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Consumer Portfolio Services (CPSS) Stock Price, News & Analysis

Consumer Portfolio Services logo
$9.37 -0.18 (-1.88%)
As of 03:10 PM Eastern
This is a fair market value price provided by Massive. Learn more.

About Consumer Portfolio Services Stock (NASDAQ:CPSS)

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Key Stats

Today's Range
$9.37
$9.61
50-Day Range
$8.81
$9.64
52-Week Range
$7.30
$10.49
Volume
9,351 shs
Average Volume
21,696 shs
Market Capitalization
$201.97 million
P/E Ratio
10.23
Dividend Yield
N/A
Price Target
N/A
Consensus Rating
Sell

Company Overview

Consumer Portfolio Services, Inc. (NASDAQ: CPSS) is a specialty finance company focused on automobile lending. The company provides financing to consumers who may have limited or impaired credit histories and primarily supports the purchase of used vehicles.

Consumer Portfolio Services generally originates business through an indirect lending model. It purchases and services retail installment sales contracts generated by franchised and independent automobile dealers, allowing dealers to offer financing to customers while transferring the contracts to the company. Its activities include underwriting, loan servicing, payment collection and management of automobile finance receivables.

Founded in 1991, Consumer Portfolio Services serves the United States through relationships with automobile dealers and operates from its headquarters in Irvine, California. Its business is centered on providing access to vehicle financing for non-prime consumers and managing the associated loan portfolios over their terms.

AI Generated. May Contain Errors.

Consumer Portfolio Services Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
22nd Percentile Overall Score

CPSS MarketRank™: 

Consumer Portfolio Services scored higher than 22% of companies evaluated by MarketBeat, and ranked 776th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Consumer Portfolio Services has received a consensus rating of Sell. The company's average rating score is 1.00, and is based on no strong buy ratings, no buy ratings, no hold ratings, and 1 sell rating.

  • Amount of Analyst Coverage

    Consumer Portfolio Services has only been the subject of 1 research reports in the past 90 days.

  • Read more about Consumer Portfolio Services' stock forecast and price target.
  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Consumer Portfolio Services is 10.38, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.93.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Consumer Portfolio Services is 10.38, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.32.

  • Price to Book Value per Share Ratio

    Consumer Portfolio Services has a P/B Ratio of 0.68. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about Consumer Portfolio Services' valuation and earnings.
  • Percentage of Shares Shorted

    2.07% of the float of Consumer Portfolio Services has been sold short.
  • Short Interest Ratio / Days to Cover

    Consumer Portfolio Services has a short interest ratio ("days to cover") of 10.17, which indicates bearish sentiment.
  • Change versus previous month

    Short interest in Consumer Portfolio Services has recently increased by 8.49%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Consumer Portfolio Services does not currently pay a dividend.

  • Dividend Growth

    Consumer Portfolio Services does not have a long track record of dividend growth.

  • News Sentiment

    Consumer Portfolio Services has a news sentiment score of 1.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.87 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 2 news articles for Consumer Portfolio Services this week, compared to 2 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Consumer Portfolio Services insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,367,235.00 in company stock.

  • Percentage Held by Insiders

    63.70% of the stock of Consumer Portfolio Services is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    47.57% of the stock of Consumer Portfolio Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Consumer Portfolio Services' insider trading history.
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CPSS Stock News Headlines

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CPS Announces Second Quarter 2026 Earnings
See More Headlines

CPSS Stock Analysis - Frequently Asked Questions

Consumer Portfolio Services' stock was trading at $9.33 at the beginning of 2026. Since then, CPSS shares have increased by 2.3% and is now trading at $9.5450.

Consumer Portfolio Services, Inc. (NASDAQ:CPSS) posted its earnings results on Tuesday, August, 4th. The credit services provider reported $0.27 EPS for the quarter. The credit services provider earned $57.14 million during the quarter. Consumer Portfolio Services had a net margin of 4.78% and a trailing twelve-month return on equity of 6.91%.
Read the conference call transcript
.

Top institutional shareholders of Consumer Portfolio Services include BlackRock Inc. (3.02%), Empowered Funds LLC (0.70%), Concurrent Investment Advisors LLC (0.22%) and Bank of New York Mellon Corp (0.11%). Insiders that own company stock include Charles E Bradley Jr, William B Roberts, Greg Washer, John Patrick Harton, Chris Terry, Daniel S Wood, Catrina Marie Ralston, April Crisp and Noel Jackson.
View institutional ownership trends
.

Shares of CPSS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Consumer Portfolio Services investors own include Meta Platforms (META), NVIDIA (NVDA), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA) and Home Depot (HD).

Company Calendar

Last Earnings
8/04/2026
Today
9/15/2026
Next Earnings (Estimated)
11/09/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Consumer Finance
Sub-Industry
Consumer Finance
Current Symbol
NASDAQ:CPSS
CIK
889609
Employees
994
Year Founded
1991

Profitability

EPS (Trailing Twelve Months)
$0.92
Trailing P/E Ratio
10.23
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$19.33 million
Net Margins
4.78%
Pretax Margin
6.93%
Return on Equity
6.91%
Return on Assets
0.54%

Debt

Debt-to-Equity Ratio
10.43
Current Ratio
5.67
Quick Ratio
5.67

Sales & Book Value

Annual Sales
$208.84 million
Price / Sales
0.97
Cash Flow
$1.48 per share
Price / Cash Flow
6.35
Book Value
$14.02 per share
Price / Book
0.67

Miscellaneous

Outstanding Shares
21,555,000
Free Float
7,824,000
Market Cap
$201.97 million
Optionable
Optionable
Beta
1.11

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This page (NASDAQ:CPSS) was last updated on 9/15/2026 by MarketBeat.com Staff.
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