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Consumer Portfolio Services (CPSS) Competitors

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$9.18 -0.13 (-1.40%)
Closing price 04:00 PM Eastern
Extended Trading
$9.23 +0.05 (+0.54%)
As of 06:32 PM Eastern
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CPSS vs. OPFI, SHBI, IBCP, CARE, and HIVE

Should you buy Consumer Portfolio Services stock or one of its competitors? MarketBeat compares Consumer Portfolio Services with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Consumer Portfolio Services include OppFi (OPFI), Shore Bancshares (SHBI), Independent Bank (IBCP), Carter Bankshares (CARE), and HIVE Digital Technologies (HIVE).

How does Consumer Portfolio Services compare to OppFi?

OppFi (NYSE:OPFI) and Consumer Portfolio Services (NASDAQ:CPSS) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their institutional ownership, risk, dividends, profitability, analyst recommendations, media sentiment, earnings and valuation.

7.1% of OppFi shares are owned by institutional investors. Comparatively, 47.6% of Consumer Portfolio Services shares are owned by institutional investors. 70.2% of OppFi shares are owned by company insiders. Comparatively, 63.7% of Consumer Portfolio Services shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

OppFi has higher revenue and earnings than Consumer Portfolio Services. OppFi is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OppFi$597.05M1.40$26.33M$0.9310.50
Consumer Portfolio Services$434.47M0.46$19.33M$0.8510.80

OppFi currently has a consensus price target of $13.00, indicating a potential upside of 33.16%. Given OppFi's stronger consensus rating and higher probable upside, analysts clearly believe OppFi is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OppFi
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
Consumer Portfolio Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

OppFi has a net margin of 10.86% compared to Consumer Portfolio Services' net margin of 4.78%. OppFi's return on equity of 39.90% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
OppFi10.86% 39.90% 15.95%
Consumer Portfolio Services 4.78%6.96%0.55%

In the previous week, OppFi and OppFi both had 5 articles in the media. Consumer Portfolio Services' average media sentiment score of 0.86 beat OppFi's score of 0.30 indicating that Consumer Portfolio Services is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OppFi
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Consumer Portfolio Services
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

OppFi has a beta of 1.77, suggesting that its stock price is 77% more volatile than the broader market. Comparatively, Consumer Portfolio Services has a beta of 1.13, suggesting that its stock price is 13% more volatile than the broader market.

Summary

OppFi beats Consumer Portfolio Services on 13 of the 15 factors compared between the two stocks.

How does Consumer Portfolio Services compare to Shore Bancshares?

Consumer Portfolio Services (NASDAQ:CPSS) and Shore Bancshares (NASDAQ:SHBI) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, dividends, profitability, earnings, media sentiment, institutional ownership, risk and analyst recommendations.

In the previous week, Shore Bancshares had 3 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 8 mentions for Shore Bancshares and 5 mentions for Consumer Portfolio Services. Shore Bancshares' average media sentiment score of 1.01 beat Consumer Portfolio Services' score of 0.86 indicating that Shore Bancshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Consumer Portfolio Services
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Shore Bancshares
5 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

47.6% of Consumer Portfolio Services shares are held by institutional investors. Comparatively, 59.8% of Shore Bancshares shares are held by institutional investors. 63.7% of Consumer Portfolio Services shares are held by company insiders. Comparatively, 8.7% of Shore Bancshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Consumer Portfolio Services has a beta of 1.13, meaning that its stock price is 13% more volatile than the broader market. Comparatively, Shore Bancshares has a beta of 0.81, meaning that its stock price is 19% less volatile than the broader market.

Shore Bancshares has lower revenue, but higher earnings than Consumer Portfolio Services. Consumer Portfolio Services is trading at a lower price-to-earnings ratio than Shore Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$434.47M0.46$19.33M$0.8510.80
Shore Bancshares$342.72M2.37$59.51M$1.9812.31

Shore Bancshares has a net margin of 19.15% compared to Consumer Portfolio Services' net margin of 4.78%. Shore Bancshares' return on equity of 12.11% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.78% 6.96% 0.55%
Shore Bancshares 19.15%12.11%1.16%

Shore Bancshares has a consensus price target of $26.00, suggesting a potential upside of 6.69%. Given Shore Bancshares' stronger consensus rating and higher probable upside, analysts clearly believe Shore Bancshares is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Shore Bancshares
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

Summary

Shore Bancshares beats Consumer Portfolio Services on 13 of the 16 factors compared between the two stocks.

