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Consumer Portfolio Services (CPSS) Competitors

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$9.01 -0.08 (-0.88%)
Closing price 10/5/2026 04:00 PM Eastern
Extended Trading
$9.02 +0.01 (+0.11%)
As of 10/5/2026 07:55 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

CPSS vs. FINV, PRAA, GDOT, OPFI, and OPRT

Should you buy Consumer Portfolio Services stock or one of its competitors? Consumer Portfolio Services's main competitors and comparable companies include PPDAI Group (FINV), PRA Group (PRAA), Green Dot (GDOT), OppFi (OPFI), and Oportun Financial (OPRT). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Consumer Portfolio Services compare to PPDAI Group?

Consumer Portfolio Services (NASDAQ:CPSS) and PPDAI Group (NYSE:FINV) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, dividends, institutional ownership, valuation, earnings, media sentiment, analyst recommendations and risk.

Consumer Portfolio Services has a beta of 1.14, meaning that its share price is 14% more volatile than the broader market. Comparatively, PPDAI Group has a beta of 0.33, meaning that its share price is 67% less volatile than the broader market.

PPDAI Group has higher revenue and earnings than Consumer Portfolio Services. PPDAI Group is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$434.47M0.45$19.33M$0.929.79
PPDAI Group$1.94B0.37$363.56M$1.062.76

PPDAI Group has a net margin of 14.49% compared to Consumer Portfolio Services' net margin of 4.78%. PPDAI Group's return on equity of 12.31% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.78% 6.91% 0.54%
PPDAI Group 14.49%12.31%7.95%

47.6% of Consumer Portfolio Services shares are held by institutional investors. Comparatively, 31.2% of PPDAI Group shares are held by institutional investors. 63.8% of Consumer Portfolio Services shares are held by company insiders. Comparatively, 44.0% of PPDAI Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

PPDAI Group has a consensus price target of $4.10, indicating a potential upside of 40.17%. Given PPDAI Group's higher possible upside, analysts plainly believe PPDAI Group is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
PPDAI Group
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50

In the previous week, PPDAI Group had 1 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 2 mentions for PPDAI Group and 1 mentions for Consumer Portfolio Services. PPDAI Group's average media sentiment score of -0.31 beat Consumer Portfolio Services' score of -0.33 indicating that PPDAI Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Consumer Portfolio Services
0 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
PPDAI Group
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Neutral

Summary

PPDAI Group beats Consumer Portfolio Services on 9 of the 15 factors compared between the two stocks.

How does Consumer Portfolio Services compare to PRA Group?

Consumer Portfolio Services (NASDAQ:CPSS) and PRA Group (NASDAQ:PRAA) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, dividends, risk, institutional ownership, profitability, analyst recommendations, valuation and media sentiment.

Consumer Portfolio Services has a net margin of 4.78% compared to PRA Group's net margin of -19.91%. PRA Group's return on equity of 15.56% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.78% 6.91% 0.54%
PRA Group -19.91%15.56%3.18%

Consumer Portfolio Services has higher earnings, but lower revenue than PRA Group. PRA Group is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$434.47M0.45$19.33M$0.929.79
PRA Group$1.20B0.61-$305.14M-$6.73N/A

Consumer Portfolio Services has a beta of 1.14, indicating that its stock price is 14% more volatile than the broader market. Comparatively, PRA Group has a beta of 1.13, indicating that its stock price is 13% more volatile than the broader market.

PRA Group has a consensus target price of $26.00, indicating a potential upside of 33.95%. Given PRA Group's stronger consensus rating and higher probable upside, analysts plainly believe PRA Group is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
PRA Group
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.40

In the previous week, PRA Group had 14 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 15 mentions for PRA Group and 1 mentions for Consumer Portfolio Services. PRA Group's average media sentiment score of 0.32 beat Consumer Portfolio Services' score of -0.33 indicating that PRA Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Consumer Portfolio Services
0 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
PRA Group
4 Very Positive mention(s)
0 Positive mention(s)
11 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

47.6% of Consumer Portfolio Services shares are owned by institutional investors. Comparatively, 97.2% of PRA Group shares are owned by institutional investors. 63.8% of Consumer Portfolio Services shares are owned by company insiders. Comparatively, 2.2% of PRA Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

PRA Group beats Consumer Portfolio Services on 11 of the 17 factors compared between the two stocks.

