NASDAQ:CPSS Consumer Portfolio Services (CPSS) Stock Price, News & Analysis $9.01 -0.08 (-0.88%) Closing price 10/5/2026 04:00 PM EasternExtended Trading$9.02 +0.01 (+0.11%) As of 10/5/2026 07:55 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Consumer Portfolio Services Stock (NASDAQ:CPSS) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get CPSS alerts:Sign Up Key Stats Today's Range$8.94▼$9.3250-Day Range$8.81▼$9.6452-Week Range$7.39▼$10.49Volume31,172 shsAverage Volume28,847 shsMarket Capitalization$197.41 millionP/E Ratio9.79Dividend YieldN/APrice TargetN/AConsensus RatingHold Company Overview Consumer Portfolio Services, Inc. (NASDAQ: CPSS) is a specialty finance company that provides automobile financing to consumers, including borrowers who may have limited or impaired credit histories. The company primarily operates through an indirect lending model, purchasing retail installment sales contracts originated by automobile dealerships and providing financing for the purchase of new and used vehicles. Consumer Portfolio Services funds its lending activities through a combination of debt financing and the securitization of automobile receivables. It also provides account servicing throughout the life of the loans, including payment processing, customer service, collections and other administrative functions. The company works with a network of franchised and independent automobile dealers in the United States. Founded in 1991, Consumer Portfolio Services is headquartered in Irvine, California. Its business is focused on expanding access to vehicle financing while managing the credit and servicing risks associated with near-prime and subprime automobile loans.AI Generated. May Contain Errors. Read More Consumer Portfolio Services Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks31st Percentile Overall ScoreCPSS MarketRank™: Consumer Portfolio Services scored higher than 31% of companies evaluated by MarketBeat, and ranked 697th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.2 / 5Analyst RatingHold Consensus RatingConsumer Portfolio Services has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageConsumer Portfolio Services has only been the subject of 1 research reports in the past 90 days.Read more about Consumer Portfolio Services' stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Consumer Portfolio Services is 9.79, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.65.Price to Earnings Ratio vs. SectorThe P/E ratio of Consumer Portfolio Services is 9.79, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.43.Price to Book Value per Share RatioConsumer Portfolio Services has a P/B Ratio of 0.64. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Consumer Portfolio Services' valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.06% of the float of Consumer Portfolio Services has been sold short.Short Interest Ratio / Days to CoverConsumer Portfolio Services has a short interest ratio ("days to cover") of 5.29.Change versus previous monthShort interest in Consumer Portfolio Services has recently decreased by 0.64%, indicating that investor sentiment is improving. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldConsumer Portfolio Services does not currently pay a dividend.Dividend GrowthConsumer Portfolio Services does not have a long track record of dividend growth. News and Social Media1.7 / 5News SentimentN/A News SentimentConsumer Portfolio Services has a news sentiment score of -0.33. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.60 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for Consumer Portfolio Services this week, compared to 2 articles on an average week.Search Interest3 people have searched for CPSS on MarketBeat in the last 30 days. Company Ownership2.0 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Consumer Portfolio Services insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,299,825.00 in company stock.Percentage Held by Insiders63.80% of the stock of Consumer Portfolio Services is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions47.57% of the stock of Consumer Portfolio Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Consumer Portfolio Services' insider trading history. Receive CPSS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Consumer Portfolio Services and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CPSS Stock News HeadlinesConsumer Portfolio Services (NASDAQ:CPSS) Stock Rating Upgraded by Wall Street ZenSeptember 27, 2026 | americanbankingnews.comCPS Announces $80.0 Million Securitization of Residual InterestsAugust 18, 2026 | globenewswire.comYour book attachedBill Poulos is giving away his 'Safe Trade Options Formula' book for free - but only for a limited time through a temporary download link. He plans to charge for it soon. Download your copy now and lock it in at no cost, regardless of future pricing. | Profits Run (Ad)CPS Announces Second Quarter 2026 EarningsAugust 4, 2026 | markets.businessinsider.comCPS to Host Conference Call on Second Quarter 2026 EarningsAugust 3, 2026 | globenewswire.comConsumer Portfolio Services Completes Record Auto Receivables SecuritizationJuly 24, 2026 | tipranks.comCPS Announces $716.88 Million Senior Subordinate Asset-Backed SecuritizationJuly 22, 2026 | markets.businessinsider.comCPS Announces $716.88 Million Senior Subordinate Asset-Backed SecuritizationJuly 22, 2026 | globenewswire.comSee More Headlines CPSS Stock Analysis - Frequently Asked Questions How have CPSS shares performed this year? Consumer Portfolio Services' stock was trading at $9.33 at the beginning of 2026. Since then, CPSS stock has decreased by 3.4% and is now trading at $9.01. How were Consumer Portfolio Services' earnings last quarter? Consumer Portfolio Services, Inc. (NASDAQ:CPSS) issued its earnings results on Tuesday, August, 4th. The credit services provider reported $0.27 earnings per share (EPS) for the quarter. The credit services provider had revenue of $57.14 million for the quarter. Consumer Portfolio Services had a trailing twelve-month return on equity of 6.91% and a net margin of 4.78%. Read the conference call transcript. How do I buy shares of Consumer Portfolio Services? Shares of CPSS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Consumer Portfolio Services own? Based on aggregate information from My MarketBeat watchlists, some other companies that Consumer Portfolio Services investors own include Meta Platforms (META), NVIDIA (NVDA), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA) and Home Depot (HD). Company Calendar Last Earnings8/04/2026Today10/05/2026Next Earnings (Estimated)11/09/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (5m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 CPSS's financial health is in the Green zone, according to TradeSmith. CPSS has been in this zone for over 5 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Consumer Finance Sub-IndustryConsumer Finance Current SymbolNASDAQ:CPSS CIK889609 Webwww.consumerportfolio.com Phone(949) 753-6800Fax949-753-6805Employees994Year Founded1991Profitability EPS (Trailing Twelve Months)$0.92 Trailing P/E Ratio9.79 Forward P/E RatioN/A P/E GrowthN/ANet Income$19.33 million Net Margins4.78% Pretax Margin6.93% Return on Equity6.91% Return on Assets0.54% Debt Debt-to-Equity Ratio10.43 Current Ratio5.67 Quick Ratio5.67 Sales & Book Value Annual Sales$434.47 million Price / Sales0.45 Cash Flow$1.47 per share Price / Cash Flow6.12 Book Value$14.02 per share Price / Book0.64Miscellaneous Outstanding Shares21,910,000Free Float7,930,000Market Cap$197.41 million OptionableOptionable Beta1.14 Social Links The Best Nuclear Energy Stocks to BuyNuclear energy is entering a new growth cycle as rising power demand, expanding data centers, and renewed policy support bring the sector back into focus. 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