How does Consumer Portfolio Services compare to Independent Bank?

Consumer Portfolio Services (NASDAQ:CPSS) and Independent Bank (NASDAQ:IBCP) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their risk, analyst recommendations, media sentiment, earnings, profitability, institutional ownership, dividends and valuation.

Independent Bank has a consensus price target of $39.50, indicating a potential upside of 2.86%. Given Independent Bank's stronger consensus rating and higher probable upside, analysts clearly believe Independent Bank is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Independent Bank
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40

Independent Bank has a net margin of 22.32% compared to Consumer Portfolio Services' net margin of 4.78%. Independent Bank's return on equity of 14.31% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.78% 6.96% 0.55%
Independent Bank 22.32%14.31%1.30%

In the previous week, Consumer Portfolio Services had 3 more articles in the media than Independent Bank. MarketBeat recorded 5 mentions for Consumer Portfolio Services and 2 mentions for Independent Bank. Consumer Portfolio Services' average media sentiment score of 0.86 beat Independent Bank's score of 0.65 indicating that Consumer Portfolio Services is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Consumer Portfolio Services
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Independent Bank
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Independent Bank has lower revenue, but higher earnings than Consumer Portfolio Services. Consumer Portfolio Services is trading at a lower price-to-earnings ratio than Independent Bank, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$434.47M0.46$19.33M$0.8510.80
Independent Bank$315.38M2.51$68.54M$3.4411.16

47.6% of Consumer Portfolio Services shares are owned by institutional investors. Comparatively, 79.4% of Independent Bank shares are owned by institutional investors. 63.7% of Consumer Portfolio Services shares are owned by insiders. Comparatively, 5.9% of Independent Bank shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Consumer Portfolio Services has a beta of 1.13, indicating that its share price is 13% more volatile than the broader market. Comparatively, Independent Bank has a beta of 0.71, indicating that its share price is 29% less volatile than the broader market.

Summary

Independent Bank beats Consumer Portfolio Services on 11 of the 16 factors compared between the two stocks.

How does Consumer Portfolio Services compare to Carter Bankshares?

Consumer Portfolio Services (NASDAQ:CPSS) and Carter Bankshares (NASDAQ:CARE) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, media sentiment, profitability, earnings, institutional ownership, valuation, dividends and risk.

Consumer Portfolio Services has a beta of 1.13, suggesting that its share price is 13% more volatile than the broader market. Comparatively, Carter Bankshares has a beta of 0.52, suggesting that its share price is 48% less volatile than the broader market.

In the previous week, Carter Bankshares had 3 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 8 mentions for Carter Bankshares and 5 mentions for Consumer Portfolio Services. Consumer Portfolio Services' average media sentiment score of 0.86 beat Carter Bankshares' score of 0.40 indicating that Consumer Portfolio Services is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Consumer Portfolio Services
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Carter Bankshares
5 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Carter Bankshares has a net margin of 36.79% compared to Consumer Portfolio Services' net margin of 4.78%. Carter Bankshares' return on equity of 7.85% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.78% 6.96% 0.55%
Carter Bankshares 36.79%7.85%0.72%

Carter Bankshares has lower revenue, but higher earnings than Consumer Portfolio Services. Carter Bankshares is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$434.47M0.46$19.33M$0.8510.80
Carter Bankshares$254.63M3.06$31M$5.816.04

Carter Bankshares has a consensus price target of $30.75, indicating a potential downside of 12.42%. Given Carter Bankshares' stronger consensus rating and higher possible upside, analysts clearly believe Carter Bankshares is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Carter Bankshares
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.20

47.6% of Consumer Portfolio Services shares are owned by institutional investors. Comparatively, 41.5% of Carter Bankshares shares are owned by institutional investors. 63.7% of Consumer Portfolio Services shares are owned by insiders. Comparatively, 2.4% of Carter Bankshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Carter Bankshares beats Consumer Portfolio Services on 10 of the 16 factors compared between the two stocks.

