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Consumer Portfolio Services (CPSS) Competitors

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$9.25 -0.04 (-0.43%)
As of 01:18 PM Eastern
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CPSS vs. GDOT, PRAA, OPFI, TREE, and OPRT

Should you buy Consumer Portfolio Services stock or one of its competitors? Consumer Portfolio Services's main competitors and comparable companies include Green Dot (GDOT), PRA Group (PRAA), OppFi (OPFI), LendingTree (TREE), and Oportun Financial (OPRT). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "consumer finance" industry.

How does Consumer Portfolio Services compare to Green Dot?

Consumer Portfolio Services (NASDAQ:CPSS) and Green Dot (NYSE:GDOT) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their risk, media sentiment, valuation, institutional ownership, earnings, dividends, profitability and analyst recommendations.

Green Dot has a consensus target price of $16.13, suggesting a potential upside of 20.56%. Given Green Dot's higher probable upside, analysts clearly believe Green Dot is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Green Dot
2 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
1.80

Consumer Portfolio Services has a beta of 1.13, indicating that its share price is 13% more volatile than the broader market. Comparatively, Green Dot has a beta of 0.84, indicating that its share price is 16% less volatile than the broader market.

Consumer Portfolio Services has higher earnings, but lower revenue than Green Dot. Green Dot is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$434.47M0.46$19.33M$0.9210.05
Green Dot$2.08B0.37-$98.87M-$0.51N/A

Consumer Portfolio Services has a net margin of 4.78% compared to Green Dot's net margin of -1.14%. Green Dot's return on equity of 6.92% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.78% 6.91% 0.54%
Green Dot -1.14%6.92%1.04%

In the previous week, Consumer Portfolio Services had 3 more articles in the media than Green Dot. MarketBeat recorded 4 mentions for Consumer Portfolio Services and 1 mentions for Green Dot. Green Dot's average media sentiment score of 1.16 beat Consumer Portfolio Services' score of 0.74 indicating that Green Dot is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Consumer Portfolio Services
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Green Dot
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

47.6% of Consumer Portfolio Services shares are held by institutional investors. Comparatively, 92.6% of Green Dot shares are held by institutional investors. 63.7% of Consumer Portfolio Services shares are held by insiders. Comparatively, 1.4% of Green Dot shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Summary

Consumer Portfolio Services beats Green Dot on 9 of the 16 factors compared between the two stocks.

How does Consumer Portfolio Services compare to PRA Group?

Consumer Portfolio Services (NASDAQ:CPSS) and PRA Group (NASDAQ:PRAA) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, risk, institutional ownership, valuation, dividends, earnings, profitability and media sentiment.

Consumer Portfolio Services has a beta of 1.13, indicating that its share price is 13% more volatile than the broader market. Comparatively, PRA Group has a beta of 1.11, indicating that its share price is 11% more volatile than the broader market.

In the previous week, Consumer Portfolio Services had 2 more articles in the media than PRA Group. MarketBeat recorded 4 mentions for Consumer Portfolio Services and 2 mentions for PRA Group. PRA Group's average media sentiment score of 0.94 beat Consumer Portfolio Services' score of 0.74 indicating that PRA Group is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Consumer Portfolio Services
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
PRA Group
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Consumer Portfolio Services has a net margin of 4.78% compared to PRA Group's net margin of -19.91%. PRA Group's return on equity of 15.56% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.78% 6.91% 0.54%
PRA Group -19.91%15.56%3.18%

Consumer Portfolio Services has higher earnings, but lower revenue than PRA Group. PRA Group is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$434.47M0.46$19.33M$0.9210.05
PRA Group$1.20B0.61-$305.14M-$6.73N/A

PRA Group has a consensus target price of $26.00, indicating a potential upside of 33.74%. Given PRA Group's stronger consensus rating and higher possible upside, analysts clearly believe PRA Group is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
PRA Group
1 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.40

47.6% of Consumer Portfolio Services shares are held by institutional investors. Comparatively, 97.2% of PRA Group shares are held by institutional investors. 63.7% of Consumer Portfolio Services shares are held by insiders. Comparatively, 2.2% of PRA Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Summary

PRA Group beats Consumer Portfolio Services on 10 of the 17 factors compared between the two stocks.

How does Consumer Portfolio Services compare to OppFi?

Consumer Portfolio Services (NASDAQ:CPSS) and OppFi (NYSE:OPFI) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, institutional ownership, earnings, dividends, profitability, risk, valuation and analyst recommendations.

Consumer Portfolio Services has a beta of 1.13, meaning that its stock price is 13% more volatile than the broader market. Comparatively, OppFi has a beta of 1.77, meaning that its stock price is 77% more volatile than the broader market.

OppFi has higher revenue and earnings than Consumer Portfolio Services. OppFi is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$434.47M0.46$19.33M$0.9210.05
OppFi$597.05M1.03$26.33M$1.893.80

In the previous week, OppFi had 16 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 20 mentions for OppFi and 4 mentions for Consumer Portfolio Services. OppFi's average media sentiment score of 1.01 beat Consumer Portfolio Services' score of 0.74 indicating that OppFi is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Consumer Portfolio Services
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
OppFi
10 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

OppFi has a consensus target price of $10.50, indicating a potential upside of 46.14%. Given OppFi's stronger consensus rating and higher probable upside, analysts clearly believe OppFi is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
OppFi
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33

47.6% of Consumer Portfolio Services shares are owned by institutional investors. Comparatively, 7.1% of OppFi shares are owned by institutional investors. 63.7% of Consumer Portfolio Services shares are owned by company insiders. Comparatively, 70.2% of OppFi shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

OppFi has a net margin of 16.64% compared to Consumer Portfolio Services' net margin of 4.78%. OppFi's return on equity of 30.89% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.78% 6.91% 0.54%
OppFi 16.64%30.89%13.99%

Summary

OppFi beats Consumer Portfolio Services on 14 of the 16 factors compared between the two stocks.

