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Consumer Portfolio Services (CPSS) Competitors

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$9.50 -0.04 (-0.42%)
Closing price 06/25/2026 04:00 PM Eastern
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$9.49 -0.01 (-0.11%)
As of 05:34 AM Eastern
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CPSS vs. HTB, ABTC, SMBC, SPFI, and SMBK

Should you buy Consumer Portfolio Services stock or one of its competitors? MarketBeat compares Consumer Portfolio Services with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Consumer Portfolio Services include HomeTrust Bancshares (HTB), American Bitcoin (ABTC), Southern Missouri Bancorp (SMBC), South Plains Financial (SPFI), and SmartFinancial (SMBK). These companies are all part of the "banking" industry.

How does Consumer Portfolio Services compare to HomeTrust Bancshares?

Consumer Portfolio Services (NASDAQ:CPSS) and HomeTrust Bancshares (NYSE:HTB) are both small-cap banking companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, risk, valuation, media sentiment, analyst recommendations, profitability, institutional ownership and earnings.

In the previous week, Consumer Portfolio Services and Consumer Portfolio Services both had 2 articles in the media. Consumer Portfolio Services' average media sentiment score of 1.31 beat HomeTrust Bancshares' score of 0.07 indicating that Consumer Portfolio Services is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Consumer Portfolio Services
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
HomeTrust Bancshares
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Consumer Portfolio Services has a beta of 1.12, suggesting that its share price is 12% more volatile than the broader market. Comparatively, HomeTrust Bancshares has a beta of 0.81, suggesting that its share price is 19% less volatile than the broader market.

47.6% of Consumer Portfolio Services shares are held by institutional investors. Comparatively, 60.9% of HomeTrust Bancshares shares are held by institutional investors. 63.7% of Consumer Portfolio Services shares are held by company insiders. Comparatively, 11.0% of HomeTrust Bancshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

HomeTrust Bancshares has a net margin of 22.78% compared to Consumer Portfolio Services' net margin of 4.58%. HomeTrust Bancshares' return on equity of 11.25% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.58% 6.54% 0.52%
HomeTrust Bancshares 22.78%11.25%1.47%

HomeTrust Bancshares has lower revenue, but higher earnings than Consumer Portfolio Services. Consumer Portfolio Services is trading at a lower price-to-earnings ratio than HomeTrust Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$434.47M0.47$19.33M$0.8511.18
HomeTrust Bancshares$292.47M2.82$64.36M$3.8712.67

HomeTrust Bancshares has a consensus price target of $47.00, indicating a potential downside of 4.12%. Given HomeTrust Bancshares' stronger consensus rating and higher probable upside, analysts plainly believe HomeTrust Bancshares is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
HomeTrust Bancshares
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

HomeTrust Bancshares beats Consumer Portfolio Services on 11 of the 15 factors compared between the two stocks.

How does Consumer Portfolio Services compare to American Bitcoin?

American Bitcoin (NASDAQ:ABTC) and Consumer Portfolio Services (NASDAQ:CPSS) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their media sentiment, profitability, dividends, risk, earnings, institutional ownership, analyst recommendations and valuation.

In the previous week, Consumer Portfolio Services had 1 more articles in the media than American Bitcoin. MarketBeat recorded 2 mentions for Consumer Portfolio Services and 1 mentions for American Bitcoin. Consumer Portfolio Services' average media sentiment score of 1.31 beat American Bitcoin's score of 0.93 indicating that Consumer Portfolio Services is being referred to more favorably in the news media.

Company Overall Sentiment
American Bitcoin Positive
Consumer Portfolio Services Positive

American Bitcoin has a beta of 3.76, indicating that its stock price is 276% more volatile than the broader market. Comparatively, Consumer Portfolio Services has a beta of 1.12, indicating that its stock price is 12% more volatile than the broader market.

American Bitcoin currently has a consensus target price of $4.00, indicating a potential upside of 466.73%. Given American Bitcoin's stronger consensus rating and higher probable upside, equities research analysts clearly believe American Bitcoin is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
American Bitcoin
1 Sell rating(s)
1 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.25
Consumer Portfolio Services
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Consumer Portfolio Services has higher revenue and earnings than American Bitcoin. American Bitcoin is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
American Bitcoin$185.16M4.05-$153.17M-$0.50N/A
Consumer Portfolio Services$434.47M0.47$19.33M$0.8511.18

Consumer Portfolio Services has a net margin of 4.58% compared to American Bitcoin's net margin of -69.42%. Consumer Portfolio Services' return on equity of 6.54% beat American Bitcoin's return on equity.

