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Consumer Portfolio Services (CPSS) Competitors

Consumer Portfolio Services logo
$9.28 -0.35 (-3.63%)
Closing price 04:00 PM Eastern
Extended Trading
$9.32 +0.04 (+0.43%)
As of 04:10 PM Eastern
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CPSS vs. HTB, SPFI, SMBK, ORRF, and OPFI

Should you buy Consumer Portfolio Services stock or one of its competitors? MarketBeat compares Consumer Portfolio Services with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Consumer Portfolio Services include HomeTrust Bancshares (HTB), South Plains Financial (SPFI), SmartFinancial (SMBK), Orrstown Financial Services (ORRF), and OppFi (OPFI). These companies are all part of the "banking" industry.

How does Consumer Portfolio Services compare to HomeTrust Bancshares?

HomeTrust Bancshares (NYSE:HTB) and Consumer Portfolio Services (NASDAQ:CPSS) are both small-cap banking companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, institutional ownership, profitability, valuation, analyst recommendations, media sentiment, risk and earnings.

60.9% of HomeTrust Bancshares shares are held by institutional investors. Comparatively, 47.6% of Consumer Portfolio Services shares are held by institutional investors. 11.0% of HomeTrust Bancshares shares are held by company insiders. Comparatively, 63.7% of Consumer Portfolio Services shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

HomeTrust Bancshares has a net margin of 22.78% compared to Consumer Portfolio Services' net margin of 4.58%. HomeTrust Bancshares' return on equity of 11.25% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
HomeTrust Bancshares22.78% 11.25% 1.47%
Consumer Portfolio Services 4.58%6.54%0.52%

HomeTrust Bancshares has a beta of 0.8, suggesting that its share price is 20% less volatile than the broader market. Comparatively, Consumer Portfolio Services has a beta of 1.13, suggesting that its share price is 13% more volatile than the broader market.

HomeTrust Bancshares currently has a consensus price target of $47.00, suggesting a potential downside of 4.93%. Given HomeTrust Bancshares' stronger consensus rating and higher probable upside, equities research analysts clearly believe HomeTrust Bancshares is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
HomeTrust Bancshares
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Consumer Portfolio Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

In the previous week, Consumer Portfolio Services had 3 more articles in the media than HomeTrust Bancshares. MarketBeat recorded 3 mentions for Consumer Portfolio Services and 0 mentions for HomeTrust Bancshares. Consumer Portfolio Services' average media sentiment score of 0.80 beat HomeTrust Bancshares' score of 0.00 indicating that Consumer Portfolio Services is being referred to more favorably in the news media.

Company Overall Sentiment
HomeTrust Bancshares Neutral
Consumer Portfolio Services Positive

HomeTrust Bancshares has higher revenue and earnings than Consumer Portfolio Services. Consumer Portfolio Services is trading at a lower price-to-earnings ratio than HomeTrust Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
HomeTrust Bancshares$214.55M3.87$64.36M$3.8712.77
Consumer Portfolio Services$202.76M0.99$19.33M$0.8510.92

Summary

HomeTrust Bancshares beats Consumer Portfolio Services on 12 of the 16 factors compared between the two stocks.

How does Consumer Portfolio Services compare to South Plains Financial?

Consumer Portfolio Services (NASDAQ:CPSS) and South Plains Financial (NASDAQ:SPFI) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their valuation, profitability, institutional ownership, media sentiment, earnings, dividends, risk and analyst recommendations.

47.6% of Consumer Portfolio Services shares are held by institutional investors. Comparatively, 55.0% of South Plains Financial shares are held by institutional investors. 63.7% of Consumer Portfolio Services shares are held by insiders. Comparatively, 24.3% of South Plains Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

South Plains Financial has a net margin of 20.22% compared to Consumer Portfolio Services' net margin of 4.58%. South Plains Financial's return on equity of 12.58% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.58% 6.54% 0.52%
South Plains Financial 20.22%12.58%1.35%

Consumer Portfolio Services has a beta of 1.13, indicating that its stock price is 13% more volatile than the broader market. Comparatively, South Plains Financial has a beta of 0.46, indicating that its stock price is 54% less volatile than the broader market.

