Consumer Portfolio Services (CPSS) Competitors $9.64 -0.09 (-0.92%) Closing price 07/14/2025 04:00 PM EasternExtended Trading$9.66 +0.02 (+0.26%) As of 07/14/2025 04:18 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsEarningsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock CPSS vs. OSBC, ESQ, HBT, CNCK, AMTB, MCB, XYF, CFB, NBN, and BFSTShould you be buying Consumer Portfolio Services stock or one of its competitors? The main competitors of Consumer Portfolio Services include Old Second Bancorp (OSBC), Esquire Financial (ESQ), HBT Financial (HBT), Coincheck Group (CNCK), Amerant Bancorp (AMTB), Metropolitan Bank (MCB), X Financial (XYF), CrossFirst Bankshares (CFB), Northeast Bancorp (NBN), and Business First Bancshares (BFST). These companies are all part of the "banking" industry. Consumer Portfolio Services vs. Its Competitors Old Second Bancorp Esquire Financial HBT Financial Coincheck Group Amerant Bancorp Metropolitan Bank X Financial CrossFirst Bankshares Northeast Bancorp Business First Bancshares Consumer Portfolio Services (NASDAQ:CPSS) and Old Second Bancorp (NASDAQ:OSBC) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their institutional ownership, earnings, media sentiment, dividends, analyst recommendations, valuation, risk and profitability. Do institutionals and insiders have more ownership in CPSS or OSBC? 47.6% of Consumer Portfolio Services shares are owned by institutional investors. Comparatively, 67.8% of Old Second Bancorp shares are owned by institutional investors. 69.0% of Consumer Portfolio Services shares are owned by insiders. Comparatively, 3.8% of Old Second Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth. Does the media refer more to CPSS or OSBC? In the previous week, Old Second Bancorp had 2 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 4 mentions for Old Second Bancorp and 2 mentions for Consumer Portfolio Services. Consumer Portfolio Services' average media sentiment score of 1.27 beat Old Second Bancorp's score of 0.89 indicating that Consumer Portfolio Services is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Consumer Portfolio Services 0 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Old Second Bancorp 1 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Is CPSS or OSBC more profitable? Old Second Bancorp has a net margin of 24.52% compared to Consumer Portfolio Services' net margin of 4.72%. Old Second Bancorp's return on equity of 12.87% beat Consumer Portfolio Services' return on equity.Company Net Margins Return on Equity Return on Assets Consumer Portfolio Services4.72% 6.68% 0.55% Old Second Bancorp 24.52%12.87%1.50% Do analysts prefer CPSS or OSBC? Old Second Bancorp has a consensus target price of $20.50, suggesting a potential upside of 8.12%. Given Old Second Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Old Second Bancorp is more favorable than Consumer Portfolio Services.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Consumer Portfolio Services 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00Old Second Bancorp 0 Sell rating(s) 1 Hold rating(s) 3 Buy rating(s) 1 Strong Buy rating(s) 3.00 Which has more risk & volatility, CPSS or OSBC? Consumer Portfolio Services has a beta of 0.95, indicating that its stock price is 5% less volatile than the S&P 500. Comparatively, Old Second Bancorp has a beta of 0.81, indicating that its stock price is 19% less volatile than the S&P 500. Which has stronger earnings & valuation, CPSS or OSBC? Old Second Bancorp has higher revenue and earnings than Consumer Portfolio Services. Old Second Bancorp is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioConsumer Portfolio Services$204.43M1.02$19.20M$0.7912.20Old Second Bancorp$282.62M3.02$85.26M$1.8310.36 SummaryOld Second Bancorp beats Consumer Portfolio Services on 13 of the 17 factors compared between the two stocks. Get Consumer Portfolio Services News Delivered to You Automatically Sign up to receive the latest news and ratings for CPSS and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding CPSS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart CPSS vs. The Competition Export to ExcelMetricConsumer Portfolio ServicesFIN IndustryFinance SectorNASDAQ ExchangeMarket Cap$207.84M$7.69B$12.03B$9.14BDividend YieldN/A4.77%5.54%4.00%P/E Ratio12.2018.3319.2919.45Price / Sales1.026.0426.0579.78Price / Cash6.8022.2918.5527.47Price / Book0.702.752.295.58Net Income$19.20M$306.40M$992.75M$252.81M7 Day Performance-1.63%2.69%0.53%2.11%1 Month Performance-3.12%14.28%4.38%11.87%1 Year Performance0.63%21.46%538.82%16.61% Consumer Portfolio Services Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)CPSSConsumer Portfolio Services3.6778 of 5 stars$9.64-0.9%N/A-4.3%$207.84M$204.43M12.20740Positive NewsOSBCOld Second Bancorp2.7034 of 5 stars$18.90-0.9%$20.50+8.5%+22.2%$859.67M$341.72M10.33890Upcoming EarningsESQEsquire Financial1.9462 of 5 stars$99.52+0.3%$92.50-7.1%+88.5%$839.80M$138.27M18.81110News CoverageHigh Trading VolumeHBTHBT Financial3.2476 of 5 stars$26.27-1.1%$25.80-1.8%+21.9%$836.83M$287.27M11.04730CNCKCoincheck Group2.1758 of 5 stars$5.64-10.0%$10.00+77.3%N/A$813.22M$2.56B0.00N/AAMTBAmerant Bancorp2.7467 of 5 stars$19.23-2.1%$24.60+27.9%-17.9%$804.37M$317.91M-33.74680Positive NewsMCBMetropolitan Bank2.4684 of 5 stars$74.04-1.2%$77.00+4.0%+59.1%$798.55M$492.21M12.53240Upcoming EarningsXYFX Financial2.711 of 5 stars$18.74-1.4%N/A+340.6%$794.23M$804.43M3.90420News CoverageGap UpHigh Trading VolumeCFBCrossFirst BanksharesN/A$15.99flat$19.33+20.9%N/A$788.55M$261.78M10.25460NBNNortheast Bancorp3.2882 of 5 stars$94.32-1.7%$97.50+3.4%+54.7%$787.23M$263.77M10.49180News CoverageHigh Trading VolumeBFSTBusiness First Bancshares3.8688 of 5 stars$25.85-1.3%$31.00+19.9%+16.0%$777.71M$458.96M10.64750Analyst Revision Related Companies and Tools Related Companies OSBC Alternatives ESQ Alternatives HBT Alternatives CNCK Alternatives AMTB Alternatives MCB Alternatives XYF Alternatives CFB Alternatives NBN Alternatives BFST Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:CPSS) was last updated on 7/15/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredThis Signal Only Flashes Once Every 4 Years – And It Just TriggeredThis same signal has appeared twice before in the past 8 years — both times, it kicked off major moves in cryp...Crypto Swap Profits | SponsoredMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredPresidential Bombshell: $150T Resource to Be Released as soon as this Summer?Something extraordinary is happening in Washington. 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