Research Analysts Issue Forecasts for ECPG FY2026 Earnings

Key Points

• Northland Securities raised its FY2026 EPS forecast for Encore Capital Group to $15.75 from $13.50, slightly below the $16.11 analyst consensus; it forecasts FY2027 EPS of $16.50.
• Encore reported quarterly EPS of $5.57 versus estimates of $3.35 and revenue of $544.54 million versus $466.80 million expected. Revenue grew 18.3% year over year.
• Analyst sentiment is broadly positive: the stock has a “Moderate Buy” consensus and a $128.67 average price target, with Truist and Citizens JMP raising their price targets.

Encore Capital Group Inc (NASDAQ:ECPG - Free Report) - Research analysts at Northland Securities lifted their FY2026 earnings per share (EPS) estimates for Encore Capital Group in a report released on Wednesday, November 4th. Northland Securities analyst M. Grondahl now forecasts that the asset manager will earn $15.75 per share for the year, up from their previous estimate of $13.50. The consensus estimate for Encore Capital Group's current full-year earnings is $16.11 per share. Northland Securities also issued estimates for Encore Capital Group's FY2027 earnings at $16.50 EPS.

Several other equities analysts have also recently weighed in on the stock. Wall Street Zen raised shares of Encore Capital Group from a "hold" rating to a "buy" rating in a research note on Saturday. Zacks Research cut shares of Encore Capital Group from a "strong-buy" rating to a "hold" rating in a research note on Monday, October 5th. Truist Financial increased their price target on shares of Encore Capital Group from $112.00 to $122.00 and gave the company a "buy" rating in a research note on Thursday. Citizens Jmp lifted their price objective on shares of Encore Capital Group from $115.00 to $140.00 and gave the company a "market outperform" rating in a research report on Thursday. Finally, Weiss Ratings upgraded shares of Encore Capital Group from a "buy (b-)" rating to a "buy (b)" rating in a research note on Thursday, October 8th. Four investment analysts have rated the stock with a Buy rating and one has assigned a Hold rating to the company. Based on data from MarketBeat, Encore Capital Group has a consensus rating of "Moderate Buy" and a consensus price target of $128.67.

Encore Capital Group Stock Performance

Shares of Encore Capital Group stock opened at $114.14 on Monday. Encore Capital Group has a 12-month low of $46.80 and a 12-month high of $126.74. The stock has a market cap of $2.38 billion, a P/E ratio of 7.31 and a beta of 1.29. The company has a quick ratio of 0.62, a current ratio of 0.62 and a debt-to-equity ratio of 3.93. The business's 50 day moving average is $99.85 and its 200-day moving average is $84.22.

Encore Capital Group (NASDAQ:ECPG - Get Free Report) last posted its quarterly earnings results on Wednesday, November 4th. The asset manager reported $5.57 earnings per share for the quarter, beating analysts' consensus estimates of $3.35 by $2.22. The firm had revenue of $544.54 million during the quarter, compared to the consensus estimate of $466.80 million. Encore Capital Group had a return on equity of 33.67% and a net margin of 17.67%. The business's revenue was up 18.3% compared to the same quarter last year. During the same period last year, the company earned $3.17 earnings per share.

Institutional Investors Weigh In On Encore Capital Group

Several hedge funds have recently added to or reduced their stakes in ECPG. BlackRock Inc. acquired a new position in shares of Encore Capital Group in the second quarter valued at $343,229,000. Heartland Advisors Inc. acquired a new stake in shares of Encore Capital Group during the 2nd quarter worth about $33,848,000. Amundi lifted its stake in shares of Encore Capital Group by 3,134.1% during the 2nd quarter. Amundi now owns 304,202 shares of the asset manager's stock worth $28,379,000 after buying an additional 294,796 shares during the last quarter. Arrowstreet Capital Limited Partnership boosted its holdings in shares of Encore Capital Group by 658.2% during the 1st quarter. Arrowstreet Capital Limited Partnership now owns 334,018 shares of the asset manager's stock worth $23,421,000 after buying an additional 289,964 shares during the period. Finally, Bank of New York Mellon Corp bought a new stake in shares of Encore Capital Group during the 2nd quarter worth about $11,664,000.

Key Headlines Impacting Encore Capital Group

Here are the key news stories impacting Encore Capital Group this week:

• Positive Sentiment: Encore reported third-quarter EPS of $5.57, well above analysts’ expectations, while revenue also topped estimates. The company cited record global collections. Zacks Q3 earnings report
• Positive Sentiment: Encore raised its 2026 outlook, forecasting EPS of $15.50–$16 and portfolio purchases of $1.5–$1.55 billion—supportive signs for expected earnings and growth. Raised 2026 outlook
• Positive Sentiment: Analyst sentiment remains favorable: Truist maintained its Buy rating, while Citizens JMP set a $140 price target and an Outperform rating. Northland also lifted several 2027 quarterly EPS estimates. Citizens JMP price target
• Neutral Sentiment: Northland lowered its Q4 2026 EPS estimate to $3.52 from $3.64, though it raised estimates for multiple 2027 quarters. Northland estimate update
• Negative Sentiment: ECPG fell back after its earnings-driven surge. Truist’s Buy rating was maintained rather than upgraded, and the latest report offers no fresh company-specific explanation for the pullback. Share pullback and Truist rating

About Encore Capital Group

Encore Capital Group, Inc is a specialty finance company that purchases portfolios of charged-off consumer receivables and provides debt recovery and management services. Through its operating businesses, the company works with consumers to resolve outstanding obligations through payment plans and other repayment arrangements.

Encore serves consumers and creditors across multiple markets, including the United States, the United Kingdom and other European countries. Its major operating platforms include Midland Credit Management in the United States and Cabot Credit Management in Europe.

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