Aquatic Capital Management LLC Sells 1,646,426 Shares of SoFi Technologies, Inc. $SOFI

Key Points

• Aquatic Capital Management LLC cut its SoFi stake by 57.7%, selling 1,646,426 shares in the quarter and now holds 1,204,597 shares worth about $31.83 million.
• SoFi beat recent estimates with $0.13 EPS and $1.01 billion in revenue (up 39.6% YoY), provided 2026 guidance, but analyst coverage is mixed—consensus rating "Hold" with an average price target of $26.34 while the stock trades near $17.76.

Aquatic Capital Management LLC lessened its holdings in SoFi Technologies, Inc. (NASDAQ:SOFI - Free Report) by 57.7% during the third quarter, according to the company in its most recent Form 13F filing with the Securities & Exchange Commission. The institutional investor owned 1,204,597 shares of the company's stock after selling 1,646,426 shares during the quarter. Aquatic Capital Management LLC owned 0.10% of SoFi Technologies worth $31,825,000 as of its most recent SEC filing.

Several other large investors have also added to or reduced their stakes in the business. Norges Bank acquired a new stake in SoFi Technologies in the 2nd quarter valued at $164,068,000. Vanguard Group Inc. boosted its stake in shares of SoFi Technologies by 6.8% during the 3rd quarter. Vanguard Group Inc. now owns 107,102,212 shares of the company's stock worth $2,829,640,000 after buying an additional 6,814,727 shares during the last quarter. Quadrature Capital Ltd acquired a new position in shares of SoFi Technologies during the 2nd quarter worth about $115,188,000. Marshall Wace LLP grew its holdings in shares of SoFi Technologies by 88.2% in the 2nd quarter. Marshall Wace LLP now owns 7,997,146 shares of the company's stock valued at $145,628,000 after acquiring an additional 3,748,817 shares in the last quarter. Finally, Sumitomo Mitsui Trust Group Inc. grew its holdings in shares of SoFi Technologies by 87.1% in the 3rd quarter. Sumitomo Mitsui Trust Group Inc. now owns 6,361,809 shares of the company's stock valued at $168,079,000 after acquiring an additional 2,961,849 shares in the last quarter. Institutional investors and hedge funds own 38.43% of the company's stock.

Analyst Upgrades and Downgrades

SOFI has been the topic of several analyst reports. JPMorgan Chase & Co. upgraded SoFi Technologies from a "neutral" rating to an "overweight" rating and set a $31.00 target price on the stock in a report on Tuesday, February 3rd. The Goldman Sachs Group decreased their price target on SoFi Technologies from $27.00 to $24.00 and set a "neutral" rating for the company in a research note on Tuesday, January 6th. UBS Group set a $24.50 price target on SoFi Technologies in a research report on Monday, February 2nd. Weiss Ratings reiterated a "hold (c)" rating on shares of SoFi Technologies in a research note on Thursday, January 22nd. Finally, Barclays increased their price objective on SoFi Technologies from $23.00 to $28.00 and gave the company an "equal weight" rating in a report on Tuesday, January 6th. Seven equities research analysts have rated the stock with a Buy rating, eight have issued a Hold rating and three have given a Sell rating to the company's stock. Based on data from MarketBeat.com, SoFi Technologies has an average rating of "Hold" and an average price target of $26.34.

SoFi Technologies Stock Up 0.3%

Shares of SOFI stock opened at $17.76 on Friday. SoFi Technologies, Inc. has a 52-week low of $8.60 and a 52-week high of $32.73. The stock has a market cap of $22.65 billion, a price-to-earnings ratio of 46.74 and a beta of 2.20. The firm's 50-day moving average is $22.11 and its 200-day moving average is $25.65. The company has a debt-to-equity ratio of 0.17, a quick ratio of 0.18 and a current ratio of 0.78.

SoFi Technologies (NASDAQ:SOFI - Get Free Report) last posted its quarterly earnings results on Friday, January 30th. The company reported $0.13 EPS for the quarter, topping analysts' consensus estimates of $0.12 by $0.01. The business had revenue of $1.01 billion during the quarter, compared to analysts' expectations of $984.75 million. SoFi Technologies had a return on equity of 5.88% and a net margin of 13.34%.SoFi Technologies's quarterly revenue was up 39.6% on a year-over-year basis. During the same quarter last year, the company posted $0.05 earnings per share. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. Sell-side analysts predict that SoFi Technologies, Inc. will post 0.26 EPS for the current year.

Trending Headlines about SoFi Technologies

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: KBW flagged SoFi’s stablecoin partnership with Mastercard as a “significant development,” highlighting strategic fintech partnerships that could expand product reach and fees despite KBW’s current Underperform rating. KBW Highlights SoFi Technologies (SOFI) and Mastercard Stablecoin Deal
• Positive Sentiment: Zacks highlights SoFi’s 2026 outlook that calls for improving margins as the company scales — a direct earnings driver that supports higher profitability per dollar of revenue. SOFI's 2026 Outlook Indicates Stronger Margins to Support Growth
• Positive Sentiment: SoFi announced monthly distributions for its SoFi Enhanced Yield ETF (THTA), underscoring traction in its asset/ETF business and recurring-fee revenue potential. SoFi Announces Monthly Distributions on $THTA (10.00%)
• Positive Sentiment: Several outlets (Yahoo/Zacks/Fool) reiterate the bullish case — digital banking demand, Galileo volume, refinancing tailwinds and positive EPS revisions — arguing the recent share weakness creates a longer-term opportunity. 2 Reasons We Love SoFi (SOFI)
• Neutral Sentiment: Industry context: Upstart’s pursuit of a bank charter highlights why owning a deposit franchise (as SoFi has) can be a structural advantage — useful background but not new company-specific upside. Why Upstart’s Bank Charter Bet Could Change Everything (SOFI)
• Neutral Sentiment: Price-action notes: routine market-coverage pieces report modest intraday gains versus broader weakness — short-term noise rather than a catalyst. SoFi Technologies, Inc. (SOFI) Advances While Market Declines
• Negative Sentiment: Barchart and other coverage flag valuation concerns and the risk of dilutive capital raises — key downside risks that have pressured the stock after a multi-month decline. SoFi Stock Outlook: Can SoFi Technologies Recover After a 30% Drop?

Insider Activity at SoFi Technologies

In other SoFi Technologies news, CTO Jeremy Rishel sold 91,837 shares of the firm's stock in a transaction on Wednesday, December 17th. The stock was sold at an average price of $26.64, for a total transaction of $2,446,537.68. Following the completion of the sale, the chief technology officer owned 794,598 shares of the company's stock, valued at $21,168,090.72. This trade represents a 10.36% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available through this hyperlink. Also, EVP Eric Schuppenhauer acquired 5,000 shares of SoFi Technologies stock in a transaction on Thursday, February 5th. The shares were bought at an average cost of $19.93 per share, with a total value of $99,650.00. Following the completion of the transaction, the executive vice president owned 228,768 shares of the company's stock, valued at approximately $4,559,346.24. This trade represents a 2.23% increase in their ownership of the stock. The SEC filing for this purchase provides additional information. Insiders sold a total of 214,753 shares of company stock worth $5,045,087 in the last three months. 2.60% of the stock is owned by company insiders.

SoFi Technologies Company Profile

SoFi Technologies, Inc NASDAQ: SOFI is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company's core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.

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