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Consumer Portfolio Services (CPSS) Competitors

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$10.17 +0.46 (+4.74%)
Closing price 05/14/2026 04:00 PM Eastern
Extended Trading
$9.99 -0.18 (-1.75%)
As of 09:28 AM Eastern
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CPSS vs. MPB, OPFI, HTB, SMBC, and SPFI

Should you buy Consumer Portfolio Services stock or one of its competitors? MarketBeat compares Consumer Portfolio Services with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Consumer Portfolio Services include Mid Penn Bancorp (MPB), OppFi (OPFI), HomeTrust Bancshares (HTB), Southern Missouri Bancorp (SMBC), and South Plains Financial (SPFI). These companies are all part of the "banking" industry.

How does Consumer Portfolio Services compare to Mid Penn Bancorp?

Consumer Portfolio Services (NASDAQ:CPSS) and Mid Penn Bancorp (NASDAQ:MPB) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their valuation, risk, dividends, institutional ownership, analyst recommendations, profitability, earnings and media sentiment.

47.6% of Consumer Portfolio Services shares are owned by institutional investors. Comparatively, 43.1% of Mid Penn Bancorp shares are owned by institutional investors. 63.7% of Consumer Portfolio Services shares are owned by company insiders. Comparatively, 7.2% of Mid Penn Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

In the previous week, Mid Penn Bancorp had 2 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 4 mentions for Mid Penn Bancorp and 2 mentions for Consumer Portfolio Services. Consumer Portfolio Services' average media sentiment score of 1.10 beat Mid Penn Bancorp's score of 0.64 indicating that Consumer Portfolio Services is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Consumer Portfolio Services
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Mid Penn Bancorp
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Consumer Portfolio Services has a beta of 1.11, indicating that its stock price is 11% more volatile than the broader market. Comparatively, Mid Penn Bancorp has a beta of 0.49, indicating that its stock price is 51% less volatile than the broader market.

Mid Penn Bancorp has lower revenue, but higher earnings than Consumer Portfolio Services. Consumer Portfolio Services is trading at a lower price-to-earnings ratio than Mid Penn Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$434.47M0.51$19.33M$0.8511.96
Mid Penn Bancorp$350.61M2.28$56.25M$2.2014.35

Mid Penn Bancorp has a net margin of 13.95% compared to Consumer Portfolio Services' net margin of 4.58%. Mid Penn Bancorp's return on equity of 8.31% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.58% 6.54% 0.52%
Mid Penn Bancorp 13.95%8.31%1.06%

Mid Penn Bancorp has a consensus target price of $37.00, suggesting a potential upside of 17.24%. Given Mid Penn Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Mid Penn Bancorp is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
Mid Penn Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

Mid Penn Bancorp beats Consumer Portfolio Services on 11 of the 16 factors compared between the two stocks.

How does Consumer Portfolio Services compare to OppFi?

Consumer Portfolio Services (NASDAQ:CPSS) and OppFi (NYSE:OPFI) are both small-cap banking companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, dividends, analyst recommendations, profitability, valuation, risk, earnings and media sentiment.

47.6% of Consumer Portfolio Services shares are owned by institutional investors. Comparatively, 7.1% of OppFi shares are owned by institutional investors. 63.7% of Consumer Portfolio Services shares are owned by company insiders. Comparatively, 70.2% of OppFi shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

OppFi has higher revenue and earnings than Consumer Portfolio Services. OppFi is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$434.47M0.51$19.33M$0.8511.96
OppFi$608.66M1.26$26.33M$0.939.62

In the previous week, OppFi had 9 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 11 mentions for OppFi and 2 mentions for Consumer Portfolio Services. Consumer Portfolio Services' average media sentiment score of 1.10 beat OppFi's score of 0.58 indicating that Consumer Portfolio Services is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Consumer Portfolio Services
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
OppFi
3 Very Positive mention(s)
2 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Positive

Consumer Portfolio Services has a beta of 1.11, indicating that its share price is 11% more volatile than the broader market. Comparatively, OppFi has a beta of 1.86, indicating that its share price is 86% more volatile than the broader market.