How does Consumer Portfolio Services compare to LendingTree?

Consumer Portfolio Services (NASDAQ:CPSS) and LendingTree (NASDAQ:TREE) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their risk, analyst recommendations, valuation, profitability, media sentiment, dividends, institutional ownership and earnings.

In the previous week, LendingTree had 12 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 16 mentions for LendingTree and 4 mentions for Consumer Portfolio Services. Consumer Portfolio Services' average media sentiment score of 0.74 beat LendingTree's score of 0.32 indicating that Consumer Portfolio Services is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Consumer Portfolio Services
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
LendingTree
2 Very Positive mention(s)
0 Positive mention(s)
12 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Consumer Portfolio Services has a beta of 1.13, indicating that its stock price is 13% more volatile than the broader market. Comparatively, LendingTree has a beta of 2.04, indicating that its stock price is 104% more volatile than the broader market.

47.6% of Consumer Portfolio Services shares are owned by institutional investors. Comparatively, 68.3% of LendingTree shares are owned by institutional investors. 63.7% of Consumer Portfolio Services shares are owned by company insiders. Comparatively, 4.0% of LendingTree shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

LendingTree has a consensus price target of $61.33, suggesting a potential upside of 103.49%. Given LendingTree's stronger consensus rating and higher probable upside, analysts clearly believe LendingTree is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
LendingTree
0 Sell rating(s)
2 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.71

LendingTree has higher revenue and earnings than Consumer Portfolio Services. LendingTree is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$434.47M0.46$19.33M$0.9210.05
LendingTree$1.27B0.33$151.31M$12.902.34

LendingTree has a net margin of 14.33% compared to Consumer Portfolio Services' net margin of 4.78%. LendingTree's return on equity of 14.57% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.78% 6.91% 0.54%
LendingTree 14.33%14.57%4.49%

Summary

LendingTree beats Consumer Portfolio Services on 12 of the 16 factors compared between the two stocks.

How does Consumer Portfolio Services compare to Oportun Financial?

Consumer Portfolio Services (NASDAQ:CPSS) and Oportun Financial (NASDAQ:OPRT) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their risk, dividends, institutional ownership, valuation, analyst recommendations, media sentiment, profitability and earnings.

Consumer Portfolio Services has a beta of 1.13, indicating that its share price is 13% more volatile than the broader market. Comparatively, Oportun Financial has a beta of 1.22, indicating that its share price is 22% more volatile than the broader market.

Oportun Financial has a consensus target price of $7.33, indicating a potential downside of 1.63%. Given Oportun Financial's stronger consensus rating and higher probable upside, analysts clearly believe Oportun Financial is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
Oportun Financial
1 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.20

In the previous week, Consumer Portfolio Services had 2 more articles in the media than Oportun Financial. MarketBeat recorded 4 mentions for Consumer Portfolio Services and 2 mentions for Oportun Financial. Oportun Financial's average media sentiment score of 1.52 beat Consumer Portfolio Services' score of 0.74 indicating that Oportun Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Consumer Portfolio Services
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Oportun Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Oportun Financial has higher revenue and earnings than Consumer Portfolio Services. Consumer Portfolio Services is trading at a lower price-to-earnings ratio than Oportun Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$434.47M0.46$19.33M$0.9210.05
Oportun Financial$956.70M0.36$25.25M$0.4018.64

47.6% of Consumer Portfolio Services shares are held by institutional investors. Comparatively, 82.7% of Oportun Financial shares are held by institutional investors. 63.7% of Consumer Portfolio Services shares are held by company insiders. Comparatively, 1.6% of Oportun Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Consumer Portfolio Services has a net margin of 4.78% compared to Oportun Financial's net margin of 2.05%. Oportun Financial's return on equity of 13.41% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.78% 6.91% 0.54%
Oportun Financial 2.05%13.41%1.66%

Summary

Oportun Financial beats Consumer Portfolio Services on 11 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CPSS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CPSS vs. The Competition

MetricConsumer Portfolio ServicesConsumer Finance IndustryFinance SectorNASDAQ Exchange
Market Cap$199.43M$7.50B$14.06B$12.73B
Dividend YieldN/A12.30%5.89%10.79%
P/E Ratio10.059.3326.5924.12
Price / Sales0.4678.13516.7597.96
Price / Cash6.1711.8338.5053.12
Price / Book0.622.752.196.23
Net Income$19.33M$442.63M$1.31B$348.07M
7 Day Performance0.11%-0.30%1.37%0.49%
1 Month Performance-2.12%1.49%2.93%4.66%
1 Year Performance13.50%7.49%11.46%16.65%

Consumer Portfolio Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CPSS
Consumer Portfolio Services
1.6179 of 5 stars
$9.25
-0.4%
N/A+11.9%$199.43M$434.47M10.05740
GDOT
Green Dot
2.3885 of 5 stars
$13.54
+0.6%
$16.13
+19.1%
+0.8%$771.35M$2.27BN/A1,150
PRAA
PRA Group
2.4899 of 5 stars
$19.65
-2.9%
$26.00
+32.3%
+14.2%$739.82M$1.20BN/A2,615
OPFI
OppFi
4.7854 of 5 stars
$7.00
-0.4%
$10.25
+46.5%
-26.9%$596.03M$611.39M3.70570
TREE
LendingTree
4.6234 of 5 stars
$31.25
-0.3%
$61.33
+96.3%
-56.2%$438.75M$1.12B2.421,250

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This page (NASDAQ:CPSS) was last updated on 8/26/2026 by MarketBeat.com Staff.
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