How does Consumer Portfolio Services compare to Green Dot?

Green Dot (NYSE:GDOT) and Consumer Portfolio Services (NASDAQ:CPSS) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their media sentiment, risk, earnings, analyst recommendations, institutional ownership, valuation, dividends and profitability.

Green Dot has a beta of 0.83, suggesting that its stock price is 17% less volatile than the broader market. Comparatively, Consumer Portfolio Services has a beta of 1.14, suggesting that its stock price is 14% more volatile than the broader market.

In the previous week, Consumer Portfolio Services had 1 more articles in the media than Green Dot. MarketBeat recorded 1 mentions for Consumer Portfolio Services and 0 mentions for Green Dot. Green Dot's average media sentiment score of 0.00 beat Consumer Portfolio Services' score of -0.33 indicating that Green Dot is being referred to more favorably in the media.

Company Overall Sentiment
Green Dot Neutral
Consumer Portfolio Services Neutral

Consumer Portfolio Services has lower revenue, but higher earnings than Green Dot. Green Dot is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Green Dot$2.08B0.34-$98.87M-$0.51N/A
Consumer Portfolio Services$434.47M0.45$19.33M$0.929.79

Green Dot presently has a consensus price target of $16.13, suggesting a potential upside of 29.00%. Given Green Dot's higher possible upside, equities analysts plainly believe Green Dot is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Green Dot
2 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
1.80
Consumer Portfolio Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Consumer Portfolio Services has a net margin of 4.78% compared to Green Dot's net margin of -1.14%. Green Dot's return on equity of 6.92% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Green Dot-1.14% 6.92% 1.04%
Consumer Portfolio Services 4.78%6.91%0.54%

92.6% of Green Dot shares are held by institutional investors. Comparatively, 47.6% of Consumer Portfolio Services shares are held by institutional investors. 1.4% of Green Dot shares are held by company insiders. Comparatively, 63.8% of Consumer Portfolio Services shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Summary

Consumer Portfolio Services beats Green Dot on 9 of the 16 factors compared between the two stocks.

How does Consumer Portfolio Services compare to OppFi?

OppFi (NYSE:OPFI) and Consumer Portfolio Services (NASDAQ:CPSS) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their valuation, dividends, risk, media sentiment, institutional ownership, earnings, profitability and analyst recommendations.

7.1% of OppFi shares are held by institutional investors. Comparatively, 47.6% of Consumer Portfolio Services shares are held by institutional investors. 70.2% of OppFi shares are held by insiders. Comparatively, 63.8% of Consumer Portfolio Services shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

OppFi currently has a consensus target price of $10.50, suggesting a potential upside of 73.41%. Given OppFi's stronger consensus rating and higher probable upside, analysts plainly believe OppFi is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OppFi
1 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.17
Consumer Portfolio Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

OppFi has higher revenue and earnings than Consumer Portfolio Services. OppFi is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OppFi$597.05M0.86$26.33M$1.893.20
Consumer Portfolio Services$434.47M0.45$19.33M$0.929.79

OppFi has a beta of 1.78, suggesting that its stock price is 78% more volatile than the broader market. Comparatively, Consumer Portfolio Services has a beta of 1.14, suggesting that its stock price is 14% more volatile than the broader market.