South Plains Financial has higher revenue and earnings than Consumer Portfolio Services. Consumer Portfolio Services is trading at a lower price-to-earnings ratio than South Plains Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$202.76M0.99$19.33M$0.8510.92
South Plains Financial$210.63M4.02$58.47M$3.5712.39

In the previous week, South Plains Financial had 1 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 4 mentions for South Plains Financial and 3 mentions for Consumer Portfolio Services. South Plains Financial's average media sentiment score of 1.20 beat Consumer Portfolio Services' score of 0.80 indicating that South Plains Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Consumer Portfolio Services
0 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
South Plains Financial
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

South Plains Financial has a consensus price target of $47.60, suggesting a potential upside of 7.57%. Given South Plains Financial's stronger consensus rating and higher probable upside, analysts plainly believe South Plains Financial is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
South Plains Financial
0 Sell rating(s)
1 Hold rating(s)
5 Buy rating(s)
1 Strong Buy rating(s)
3.00

Summary

South Plains Financial beats Consumer Portfolio Services on 15 of the 17 factors compared between the two stocks.

How does Consumer Portfolio Services compare to SmartFinancial?

Consumer Portfolio Services (NASDAQ:CPSS) and SmartFinancial (NASDAQ:SMBK) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their earnings, valuation, risk, institutional ownership, dividends, profitability, media sentiment and analyst recommendations.

47.6% of Consumer Portfolio Services shares are owned by institutional investors. Comparatively, 58.8% of SmartFinancial shares are owned by institutional investors. 63.7% of Consumer Portfolio Services shares are owned by company insiders. Comparatively, 6.9% of SmartFinancial shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

SmartFinancial has higher revenue and earnings than Consumer Portfolio Services. Consumer Portfolio Services is trading at a lower price-to-earnings ratio than SmartFinancial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$202.76M0.99$19.33M$0.8510.92
SmartFinancial$203.48M4.09$36.14M$3.1215.59

In the previous week, Consumer Portfolio Services had 1 more articles in the media than SmartFinancial. MarketBeat recorded 3 mentions for Consumer Portfolio Services and 2 mentions for SmartFinancial. Consumer Portfolio Services' average media sentiment score of 0.80 beat SmartFinancial's score of 0.33 indicating that Consumer Portfolio Services is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Consumer Portfolio Services
0 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
SmartFinancial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Consumer Portfolio Services has a beta of 1.13, suggesting that its share price is 13% more volatile than the broader market. Comparatively, SmartFinancial has a beta of 0.7, suggesting that its share price is 30% less volatile than the broader market.

SmartFinancial has a net margin of 12.67% compared to Consumer Portfolio Services' net margin of 4.58%. SmartFinancial's return on equity of 7.33% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.58% 6.54% 0.52%
SmartFinancial 12.67%7.33%0.71%

SmartFinancial has a consensus price target of $47.50, suggesting a potential downside of 2.36%. Given SmartFinancial's stronger consensus rating and higher possible upside, analysts plainly believe SmartFinancial is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
SmartFinancial
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
2 Strong Buy rating(s)
2.83

Summary

SmartFinancial beats Consumer Portfolio Services on 13 of the 17 factors compared between the two stocks.

How does Consumer Portfolio Services compare to Orrstown Financial Services?

Orrstown Financial Services (NASDAQ:ORRF) and Consumer Portfolio Services (NASDAQ:CPSS) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, risk, dividends, institutional ownership, earnings, profitability, valuation and media sentiment.

In the previous week, Orrstown Financial Services had 1 more articles in the media than Consumer Portfolio Services. MarketBeat recorded 4 mentions for Orrstown Financial Services and 3 mentions for Consumer Portfolio Services. Consumer Portfolio Services' average media sentiment score of 0.80 beat Orrstown Financial Services' score of 0.31 indicating that Consumer Portfolio Services is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Orrstown Financial Services
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Consumer Portfolio Services
0 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

44.3% of Orrstown Financial Services shares are held by institutional investors. Comparatively, 47.6% of Consumer Portfolio Services shares are held by institutional investors. 4.3% of Orrstown Financial Services shares are held by company insiders. Comparatively, 63.7% of Consumer Portfolio Services shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Orrstown Financial Services has a net margin of 23.58% compared to Consumer Portfolio Services' net margin of 4.58%. Orrstown Financial Services' return on equity of 14.75% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Orrstown Financial Services23.58% 14.75% 1.55%
Consumer Portfolio Services 4.58%6.54%0.52%

Orrstown Financial Services has a beta of 0.7, suggesting that its stock price is 30% less volatile than the broader market. Comparatively, Consumer Portfolio Services has a beta of 1.13, suggesting that its stock price is 13% more volatile than the broader market.

