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NASDAQ:WTFC

Wintrust Financial (WTFC) Stock Price, News & Analysis

Wintrust Financial logo
$151.99 -0.68 (-0.45%)
Closing price 04:00 PM Eastern
Extended Trading
$152.06 +0.07 (+0.05%)
As of 04:53 PM Eastern
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About Wintrust Financial Stock (NASDAQ:WTFC)

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Key Stats

Today's Range
$151.77
$154.50
50-Day Range
$151.99
$166.90
52-Week Range
$119.61
$167.21
Volume
370,767 shs
Average Volume
578,049 shs
Market Capitalization
$10.25 billion
P/E Ratio
12.21
Dividend Yield
1.45%
Price Target
$177.77
Consensus Rating
Moderate Buy

Company Overview

Wintrust Financial Corporation is a Chicago‐area bank holding company headquartered in Rosemont, Illinois. Through its primary subsidiary, Wintrust Bank, the company operates a network of community banks serving metropolitan Chicago and select markets in southeastern Wisconsin. These locally branded banks provide personalized commercial and consumer banking solutions tailored to small and mid‐size businesses, professionals, and individual clients.

The firm’s core offerings include deposit products, commercial and residential lending, treasury management, and mortgage banking services. In addition to traditional banking, Wintrust Financial delivers wealth management, trust, and investment advisory services through its Wintrust Wealth division. Specialized business units also provide equipment finance, foreign exchange, and risk management solutions to corporate clients.

Founded in 1991, Wintrust Financial has grown organically and through targeted acquisitions of community banks and specialty finance firms. This acquisition strategy has expanded its geographic footprint while preserving the local decision‐making culture that underpins its relationship‐driven business model. The company maintains a strong focus on community engagement and tailored lending within its core markets.

Wintrust Financial’s management team emphasizes experienced leadership and disciplined risk management. By combining the scale of a publicly traded holding company with the local expertise of community banks, the company seeks to deliver consistent service and sustainable growth across its diverse financial services platform.

AI Generated. May Contain Errors.

Wintrust Financial Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
98th Percentile Overall Score

WTFC MarketRank™: 

Wintrust Financial scored higher than 98% of companies evaluated by MarketBeat, and ranked 38th out of 835 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Wintrust Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.69, and is based on no strong buy ratings, 9 buy ratings, 4 hold ratings, and no sell ratings.

  • Upside Potential

    Wintrust Financial has a consensus price target of $177.77, representing about 17.0% upside from its current price of $151.99.

  • Amount of Analyst Coverage

    Wintrust Financial has been the subject of 10 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about Wintrust Financial's stock forecast and price target.
  • Earnings Growth

    Earnings for Wintrust Financial are expected to grow by 5.14% in the coming year, from $13.04 to $13.71 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Wintrust Financial is 12.21, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.61.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Wintrust Financial is 12.21, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.62.

  • Price to Book Value per Share Ratio

    Wintrust Financial has a P/B Ratio of 1.49. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Wintrust Financial's valuation and earnings.
  • Percentage of Shares Shorted

    3.12% of the float of Wintrust Financial has been sold short.
  • Short Interest Ratio / Days to Cover

    Wintrust Financial has a short interest ratio ("days to cover") of 2.74, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in Wintrust Financial has recently decreased by 19.97%, indicating that investor sentiment is improving significantly.
  • Dividend Yield

    Wintrust Financial pays a meaningful dividend of 1.44%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Wintrust Financial has been increasing its dividend for 12 years.

  • Dividend Coverage

    The dividend payout ratio of Wintrust Financial is 17.67%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Wintrust Financial will have a dividend payout ratio of 16.05% next year. This indicates that Wintrust Financial will be able to sustain or increase its dividend.

  • Read more about Wintrust Financial's dividend.
  • News Sentiment

    Wintrust Financial has a news sentiment score of 1.36. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.88 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 10 news articles for Wintrust Financial this week, compared to 4 articles on an average week.
  • Search Interest

    4 people have searched for WTFC on MarketBeat in the last 30 days. This is an increase of 300% compared to the previous 30 days.
  • MarketBeat Follows

    4 people have added Wintrust Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Wintrust Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,199,837.00 in company stock.