OppFi has a net margin of 16.64% compared to Consumer Portfolio Services' net margin of 4.78%. OppFi's return on equity of 30.89% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
OppFi16.64% 30.89% 13.99%
Consumer Portfolio Services 4.78%6.91%0.54%

In the previous week, OppFi had 1 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 2 mentions for OppFi and 1 mentions for Consumer Portfolio Services. Consumer Portfolio Services' average media sentiment score of -0.33 beat OppFi's score of -0.99 indicating that Consumer Portfolio Services is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OppFi
0 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
2 Negative mention(s)
0 Very Negative mention(s)
Negative
Consumer Portfolio Services
0 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

OppFi beats Consumer Portfolio Services on 13 of the 16 factors compared between the two stocks.

How does Consumer Portfolio Services compare to Oportun Financial?

Consumer Portfolio Services (NASDAQ:CPSS) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, dividends, profitability, earnings, media sentiment, institutional ownership, risk and analyst recommendations.

Oportun Financial has a consensus price target of $7.33, suggesting a potential downside of 12.49%. Given Oportun Financial's stronger consensus rating and higher probable upside, analysts clearly believe Oportun Financial is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Oportun Financial
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

47.6% of Consumer Portfolio Services shares are held by institutional investors. Comparatively, 82.7% of Oportun Financial shares are held by institutional investors. 63.8% of Consumer Portfolio Services shares are held by company insiders. Comparatively, 1.6% of Oportun Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Consumer Portfolio Services has a beta of 1.14, meaning that its stock price is 14% more volatile than the broader market. Comparatively, Oportun Financial has a beta of 1.25, meaning that its stock price is 25% more volatile than the broader market.

Oportun Financial has higher revenue and earnings than Consumer Portfolio Services. Consumer Portfolio Services is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$434.47M0.45$19.33M$0.929.79
Oportun Financial$956.70M0.40$25.25M$0.4020.95

Consumer Portfolio Services has a net margin of 4.78% compared to Oportun Financial's net margin of 2.05%. Oportun Financial's return on equity of 13.41% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.78% 6.91% 0.54%
Oportun Financial 2.05%13.41%1.66%

In the previous week, Oportun Financial had 1 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 2 mentions for Oportun Financial and 1 mentions for Consumer Portfolio Services. Oportun Financial's average media sentiment score of 0.96 beat Consumer Portfolio Services' score of -0.33 indicating that Oportun Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Consumer Portfolio Services
0 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Oportun Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Oportun Financial beats Consumer Portfolio Services on 12 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CPSS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CPSS vs. The Competition

MetricConsumer Portfolio ServicesConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$199.12M$6.71B$13.34B$13.26B
Dividend YieldN/A12.81%6.03%17.36%
P/E Ratio9.798.4824.4326.20
Price / Sales0.4566.44497.0495.18
Price / Cash6.1211.1229.4634.70
Price / Book0.642.512.716.40
Net Income$19.33M$442.63M$1.31B$381.07M
7 Day Performance-0.44%-0.08%-0.28%-0.28%
1 Month Performance-4.15%-6.56%-3.21%-4.51%
1 Year Performance17.62%1.83%11.16%1.63%

Consumer Portfolio Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CPSS
Consumer Portfolio Services
1.5414 of 5 stars
$9.01
-0.9%
N/A+16.7%$199.12M$434.47M9.79994
FINV
PPDAI Group
2.6795 of 5 stars
$3.05
-0.8%
$4.10
+34.6%
-59.4%$740.82M$1.94B2.873,869
PRAA
PRA Group
2.5588 of 5 stars
$19.44
-3.0%
$26.00
+33.7%
+30.7%$731.92M$1.20BN/A2,615
GDOT
Green Dot
1.6409 of 5 stars
$12.32
+0.0%
$16.13
+30.9%
-4.3%$701.83M$2.08BN/A900
OPFI
OppFi
4.494 of 5 stars
$6.07
-0.9%
$10.50
+73.1%
-44.1%$516.80M$597.05M3.21410

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This page (NASDAQ:CPSS) was last updated on 10/6/2026 by MarketBeat.com Staff.
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