Orrstown Financial Services presently has a consensus target price of $41.67, suggesting a potential downside of 0.98%. Given Orrstown Financial Services' stronger consensus rating and higher possible upside, equities research analysts clearly believe Orrstown Financial Services is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Orrstown Financial Services
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Consumer Portfolio Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Orrstown Financial Services has higher revenue and earnings than Consumer Portfolio Services. Orrstown Financial Services is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Orrstown Financial Services$356.05M2.32$80.86M$4.379.63
Consumer Portfolio Services$202.76M0.99$19.33M$0.8510.92

Summary

Orrstown Financial Services beats Consumer Portfolio Services on 11 of the 16 factors compared between the two stocks.

How does Consumer Portfolio Services compare to OppFi?

Consumer Portfolio Services (NASDAQ:CPSS) and OppFi (NYSE:OPFI) are both small-cap banking companies, but which is the better stock? We will contrast the two companies based on the strength of their earnings, institutional ownership, media sentiment, profitability, analyst recommendations, risk, valuation and dividends.

OppFi has a net margin of 10.86% compared to Consumer Portfolio Services' net margin of 4.58%. OppFi's return on equity of 39.90% beat Consumer Portfolio Services' return on equity.

Company Net Margins Return on Equity Return on Assets
Consumer Portfolio Services4.58% 6.54% 0.52%
OppFi 10.86%39.90%15.95%

OppFi has higher revenue and earnings than Consumer Portfolio Services. OppFi is trading at a lower price-to-earnings ratio than Consumer Portfolio Services, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Consumer Portfolio Services$202.76M0.99$19.33M$0.8510.92
OppFi$608.66M1.31$26.33M$0.9310.06

Consumer Portfolio Services has a beta of 1.13, indicating that its share price is 13% more volatile than the broader market. Comparatively, OppFi has a beta of 1.76, indicating that its share price is 76% more volatile than the broader market.

47.6% of Consumer Portfolio Services shares are owned by institutional investors. Comparatively, 7.1% of OppFi shares are owned by institutional investors. 63.7% of Consumer Portfolio Services shares are owned by insiders. Comparatively, 70.2% of OppFi shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

In the previous week, Consumer Portfolio Services had 3 more articles in the media than OppFi. MarketBeat recorded 3 mentions for Consumer Portfolio Services and 0 mentions for OppFi. Consumer Portfolio Services' average media sentiment score of 0.80 beat OppFi's score of 0.00 indicating that Consumer Portfolio Services is being referred to more favorably in the media.

Company Overall Sentiment
Consumer Portfolio Services Positive
OppFi Neutral

OppFi has a consensus price target of $13.00, indicating a potential upside of 38.96%. Given OppFi's stronger consensus rating and higher possible upside, analysts clearly believe OppFi is more favorable than Consumer Portfolio Services.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Consumer Portfolio Services
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00
OppFi
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80

Summary

OppFi beats Consumer Portfolio Services on 13 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CPSS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CPSS vs. The Competition

MetricConsumer Portfolio ServicesFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$201.37M$7.33B$14.40B$12.44B
Dividend YieldN/A5.00%5.70%9.44%
P/E Ratio10.9217.5420.8024.25
Price / Sales0.9911.4245.4887.66
Price / Cash6.4049.1919.2760.03
Price / Book0.663.262.286.23
Net Income$19.33M$305.95M$1.14B$331.94M
7 Day Performance1.09%-1.23%1.04%-1.97%
1 Month Performance-3.13%-4.16%1.73%-1.00%
1 Year Performance-2.01%-3.85%14.15%18.13%

Consumer Portfolio Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CPSS
Consumer Portfolio Services
2.3962 of 5 stars
$9.28
-3.6%
N/A+3.8%$201.37M$202.76M10.92740
HTB
HomeTrust Bancshares
2.8464 of 5 stars
$48.46
-1.2%
$47.00
-3.0%
N/A$814.63M$292.47M12.52520
SPFI
South Plains Financial
4.2486 of 5 stars
$42.18
-1.3%
$47.60
+12.8%
+16.7%$807.75M$296.89M11.82680
SMBK
SmartFinancial
3.8576 of 5 stars
$46.61
-0.3%
$47.50
+1.9%
+35.6%$797.01M$203.48M21.78550
ORRF
Orrstown Financial Services
3.5896 of 5 stars
$40.42
-0.7%
$41.67
+3.1%
+25.2%$794.25M$356.05M9.25430

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This page (NASDAQ:CPSS) was last updated on 7/16/2026 by MarketBeat.com Staff.
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