Company Net Margins Return on Equity Return on Assets
American Bitcoin-69.42% -29.72% -15.38%
Consumer Portfolio Services 4.58%6.54%0.52%

10.2% of American Bitcoin shares are owned by institutional investors. Comparatively, 47.6% of Consumer Portfolio Services shares are owned by institutional investors. 2.6% of American Bitcoin shares are owned by insiders. Comparatively, 63.7% of Consumer Portfolio Services shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Summary

Consumer Portfolio Services beats American Bitcoin on 11 of the 16 factors compared between the two stocks.

How does Consumer Portfolio Services compare to Southern Missouri Bancorp?

Southern Missouri Bancorp (NASDAQ:SMBC) and Consumer Portfolio Services (NASDAQ:CPSS) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, valuation, analyst recommendations, media sentiment, earnings, dividends and profitability.

Southern Missouri Bancorp has a beta of 0.88, indicating that its share price is 12% less volatile than the broader market. Comparatively, Consumer Portfolio Services has a beta of 1.12, indicating that its share price is 12% more volatile than the broader market.

Southern Missouri Bancorp has a net margin of 21.36% compared to Consumer Portfolio Services' net margin of 4.58%. Southern Missouri Bancorp's return on equity of 12.05% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Southern Missouri Bancorp21.36% 12.05% 1.33%
Consumer Portfolio Services 4.58%6.54%0.52%

Southern Missouri Bancorp presently has a consensus target price of $70.67, suggesting a potential downside of 5.48%. Given Southern Missouri Bancorp's stronger consensus rating and higher probable upside, research analysts clearly believe Southern Missouri Bancorp is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Southern Missouri Bancorp
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
Consumer Portfolio Services
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

Southern Missouri Bancorp has higher earnings, but lower revenue than Consumer Portfolio Services. Consumer Portfolio Services is trading at a lower price-to-earnings ratio than Southern Missouri Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Southern Missouri Bancorp$305.35M2.70$58.58M$5.9912.48
Consumer Portfolio Services$434.47M0.47$19.33M$0.8511.18

49.5% of Southern Missouri Bancorp shares are held by institutional investors. Comparatively, 47.6% of Consumer Portfolio Services shares are held by institutional investors. 15.8% of Southern Missouri Bancorp shares are held by insiders. Comparatively, 63.7% of Consumer Portfolio Services shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

In the previous week, Southern Missouri Bancorp and Southern Missouri Bancorp both had 2 articles in the media. Consumer Portfolio Services' average media sentiment score of 1.31 beat Southern Missouri Bancorp's score of 0.93 indicating that Consumer Portfolio Services is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Southern Missouri Bancorp
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Consumer Portfolio Services
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Southern Missouri Bancorp beats Consumer Portfolio Services on 11 of the 15 factors compared between the two stocks.

How does Consumer Portfolio Services compare to South Plains Financial?

Consumer Portfolio Services (NASDAQ:CPSS) and South Plains Financial (NASDAQ:SPFI) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, valuation, analyst recommendations, earnings, risk, institutional ownership, profitability and dividends.

In the previous week, Consumer Portfolio Services had 1 more articles in the media than South Plains Financial. MarketBeat recorded 2 mentions for Consumer Portfolio Services and 1 mentions for South Plains Financial. South Plains Financial's average media sentiment score of 1.87 beat Consumer Portfolio Services' score of 1.31 indicating that South Plains Financial is being referred to more favorably in the news media.

Company Overall Sentiment
Consumer Portfolio Services Positive
South Plains Financial Very Positive

Consumer Portfolio Services has a beta of 1.12, meaning that its share price is 12% more volatile than the broader market. Comparatively, South Plains Financial has a beta of 0.47, meaning that its share price is 53% less volatile than the broader market.

