Positive News SentimentPositive NewsNASDAQ:VBNK VersaBank (VBNK) Stock Price, News & Analysis $11.57 -0.01 (-0.09%) Closing price 07/25/2025 04:00 PM EasternExtended Trading$11.59 +0.02 (+0.17%) As of 07/25/2025 04:37 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesOwnershipSEC FilingsShort InterestTrendsBuy This Stock About VersaBank Stock (NASDAQ:VBNK) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get VersaBank alerts:Sign Up Key Stats Today's Range$11.55▼$11.6550-Day Range$10.39▼$11.8852-Week Range$8.51▼$18.38Volume34,596 shsAverage Volume35,624 shsMarket Capitalization$376.26 millionP/E Ratio14.65Dividend Yield0.61%Price Target$13.95Consensus RatingModerate Buy Company Overview VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages. In addition, it offers cybersecurity services. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada. Read More VersaBank Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks76th Percentile Overall ScoreVBNK MarketRank™: VersaBank scored higher than 76% of companies evaluated by MarketBeat, and ranked 353rd out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.3 / 5Analyst RatingModerate Buy Consensus RatingVersaBank has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageVersaBank has only been the subject of 1 research reports in the past 90 days.Read more about VersaBank's stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth52.74% Earnings GrowthEarnings for VersaBank are expected to grow by 52.74% in the coming year, from $1.46 to $2.23 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of VersaBank is 14.65, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.03.Price to Earnings Ratio vs. SectorThe P/E ratio of VersaBank is 14.65, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.06.Price to Book Value per Share RatioVersaBank has a P/B Ratio of 1.03. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about VersaBank's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.00% of the float of VersaBank has been sold short.Short Interest Ratio / Days to CoverVersaBank has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in VersaBank has recently decreased by 99.46%, indicating that investor sentiment is improving significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldVersaBank has a dividend yield of 0.64%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthVersaBank does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of VersaBank is 8.86%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, VersaBank will have a dividend payout ratio of 3.14% next year. This indicates that VersaBank will be able to sustain or increase its dividend.Read more about VersaBank's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.00% of the float of VersaBank has been sold short.Short Interest Ratio / Days to CoverVersaBank has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in VersaBank has recently decreased by 99.46%, indicating that investor sentiment is improving significantly. News and Social Media2.7 / 5News Sentiment1.83 News SentimentVersaBank has a news sentiment score of 1.83. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.99 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for VersaBank this week, compared to 2 articles on an average week. Company Ownership0.8 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, VersaBank insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 5.29% of the stock of VersaBank is held by insiders.Percentage Held by Institutions56.86% of the stock of VersaBank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about VersaBank's insider trading history. Receive VBNK Stock News and Ratings via Email Sign-up to receive the latest news and ratings for VersaBank and its competitors with MarketBeat's FREE daily newsletter. Email Address VBNK Stock News HeadlinesVERSABANK TO PRESENT AT SIDOTI VIRTUAL INVESTOR CONFERENCE ON JUNE 12, 2025, AT 2:30 PM ETJune 11, 2025 | prnewswire.comVersaBank Still Isn't Perfect, But I'm Not SellingJune 10, 2025 | seekingalpha.comIs Elon's empire crumbling?The Tesla Shock Nobody Sees Coming While headlines scream "Tesla is doomed"... Jeff Brown has uncovered a revolutionary AI breakthrough buried inside Tesla's labs. One that is helping AI escape from our computer screens and manifest itself here in the real world all while creating a 25,000% growth market explosion starting as early as October 23rd.July 27 at 2:00 AM | Brownstone Research (Ad)VERSABANK PRESIDENT DAVID TAYLOR TO PRESENT ON THE BANK'S REVOLUTIONARY DIGITAL DEPOSIT RECEIPTS AT FLORIDA BANKERS ASSOCIATION ANNUAL MEETINGJune 9, 2025 | prnewswire.comVersaBank (NASDAQ:VBNK) Q2 2025 Earnings Call TranscriptJune 7, 2025 | msn.comVersaBank (VBNK) Q2 2025 Earnings Call TranscriptJune 6, 2025 | seekingalpha.comNorth American Morning Briefing: Futures Rise on -2-June 5, 2025 | morningstar.comMToronto Stocks Retreat; VersaBank Down on Lower 2Q ProfitJune 4, 2025 | marketwatch.comSee More Headlines VBNK Stock Analysis - Frequently Asked Questions How have VBNK shares performed this year? VersaBank's stock was trading at $13.85 on January 1st, 2025. Since then, VBNK shares have decreased by 16.5% and is now trading at $11.57. How were VersaBank's earnings last quarter? VersaBank (NASDAQ:VBNK) released its earnings results on Wednesday, June, 4th. The company reported $0.18 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.21 by $0.03. The firm had revenue of $21.87 million for the quarter, compared to analyst estimates of $20.77 million. VersaBank had a net margin of 10.70% and a trailing twelve-month return on equity of 7.97%. Read the conference call transcript. When did VersaBank IPO? VersaBank (VBNK) raised $50 million in an IPO on Wednesday, September 22nd 2021. The company issued 4,800,000 shares at $10.37 per share. Raymond James acted as the underwriter for the IPO and Keefe Bruyette & Woods (A Stifel Company) was co-manager. Who are VersaBank's major shareholders? VersaBank's top institutional investors include Cox Capital Mgt LLC (0.56%). How do I buy shares of VersaBank? Shares of VBNK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of VersaBank own? Based on aggregate information from My MarketBeat watchlists, some other companies that VersaBank investors own include PayPal (PYPL), Tesla (TSLA), ZIM Integrated Shipping Services (ZIM), CrowdStrike (CRWD), Meta Platforms (META), Taiwan Semiconductor Manufacturing (TSM) and Advanced Micro Devices (AMD). Company Calendar Record date for 4/30 Dividend4/04/2025Ex-Dividend for 4/30 Dividend4/04/2025Dividend Payable4/30/2025Last Earnings6/04/2025Ex-Dividend for 7/31 Dividend7/03/2025Record date for 7/31 Dividend7/04/2025Today7/27/2025Dividend Payable7/31/2025Next Earnings (Estimated)9/04/2025Fiscal Year End10/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - FOREIGN Sub-IndustryBanking Current SymbolNASDAQ:VBNK CIK1690639 Webwww.versabank.com Phone(519) 645-1919FaxN/AEmployees100Year FoundedN/APrice Target and Rating Average Price Target for VersaBank$13.95 High Price Target$22.00 Low Price Target$10.40 Potential Upside/Downside+20.6%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$0.79 Trailing P/E Ratio14.65 Forward P/E Ratio7.92 P/E GrowthN/ANet Income$29.20 million Net Margins10.70% Pretax Margin14.87% Return on Equity7.97% Return on Assets0.76% Debt Debt-to-Equity RatioN/A Current Ratio1.13 Quick Ratio1.13 Sales & Book Value Annual Sales$216.31 million Price / Sales1.74 Cash Flow$1.35 per share Price / Cash Flow8.58 Book Value$11.28 per share Price / Book1.03Miscellaneous Outstanding Shares32,520,000Free Float30,799,000Market Cap$376.26 million OptionableNot Optionable Beta0.96 Elon Musk's Next MoveExplore Elon Musk’s boldest ventures yet—from AI and autonomy to space colonization—and find out how investors can ride the next wave of innovation.Get This Free Report This page (NASDAQ:VBNK) was last updated on 7/27/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredI was wrong about TrumpI made a mistake. 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