OppFi has a consensus target price of $13.00, suggesting a potential upside of 45.32%. Given OppFi's stronger consensus rating and higher probable upside, analysts plainly believe OppFi is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
OppFi
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

OppFi has a net margin of 10.86% compared to Consumer Portfolio Services' net margin of 4.58%. OppFi's return on equity of 39.90% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.58% 6.54% 0.52%
OppFi 10.86%39.90%15.95%

Summary

OppFi beats Consumer Portfolio Services on 13 of the 16 factors compared between the two stocks.

How does Consumer Portfolio Services compare to HomeTrust Bancshares?

Consumer Portfolio Services (NASDAQ:CPSS) and HomeTrust Bancshares (NYSE:HTB) are both small-cap banking companies, but which is the better business? We will compare the two companies based on the strength of their valuation, media sentiment, dividends, analyst recommendations, risk, earnings, profitability and institutional ownership.

47.6% of Consumer Portfolio Services shares are owned by institutional investors. Comparatively, 60.9% of HomeTrust Bancshares shares are owned by institutional investors. 63.7% of Consumer Portfolio Services shares are owned by company insiders. Comparatively, 11.0% of HomeTrust Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

HomeTrust Bancshares has a consensus target price of $47.00, indicating a potential upside of 2.35%. Given HomeTrust Bancshares' stronger consensus rating and higher probable upside, analysts plainly believe HomeTrust Bancshares is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
HomeTrust Bancshares
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

HomeTrust Bancshares has a net margin of 22.78% compared to Consumer Portfolio Services' net margin of 4.58%. HomeTrust Bancshares' return on equity of 11.25% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.58% 6.54% 0.52%
HomeTrust Bancshares 22.78%11.25%1.47%

Consumer Portfolio Services has a beta of 1.11, indicating that its stock price is 11% more volatile than the broader market. Comparatively, HomeTrust Bancshares has a beta of 0.82, indicating that its stock price is 18% less volatile than the broader market.

In the previous week, HomeTrust Bancshares had 3 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 5 mentions for HomeTrust Bancshares and 2 mentions for Consumer Portfolio Services. Consumer Portfolio Services' average media sentiment score of 1.10 beat HomeTrust Bancshares' score of 0.69 indicating that Consumer Portfolio Services is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Consumer Portfolio Services
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
HomeTrust Bancshares
2 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

HomeTrust Bancshares has lower revenue, but higher earnings than Consumer Portfolio Services. HomeTrust Bancshares is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$434.47M0.51$19.33M$0.8511.96
HomeTrust Bancshares$214.55M3.60$64.36M$3.8711.87

Summary

HomeTrust Bancshares beats Consumer Portfolio Services on 11 of the 16 factors compared between the two stocks.

How does Consumer Portfolio Services compare to Southern Missouri Bancorp?

Southern Missouri Bancorp (NASDAQ:SMBC) and Consumer Portfolio Services (NASDAQ:CPSS) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, valuation, media sentiment, analyst recommendations, profitability, earnings, dividends and institutional ownership.

Southern Missouri Bancorp has a beta of 0.89, suggesting that its stock price is 11% less volatile than the broader market. Comparatively, Consumer Portfolio Services has a beta of 1.11, suggesting that its stock price is 11% more volatile than the broader market.

Southern Missouri Bancorp currently has a consensus target price of $70.67, indicating a potential upside of 4.57%. Given Southern Missouri Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Southern Missouri Bancorp is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Southern Missouri Bancorp
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
Consumer Portfolio Services
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

49.5% of Southern Missouri Bancorp shares are owned by institutional investors. Comparatively, 47.6% of Consumer Portfolio Services shares are owned by institutional investors. 15.8% of Southern Missouri Bancorp shares are owned by insiders. Comparatively, 63.7% of Consumer Portfolio Services shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Southern Missouri Bancorp has a net margin of 21.36% compared to Consumer Portfolio Services' net margin of 4.58%. Southern Missouri Bancorp's return on equity of 12.05% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Southern Missouri Bancorp21.36% 12.05% 1.33%
Consumer Portfolio Services 4.58%6.54%0.52%

In the previous week, Southern Missouri Bancorp had 2 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 4 mentions for Southern Missouri Bancorp and 2 mentions for Consumer Portfolio Services. Southern Missouri Bancorp's average media sentiment score of 1.24 beat Consumer Portfolio Services' score of 1.10 indicating that Southern Missouri Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Southern Missouri Bancorp
1 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Consumer Portfolio Services
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Southern Missouri Bancorp has higher earnings, but lower revenue than Consumer Portfolio Services. Southern Missouri Bancorp is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Southern Missouri Bancorp$305.35M2.44$58.58M$5.9911.28
Consumer Portfolio Services$434.47M0.51$19.33M$0.8511.96

Summary

Southern Missouri Bancorp beats Consumer Portfolio Services on 12 of the 16 factors compared between the two stocks.

