (NASDAQ:CPSS) VP Noel Jackson Sells 7,500 Shares of StockSeptember 4, 2026 | insidertrades.comCharles Bradley, Jr. Sells 125,000 Shares of Consumer Portfolio Services (NASDAQ:CPSS) StockAugust 29, 2026 | insidertrades.comCPS Announces $80.0 Million Securitization of Residual InterestsAugust 18, 2026 | globenewswire.comCPS Announces Second Quarter 2026 EarningsAugust 4, 2026 | markets.businessinsider.comCPS to Host Conference Call on Second Quarter 2026 EarningsAugust 3, 2026 | globenewswire.comSee More Headlines CPSS Stock Analysis - Frequently Asked Questions How have CPSS shares performed this year? Consumer Portfolio Services' stock was trading at $9.33 at the beginning of the year. Since then, CPSS shares have increased by 2.5% and is now trading at $9.56. How were Consumer Portfolio Services' earnings last quarter? Consumer Portfolio Services, Inc. (NASDAQ:CPSS) released its quarterly earnings results on Tuesday, August, 4th. The credit services provider reported $0.27 EPS for the quarter. The credit services provider earned $57.14 million during the quarter. Consumer Portfolio Services had a net margin of 4.78% and a trailing twelve-month return on equity of 6.91%. Read the conference call transcript. Who are Consumer Portfolio Services' major shareholders? Top institutional investors of Consumer Portfolio Services include BlackRock Inc. (3.02%), Empowered Funds LLC (0.70%), Concurrent Investment Advisors LLC (0.22%) and Bank of New York Mellon Corp (0.11%). Insiders that own company stock include Charles E Bradley Jr, William B Roberts, Greg Washer, John Patrick Harton, Chris Terry, Daniel S Wood, Catrina Marie Ralston, April Crisp and Noel Jackson. View institutional ownership trends. How do I buy shares of Consumer Portfolio Services? Shares of CPSS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Consumer Portfolio Services own? Based on aggregate information from My MarketBeat watchlists, some other companies that Consumer Portfolio Services investors own include Meta Platforms (META), NVIDIA (NVDA), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA) and Home Depot (HD). Company Calendar Last Earnings8/04/2026Today9/27/2026Next Earnings (Estimated)11/09/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (4m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 CPSS's financial health is in the Green zone, according to TradeSmith. CPSS has been in this zone for over 4 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Consumer Finance Sub-IndustryConsumer Finance Current SymbolNASDAQ:CPSS CIK889609 Webwww.consumerportfolio.com Phone(949) 753-6800Fax949-753-6805Employees994Year Founded1991Profitability EPS (Trailing Twelve Months)$0.92 Trailing P/E Ratio10.39 Forward P/E RatioN/A P/E GrowthN/ANet Income$19.33 million Net Margins4.78% Pretax Margin6.93% Return on Equity6.91% Return on Assets0.54% Debt Debt-to-Equity Ratio10.43 Current Ratio5.67 Quick Ratio5.67 Sales & Book Value Annual Sales$434.47 million Price / Sales0.47 Cash Flow$1.48 per share Price / Cash Flow6.44 Book Value$14.02 per share Price / Book0.68Miscellaneous Outstanding Shares21,560,000Free Float7,824,000Market Cap$206.11 million OptionableOptionable Beta1.11 Social Links The 10 Best High-Yield Dividend Stocks for 2026Discover the 10 Best High-Yield Dividend Stocks for 2026 and secure reliable income in uncertain markets. Download the report now to identify top dividend payers and avoid common yield traps.Get This Free Report This page (NASDAQ:CPSS) was last updated on 9/28/2026 by MarketBeat.com Staff. From Our PartnersArizona Gold Explorer Nears First-Ever Resource EstimateA little-known Arizona gold explorer just hit 66.2 metres grading 6.57 g/t gold, including 20.7 metres at 18.2...Wall Street Logic | SponsoredMy next big call (under $1)17,556% on KDA. Here's what I'm buying now. It's a coin under $1.00 that most investors have never heard of...Crypto 101 Media | SponsoredMusk says UBI is coming. I say it's already here.Elon Musk says AI could make money irrelevant by 2036. 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