  • Percentage Held by Insiders

    1.24% of the stock of Wintrust Financial is held by insiders.

  • Percentage Held by Institutions

    93.48% of the stock of Wintrust Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Wintrust Financial's insider trading history.
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WTFC Stock News Headlines

Wintrust Financial Corp.
The REAL Reason Trump is Invading Iran
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Wintrust Financial (NASDAQ:WTFC) COO Sells $2,199,836.55 in Stock
Bronze bull and bear statues face off in an urban financial district at sunset.
MarketBeat Week in Review – 07/27- 07/31 (WTFC)
A weekly roundup covering Magnificent Seven earnings, Fed rate pauses, U.S.-Iran tensions, and MarketBeat analysts' takes on stocks including Microsoft, Alphabet, Broadcom, Tesla, and UnitedHealth.
Illuminated Wintrust logo sign mounted on a stone wall outside an office building at dusk.
Wintrust: A Quiet Regional Bank Posting Loud Results
Wintrust Financial posted record Q2 net income, revenue, loans, and deposits, with analysts holding a Moderate Buy rating and a 12% average price target upside.
See More Headlines

WTFC Stock Analysis - Frequently Asked Questions

Wintrust Financial's stock was trading at $139.82 on January 1st, 2026. Since then, WTFC shares have increased by 8.7% and is now trading at $151.99.

Wintrust Financial Corporation (NASDAQ:WTFC) released its earnings results on Monday, July, 20th. The bank reported $3.30 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $3.15 by $0.15. The firm's quarterly revenue was up 10.1% compared to the same quarter last year.
Read the conference call transcript
.

Wintrust Financial subsidiaries include First Community Bank, Barrington Bank & Trust Company N.A., Beverly Bank & Trust Company N.A., Chicago Deferred Exchange Company LLC, Community Financial Shares Statutory Trust II, Crystal Lake Bank & Trust Company N.A., Elektra Holding Company LLC, and more.

Wintrust Financial's top institutional shareholders include California State Teachers Retirement System (18.54%), BlackRock Inc. (9.76%), Bank of America Corp DE (1.55%) and Wellington Management Group LLP (0.87%). Insiders that own company stock include David A Dykstra, Richard B Murphy, Kathleen M Boege, David Eric Lee, David L Stoehr, Suzet M Mckinney, Edward J Wehmer and Jeffrey D Hahnfeld.
View institutional ownership trends
.

Shares of WTFC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Wintrust Financial investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), TotalEnergies (TTE), The RMR Group (RMR) and Southern First Bancshares (SFST).

Company Calendar

Record date for 5/28 Dividend
5/14/2026
Ex-Dividend for 5/28 Dividend
5/14/2026
Dividend Payable
5/28/2026
Last Earnings
7/20/2026
Record date for 8/20 Dividend
8/06/2026
Ex-Dividend for 8/20 Dividend
8/06/2026
Dividend Payable
8/20/2026
Today
8/24/2026
Next Earnings (Estimated)
10/19/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:WTFC
CIK
1015328
Employees
5,902
Year Founded
1991

Price Target and Rating

High Price Target
$192.00
Low Price Target
$160.00
Potential Upside/Downside
+17.0%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.69
Research Coverage
13 Analysts

Profitability

EPS (Trailing Twelve Months)
$12.45
Trailing P/E Ratio
12.21
Forward P/E Ratio
11.66
P/E Growth
N/A
Net Income
$823.84 million
Net Margins
20.72%
Pretax Margin
28.01%
Return on Equity
13.37%
Return on Assets
1.28%

Debt

Debt-to-Equity Ratio
0.62
Current Ratio
0.98
Quick Ratio
0.97

Sales & Book Value

Annual Sales
$4.23 billion
Price / Sales
2.42
Cash Flow
$14.14 per share
Price / Cash Flow
10.75
Book Value
$102.04 per share
Price / Book
1.49

Miscellaneous

Outstanding Shares
67,470,000
Free Float
66,629,000
Market Cap
$10.25 billion
Optionable
Optionable
Beta
0.85

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This page (NASDAQ:WTFC) was last updated on 8/24/2026 by MarketBeat.com Staff.
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