Beyond (BYON) Stock Price, News & Analysis

Company Overview

Beyond Finance Holdings, Inc. (NYSE: BYON) is a U.S.-based financial technology company that specializes in consumer debt resolution. Through its proprietary platform, the company connects individuals facing unsecured debt obligations—such as credit cards, personal loans and lines of credit—with tailored negotiation solutions. Beyond Finance leverages data analytics and predictive modeling to help clients secure reduced payment arrangements, structured settlement plans and ongoing account monitoring aimed at restoring financial stability.

Founded in 2010 as part of The Arduinen Group, Beyond Finance initially focused on in-house debt settlement services before pivoting to a technology-driven model. In 2021, the company expanded its reach by completing a business combination that brought its shares to the New York Stock Exchange under the ticker BYON. Over the years, Beyond Finance has refined its platform to support both direct-to-consumer offerings and white-label services for banks, credit unions and fintech partners.

The company’s core offerings include a digital self-service portal, personalized negotiation algorithms and a dedicated call center staffed by licensed specialists. Beyond Finance’s technology enables clients to track settlement progress in real time, receive customized payment recommendations and access educational resources on credit management. In addition to supporting individual consumers, the firm licenses its debt resolution engine to financial institutions seeking to enhance customer retention and reduce delinquency rates.

Headquartered in Westlake Village, California, Beyond Finance serves customers across the United States and maintains satellite offices to support its operational and technology teams. The company is led by an executive leadership team with deep expertise in consumer lending, technology development and regulatory compliance. Under their guidance, Beyond Finance aims to expand its platform capabilities, pursue strategic partnerships and continue driving innovation in the consumer debt relief market.

Key Stats

• Today's Range: $7.34 to $8.34
• 50-Day Range: $3.76 to $8.26
• 52-Week Range: $3.54 to $15.44
• Volume: 4.63 million shs
• Average Volume: 2.78 million shs
• Market Capitalization: $476.44 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $9.14
• Consensus Rating: Hold

Beyond Stock Analysis - MarketRank™

Beyond scored higher than 38% of companies evaluated by MarketBeat, and ranked 159th out of 208 stocks in the retail/wholesale sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.1 / 5
• Analyst Rating: Hold

Consensus Rating

Beyond has received a consensus rating of Hold. The company's average rating score is 2.13, and is based on 1 buy rating, 4 hold ratings, and 2 sell ratings.

Amount of Analyst Coverage

Beyond has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: Growing

Earnings Growth

Earnings for Beyond are expected to grow in the coming year, from ($3.75) to ($1.81) per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Beyond is -1.77, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Beyond is -1.77, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Beyond has a P/B Ratio of 2.34. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

15.07% of the float of Beyond has been sold short.

Short Interest Ratio / Days to Cover

Beyond has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Beyond has recently decreased by 0.70%, indicating that investor sentiment is improving.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Beyond does not currently pay a dividend.

Dividend Growth

Beyond does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

15.07% of the float of Beyond has been sold short.

Short Interest Ratio / Days to Cover

Beyond has a short interest ratio ("days to cover") of 2.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Beyond has recently decreased by 0.70%, indicating that investor sentiment is improving.

News and Social Media

• Score: 3.8 / 5
• News Sentiment: 0.89

News Sentiment

Beyond has a news sentiment score of 0.89. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.68 average news sentiment score of Retail/Wholesale companies.

News Coverage This Week

MarketBeat has tracked 11 news articles for Beyond this week, compared to 5 articles on an average week.

Search Interest

11 people have searched for BYON on MarketBeat in the last 30 days. This is an increase of 267% compared to the previous 30 days.

MarketBeat Follows

3 people have added Beyond to their MarketBeat watchlist in the last 30 days. This is an increase of 200% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Beyond insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.60% of the stock of Beyond is held by insiders.

Percentage Held by Institutions

76.30% of the stock of Beyond is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BYON Stock Analysis - Frequently Asked Questions

How have BYON shares performed this year?

Beyond's stock was trading at $4.93 on January 1st, 2025. Since then, BYON stock has increased by 67.5% and is now trading at $8.26.

How were Beyond's earnings last quarter?

Beyond, Inc. (NYSE:BYON) posted its earnings results on Monday, April, 28th. The company reported ($0.42) earnings per share for the quarter, topping analysts' consensus estimates of ($0.67) by $0.25. The company's quarterly revenue was down 39.4% compared to the same quarter last year.
Read the conference call transcript.

How do I buy shares of Beyond?

Shares of BYON stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Beyond own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Beyond investors own include Voyager Therapeutics (VYGR), American Water Works (AWK), The RMR Group (RMR), Waste Connections (WCN), AU Optronics (AUOTY), DiamondRock Hospitality (DRH) and iShares Micro-Cap ETF (IWC).

Company Calendar

• Last Earnings: 4/28/2025
• Today: 7/08/2025
• Next Earnings (Estimated): 8/04/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Retail/Wholesale
• Industry: INTERNET COMMERCE
• Sub-Industry: Retail
• Current Symbol: NYSE:BYON
• Previous Symbol: NASDAQ:BYON
• CIK: 1130713
• Web: beyond.com
• Phone: 801-947-3100
• Fax: 801-944-4629
• Employees: 1,050
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Beyond: $9.14
• High Price Target: $16.00
• Low Price Target: $5.00
• Potential Upside/Downside: +10.7%
• Consensus Rating: Hold
• Rating Score (0-4): 2.13
• Research Coverage: 8 Analysts

Profitability

• EPS (Trailing Twelve Months): ($4.66)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$258.80 million
• Net Margins: -18.06%
• Pretax Margin: -18.02%
• Return on Equity: -77.61%
• Return on Assets: -34.55%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.95
• Quick Ratio: 0.83

Sales & Book Value

• Annual Sales: $1.39 billion
• Price / Sales: 0.34
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $3.53 per share
• Price / Book: 2.34

Miscellaneous

• Outstanding Shares: 57,680,000
• Free Float: 56,756,000
• Market Cap: $476.44 million
• Optionable: Optionable
• Beta: 3.25