47.6% of Consumer Portfolio Services shares are held by institutional investors. Comparatively, 55.0% of South Plains Financial shares are held by institutional investors. 63.7% of Consumer Portfolio Services shares are held by company insiders. Comparatively, 24.3% of South Plains Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

South Plains Financial has a consensus target price of $47.60, indicating a potential upside of 11.09%. Given South Plains Financial's stronger consensus rating and higher probable upside, analysts plainly believe South Plains Financial is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
South Plains Financial
0 Sell rating(s)
1 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.86

South Plains Financial has lower revenue, but higher earnings than Consumer Portfolio Services. Consumer Portfolio Services is trading at a lower price-to-earnings ratio than South Plains Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$434.47M0.47$19.33M$0.8511.18
South Plains Financial$296.89M2.76$58.47M$3.5712.00

South Plains Financial has a net margin of 20.22% compared to Consumer Portfolio Services' net margin of 4.58%. South Plains Financial's return on equity of 12.58% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.58% 6.54% 0.52%
South Plains Financial 20.22%12.58%1.35%

Summary

South Plains Financial beats Consumer Portfolio Services on 12 of the 16 factors compared between the two stocks.

How does Consumer Portfolio Services compare to SmartFinancial?

SmartFinancial (NASDAQ:SMBK) and Consumer Portfolio Services (NASDAQ:CPSS) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their earnings, valuation, dividends, profitability, risk, analyst recommendations, institutional ownership and media sentiment.

SmartFinancial currently has a consensus price target of $47.50, indicating a potential upside of 1.57%. Given SmartFinancial's stronger consensus rating and higher probable upside, equities research analysts clearly believe SmartFinancial is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SmartFinancial
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.67
Consumer Portfolio Services
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00

SmartFinancial has higher earnings, but lower revenue than Consumer Portfolio Services. Consumer Portfolio Services is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
SmartFinancial$203.48M3.93$36.14M$3.1214.99
Consumer Portfolio Services$434.47M0.47$19.33M$0.8511.18

SmartFinancial has a net margin of 12.67% compared to Consumer Portfolio Services' net margin of 4.58%. SmartFinancial's return on equity of 7.33% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
SmartFinancial12.67% 7.33% 0.71%
Consumer Portfolio Services 4.58%6.54%0.52%

58.8% of SmartFinancial shares are owned by institutional investors. Comparatively, 47.6% of Consumer Portfolio Services shares are owned by institutional investors. 6.9% of SmartFinancial shares are owned by company insiders. Comparatively, 63.7% of Consumer Portfolio Services shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

SmartFinancial has a beta of 0.72, meaning that its stock price is 28% less volatile than the broader market. Comparatively, Consumer Portfolio Services has a beta of 1.12, meaning that its stock price is 12% more volatile than the broader market.

In the previous week, Consumer Portfolio Services had 2 more articles in the media than SmartFinancial. MarketBeat recorded 2 mentions for Consumer Portfolio Services and 0 mentions for SmartFinancial. Consumer Portfolio Services' average media sentiment score of 1.31 beat SmartFinancial's score of 0.00 indicating that Consumer Portfolio Services is being referred to more favorably in the news media.

Company Overall Sentiment
SmartFinancial Neutral
Consumer Portfolio Services Positive

Summary

SmartFinancial beats Consumer Portfolio Services on 12 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CPSS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CPSS vs. The Competition

Export
MetricConsumer Portfolio ServicesFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$207M$7.06B$13.87B$12.27B
Dividend YieldN/A5.06%5.73%5.89%
P/E Ratio11.1817.7320.2723.97
Price / Sales0.478.63135.6199.70
Price / Cash6.4251.6519.3453.91
Price / Book0.683.342.236.32
Net Income$19.33M$305.88M$1.14B$337.22M
7 Day Performance-2.46%-3.33%0.05%-1.24%
1 Month Performance-0.94%-3.42%0.52%-0.63%
1 Year Performance-4.33%5.57%14.39%27.95%

Consumer Portfolio Services Competitors List

Export
CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CPSS
Consumer Portfolio Services
1.465 of 5 stars		$9.50
-0.4%		N/A-4.3%$207M$434.47M11.18740
HTB
HomeTrust Bancshares
3.2288 of 5 stars		$48.91
+1.8%		$47.00
-3.9%		N/A$822.18M$292.47M12.64520
ABTC
American Bitcoin
2.1555 of 5 stars		$0.77
-4.8%		$4.00
+417.5%		-82.8%$821.60M$185.16MN/A200
SMBC
Southern Missouri Bancorp
4.4262 of 5 stars		$73.70
+1.5%		$70.67
-4.1%		+41.5%$812.17M$305.35M12.30540
SPFI
South Plains Financial
4.5697 of 5 stars		$41.63
+2.6%		$46.25
+11.1%		+20.4%$797.05M$210.63M11.66680

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This page (NASDAQ:CPSS) was last updated on 6/26/2026 by MarketBeat.com Staff.
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