NASDAQ:CPSS Consumer Portfolio Services (CPSS) Stock Price, News & Analysis $9.18 -0.13 (-1.40%) Closing price 04:00 PM EasternExtended Trading$9.23 +0.05 (+0.54%) As of 06:32 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Consumer Portfolio Services Stock (NASDAQ:CPSS) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get CPSS alerts:Sign Up Key Stats Today's Range$9.18▼$9.5050-Day Range$8.97▼$10.0052-Week Range$6.67▼$10.49Volume13,049 shsAverage Volume21,840 shsMarket Capitalization$199.21 millionP/E Ratio10.80Dividend YieldN/APrice TargetN/AConsensus RatingHold Company Overview Consumer Portfolio Services, Inc. is a specialty finance company focused on originating and servicing retail installment contracts for the automotive industry. The company primarily serves subprime and near-prime borrowers by partnering with a network of franchised and independent auto dealers across the United States. By providing flexible financing solutions, CPS seeks to expand vehicle ownership opportunities for customers who may not qualify for traditional prime auto loans. CPS operates through two principal segments: loan origination and servicing. In its origination segment, the company purchases retail installment contracts directly from dealer partners and retains servicing responsibilities. In its servicing segment, CPS manages both its owned portfolios and third-party portfolios, collecting payments, administering delinquencies, and coordinating repossession and resale activities when necessary. This dual–function model allows the company to capture servicing fees while maintaining exposure to loan performance. Founded in 1991 and headquartered in Torrance, California, Consumer Portfolio Services has built its platform to support vehicle financing in all 50 states. The company’s capital-efficient structure includes securitization vehicles and warehouse facilities that enable it to fund origination volumes without relying solely on its balance sheet. CPS is listed on the Nasdaq Global Select Market under the ticker symbol CPSS. Through its nationwide dealer network and integrated servicing capabilities, CPS aims to maintain portfolio performance and enhance returns. The company’s management team leverages decades of experience in subprime lending and asset recovery to navigate market cycles and regulatory requirements, positioning CPS as a specialized provider of auto finance solutions for underserved borrowers.AI Generated. May Contain Errors. Read More Consumer Portfolio Services Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks33rd Percentile Overall ScoreCPSS MarketRank™: Consumer Portfolio Services scored higher than 33% of companies evaluated by MarketBeat, and ranked 712th out of 842 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.2 / 5Analyst RatingHold Consensus RatingConsumer Portfolio Services has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageConsumer Portfolio Services has only been the subject of 1 research reports in the past 90 days.Read more about Consumer Portfolio Services' stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Consumer Portfolio Services is 10.80, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 40.49.Price to Earnings Ratio vs. SectorThe P/E ratio of Consumer Portfolio Services is 10.80, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.34.Price to Book Value per Share RatioConsumer Portfolio Services has a P/B Ratio of 0.65. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Consumer Portfolio Services' valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted1.74% of the float of Consumer Portfolio Services has been sold short.Short Interest Ratio / Days to CoverConsumer Portfolio Services has a short interest ratio ("days to cover") of 6.21.Change versus previous monthShort interest in Consumer Portfolio Services has recently increased by 6.05%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldConsumer Portfolio Services does not currently pay a dividend.Dividend GrowthConsumer Portfolio Services does not have a long track record of dividend growth. News and Social Media3.0 / 5News Sentiment0.86 News SentimentConsumer Portfolio Services has a news sentiment score of 0.86. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for Consumer Portfolio Services this week, compared to 2 articles on an average week.Search Interest1 people have searched for CPSS on MarketBeat in the last 30 days. Company Ownership2.0 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Consumer Portfolio Services insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $67,410.00 in company stock.Percentage Held by Insiders63.70% of the stock of Consumer Portfolio Services is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions47.57% of the stock of Consumer Portfolio Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Consumer Portfolio Services' insider trading history. Receive CPSS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Consumer Portfolio Services and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CPSS Stock News HeadlinesCPS Announces Second Quarter 2026 EarningsAugust 4 at 10:19 PM | markets.businessinsider.comCPS to Host Conference Call on Second Quarter 2026 EarningsAugust 3 at 2:37 PM | globenewswire.comBuy this stock todayMarc Chaikin, founder of Chaikin Analytics, is sharing a strategy he calls 'Sell This, Buy That' - a way to move out of overpriced AI stocks before the tech trade breaks down and into lesser-known names with real potential to challenge the Mag 7. One pick he calls 'an upgrade to Tesla stock' is a little-known company that just inked a partnership with Nvidia, positioning it ahead of Tesla in the autonomous vehicle race.August 5 at 1:00 AM | Chaikin Analytics (Ad)Consumer Portfolio Services Completes Record Auto Receivables SecuritizationJuly 24, 2026 | tipranks.comCPS Announces $716.88 Million Senior Subordinate Asset-Backed SecuritizationJuly 22, 2026 | markets.businessinsider.comCPS Announces $716.88 Million Senior Subordinate Asset-Backed SecuritizationJuly 22, 2026 | globenewswire.comCPS Announces Renewal And Capacity Increase Of Credit FacilityJuly 9, 2026 | globenewswire.comConsumer Portfolio Services: Always Risky, And Macro Isn't Currently The Most RobustJuly 3, 2026 | seekingalpha.comSee More Headlines CPSS Stock Analysis - Frequently Asked Questions How have CPSS shares performed this year? Consumer Portfolio Services' stock was trading at $9.33 at the beginning of 2026. Since then, CPSS shares have decreased by 1.6% and is now trading at $9.18. How were Consumer Portfolio Services' earnings last quarter? Consumer Portfolio Services, Inc. (NASDAQ:CPSS) announced its quarterly earnings data on Tuesday, August, 4th. The credit services provider reported $0.27 earnings per share (EPS) for the quarter. The credit services provider had revenue of $57.14 million for the quarter. Consumer Portfolio Services had a net margin of 4.58% and a trailing twelve-month return on equity of 6.54%. Read the conference call transcript. How do I buy shares of Consumer Portfolio Services? Shares of CPSS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Consumer Portfolio Services own? Based on aggregate information from My MarketBeat watchlists, some other companies that Consumer Portfolio Services investors own include Meta Platforms (META), NVIDIA (NVDA), JPMorgan Chase & Co. (JPM), Advanced Micro Devices (AMD), Netflix (NFLX), Tesla (TSLA) and Home Depot (HD). Company Calendar Last Earnings8/04/2026Today8/05/2026Next Earnings (Estimated)8/10/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (3m+) 1-Year History Aug 25 Nov 25 Feb 26 May 26 Aug 26 CPSS's financial health is in the Green zone, according to TradeSmith. CPSS has been in this zone for over 3 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Consumer Finance Sub-IndustryConsumer Finance Current SymbolNASDAQ:CPSS CIK889609 Webwww.consumerportfolio.com Phone(949) 753-6800Fax949-753-6805Employees740Year Founded1991Profitability EPS (Trailing Twelve Months)$0.85 Trailing P/E Ratio10.80 Forward P/E RatioN/A P/E GrowthN/ANet Income$19.33 million Net Margins4.58% Pretax Margin6.64% Return on Equity6.54% Return on Assets0.52% Debt Debt-to-Equity Ratio10.18 Current Ratio7.48 Quick Ratio7.48 Sales & Book Value Annual Sales$434.47 million Price / Sales0.46 Cash Flow$1.42 per share Price / Cash Flow6.46 Book Value$14.02 per share Price / Book0.65Miscellaneous Outstanding Shares21,700,000Free Float7,877,000Market Cap$199.21 million OptionableOptionable Beta1.13 Social Links 10 Stocks Powering The Next AI Boom The AI boom is creating opportunities across semiconductors, cloud computing, enterprise software, infrastructure, cybersecurity, and automation. Inside this report, you’ll find 10 companies positioned to benefit as artificial intelligence moves from hype to real-world deployment and becomes a core growth driver for corporate America.Get This Free Report This page (NASDAQ:CPSS) was last updated on 8/5/2026 by MarketBeat.com Staff. From Our PartnersALERT: Drop these 5 stocks before the market opens tomorrow!The Wall Street Journal is already raising the alarm about a potential market crash, and Weiss Ratings researc...Weiss Ratings | SponsoredLouis Navellier: My #1 AI stock for 2026 (name & ticker inside)Louis Navellier's Stock Grader system helped him flag Nvidia before its 82,000% run and has identified the top...InvestorPlace | SponsoredTrump Takes Emergency Action - Plus Elon Musk's New VentureElon Musk has quietly launched a new venture - one that has nothing to do with rockets, EVs, or Neuralink. Tru...Altimetry | SponsoredReady to give options a try? 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