How does Consumer Portfolio Services compare to HIVE Digital Technologies?

Consumer Portfolio Services (NASDAQ:CPSS) and HIVE Digital Technologies (NASDAQ:HIVE) are related small-cap companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, analyst recommendations, media sentiment, earnings, valuation, institutional ownership, dividends and profitability.

HIVE Digital Technologies has a consensus target price of $6.95, suggesting a potential upside of 144.88%. Given HIVE Digital Technologies' stronger consensus rating and higher possible upside, analysts clearly believe HIVE Digital Technologies is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
HIVE Digital Technologies
1 Sell rating(s)
2 Hold rating(s)
7 Buy rating(s)
0 Strong Buy rating(s)
2.60

In the previous week, Consumer Portfolio Services had 3 more articles in the media than HIVE Digital Technologies. MarketBeat recorded 5 mentions for Consumer Portfolio Services and 2 mentions for HIVE Digital Technologies. Consumer Portfolio Services' average media sentiment score of 0.86 beat HIVE Digital Technologies' score of 0.60 indicating that Consumer Portfolio Services is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Consumer Portfolio Services
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
HIVE Digital Technologies
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Consumer Portfolio Services has a net margin of 4.78% compared to HIVE Digital Technologies' net margin of -49.21%. Consumer Portfolio Services' return on equity of 6.96% beat HIVE Digital Technologies' return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.78% 6.96% 0.55%
HIVE Digital Technologies -49.21%-23.12%-20.33%

Consumer Portfolio Services has higher revenue and earnings than HIVE Digital Technologies. HIVE Digital Technologies is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$434.47M0.46$19.33M$0.8510.80
HIVE Digital Technologies$297.79M2.56-$148.45M-$0.56N/A

47.6% of Consumer Portfolio Services shares are held by institutional investors. Comparatively, 24.4% of HIVE Digital Technologies shares are held by institutional investors. 63.7% of Consumer Portfolio Services shares are held by company insiders. Comparatively, 9.4% of HIVE Digital Technologies shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Consumer Portfolio Services has a beta of 1.13, meaning that its stock price is 13% more volatile than the broader market. Comparatively, HIVE Digital Technologies has a beta of 3.78, meaning that its stock price is 278% more volatile than the broader market.

Summary

Consumer Portfolio Services beats HIVE Digital Technologies on 11 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CPSS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CPSS vs. The Competition

MetricConsumer Portfolio ServicesConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$202.01M$7.56B$14.07B$12.98B
Dividend YieldN/A12.18%5.91%9.79%
P/E Ratio9.989.1227.7621.93
Price / Sales0.4639.08515.9291.62
Price / Cash6.2712.0339.3250.79
Price / Book0.652.753.736.09
Net Income$19.33M$434.78M$1.31B$347.95M
7 Day Performance-3.16%2.23%1.49%4.71%
1 Month Performance-4.57%0.72%1.31%-2.11%
1 Year Performance14.18%16.35%13.62%20.58%

Consumer Portfolio Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CPSS
Consumer Portfolio Services
1.6265 of 5 stars
$9.18
-1.4%
N/A+12.7%$202.01M$434.47M9.98740
OPFI
OppFi
4.6215 of 5 stars
$9.66
+2.5%
$13.00
+34.6%
-3.9%$824.47M$608.66M10.38570
SHBI
Shore Bancshares
4.33 of 5 stars
$24.44
+2.3%
$26.00
+6.4%
+59.7%$817.76M$342.72M12.34450
IBCP
Independent Bank
4.5114 of 5 stars
$38.67
+2.9%
$39.50
+2.1%
+27.7%$796.99M$315.38M11.24920
CARE
Carter Bankshares
3.7459 of 5 stars
$34.54
+1.4%
$30.75
-11.0%
+107.7%$767.55M$214.28M5.94730

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This page (NASDAQ:CPSS) was last updated on 8/5/2026 by MarketBeat.com Staff.
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