How does Consumer Portfolio Services compare to South Plains Financial?

South Plains Financial (NASDAQ:SPFI) and Consumer Portfolio Services (NASDAQ:CPSS) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their media sentiment, analyst recommendations, profitability, earnings, valuation, dividends, institutional ownership and risk.

South Plains Financial has a beta of 0.48, suggesting that its share price is 52% less volatile than the broader market. Comparatively, Consumer Portfolio Services has a beta of 1.11, suggesting that its share price is 11% more volatile than the broader market.

South Plains Financial currently has a consensus target price of $46.25, indicating a potential upside of 18.26%. Given South Plains Financial's stronger consensus rating and higher probable upside, equities research analysts plainly believe South Plains Financial is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
South Plains Financial
0 Sell rating(s)
1 Hold rating(s)
5 Buy rating(s)
0 Strong Buy rating(s)
2.83
Consumer Portfolio Services
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

55.0% of South Plains Financial shares are held by institutional investors. Comparatively, 47.6% of Consumer Portfolio Services shares are held by institutional investors. 24.3% of South Plains Financial shares are held by insiders. Comparatively, 63.7% of Consumer Portfolio Services shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

South Plains Financial has a net margin of 20.22% compared to Consumer Portfolio Services' net margin of 4.58%. South Plains Financial's return on equity of 12.58% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
South Plains Financial20.22% 12.58% 1.35%
Consumer Portfolio Services 4.58%6.54%0.52%

In the previous week, South Plains Financial had 7 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 9 mentions for South Plains Financial and 2 mentions for Consumer Portfolio Services. Consumer Portfolio Services' average media sentiment score of 1.10 beat South Plains Financial's score of 0.21 indicating that Consumer Portfolio Services is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
South Plains Financial
2 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Consumer Portfolio Services
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

South Plains Financial has higher earnings, but lower revenue than Consumer Portfolio Services. South Plains Financial is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
South Plains Financial$296.89M2.52$58.47M$3.5710.96
Consumer Portfolio Services$434.47M0.51$19.33M$0.8511.96

Summary

South Plains Financial beats Consumer Portfolio Services on 11 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CPSS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CPSS vs. The Competition

MetricConsumer Portfolio ServicesFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$210.69M$7.06B$13.45B$12.37B
Dividend YieldN/A5.76%5.84%5.35%
P/E Ratio11.9690.0923.1725.63
Price / Sales0.5112.75172.7176.59
Price / Cash6.5474.2620.4556.33
Price / Book0.702.662.156.97
Net Income$19.33M$301.20M$1.11B$333.62M
7 Day PerformanceN/A0.26%-0.70%1.09%
1 Month Performance19.93%2.90%0.22%3.08%
1 Year Performance11.88%21.00%10.83%35.68%

Consumer Portfolio Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CPSS
Consumer Portfolio Services
1.4833 of 5 stars
$10.17
+4.7%
N/A+8.2%$210.69M$434.47M11.96740
MPB
Mid Penn Bancorp
4.0837 of 5 stars
$31.74
-1.4%
$37.00
+16.6%
+11.4%$804.29M$350.61M14.43620
OPFI
OppFi
3.7631 of 5 stars
$9.31
+0.2%
$13.00
+39.6%
-25.9%$792.77M$608.66M10.01570
HTB
HomeTrust Bancshares
2.344 of 5 stars
$45.68
-0.1%
$47.00
+2.9%
N/A$767.65M$214.55M11.80520
SMBC
Southern Missouri Bancorp
4.4197 of 5 stars
$67.92
-0.1%
$70.67
+4.0%
+22.1%$754.59M$305.35M11.34540

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This page (NASDAQ:CPSS) was last updated on 5/15/2026 by MarketBeat.com Staff.
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