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S&P 500   5,062.56 (+1.62%)
DOW   38,883.30 (+0.70%)
QQQ   435.61 (+2.35%)
AAPL   182.97 (+0.36%)
MSFT   411.27 (+2.26%)
META   485.56 (+3.75%)
GOOGL   144.23 (+1.18%)
AMZN   172.54 (+2.34%)
TSLA   193.06 (-0.88%)
NVDA   777.30 (+15.20%)
NIO   5.74 (-3.85%)
AMD   180.03 (+9.58%)
BABA   75.54 (-0.05%)
T   16.62 (-2.24%)
F   12.21 (+0.58%)
MU   85.42 (+4.82%)
CGC   3.44 (+0.00%)
GE   151.22 (+1.44%)
DIS   108.01 (+0.32%)
AMC   4.54 (-0.66%)
PFE   27.23 (-1.59%)
PYPL   57.59 (+0.19%)
XOM   104.44 (-0.39%)
S&P 500   5,062.56 (+1.62%)
DOW   38,883.30 (+0.70%)
QQQ   435.61 (+2.35%)
AAPL   182.97 (+0.36%)
MSFT   411.27 (+2.26%)
META   485.56 (+3.75%)
GOOGL   144.23 (+1.18%)
AMZN   172.54 (+2.34%)
TSLA   193.06 (-0.88%)
NVDA   777.30 (+15.20%)
NIO   5.74 (-3.85%)
AMD   180.03 (+9.58%)
BABA   75.54 (-0.05%)
T   16.62 (-2.24%)
F   12.21 (+0.58%)
MU   85.42 (+4.82%)
CGC   3.44 (+0.00%)
GE   151.22 (+1.44%)
DIS   108.01 (+0.32%)
AMC   4.54 (-0.66%)
PFE   27.23 (-1.59%)
PYPL   57.59 (+0.19%)
XOM   104.44 (-0.39%)
S&P 500   5,062.56 (+1.62%)
DOW   38,883.30 (+0.70%)
QQQ   435.61 (+2.35%)
AAPL   182.97 (+0.36%)
MSFT   411.27 (+2.26%)
META   485.56 (+3.75%)
GOOGL   144.23 (+1.18%)
AMZN   172.54 (+2.34%)
TSLA   193.06 (-0.88%)
NVDA   777.30 (+15.20%)
NIO   5.74 (-3.85%)
AMD   180.03 (+9.58%)
BABA   75.54 (-0.05%)
T   16.62 (-2.24%)
F   12.21 (+0.58%)
MU   85.42 (+4.82%)
CGC   3.44 (+0.00%)
GE   151.22 (+1.44%)
DIS   108.01 (+0.32%)
AMC   4.54 (-0.66%)
PFE   27.23 (-1.59%)
PYPL   57.59 (+0.19%)
XOM   104.44 (-0.39%)

VersaBank (VBNK) Competitors

$11.35
+0.10 (+0.89%)
(As of 10:04 AM ET)

VBNK vs. ESQ, PGC, BLX, HBCP, WTBA, ITIC, TWN, LX, FISI, and PFIS

Should you be buying VersaBank stock or one of its competitors? The main competitors of VersaBank include Esquire Financial (ESQ), Peapack-Gladstone Financial (PGC), Banco Latinoamericano de Comercio Exterior, S. A. (BLX), Home Bancorp (HBCP), West Bancorporation (WTBA), Investors Title (ITIC), The Taiwan Fund (TWN), LexinFintech (LX), Financial Institutions (FISI), and Peoples Financial Services (PFIS). These companies are all part of the "finance" sector.

VersaBank vs.

VersaBank (NASDAQ:VBNK) and Esquire Financial (NASDAQ:ESQ) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their risk, earnings, profitability, dividends, community ranking, analyst recommendations, valuation, media sentiment and institutional ownership.

Esquire Financial received 187 more outperform votes than VersaBank when rated by MarketBeat users. Likewise, 57.66% of users gave Esquire Financial an outperform vote while only 50.00% of users gave VersaBank an outperform vote.

CompanyUnderperformOutperform
VersaBankOutperform Votes
5
50.00%
Underperform Votes
5
50.00%
Esquire FinancialOutperform Votes
192
57.66%
Underperform Votes
141
42.34%

Esquire Financial has a net margin of 33.72% compared to VersaBank's net margin of 17.72%. Esquire Financial's return on equity of 21.34% beat VersaBank's return on equity.

Company Net Margins Return on Equity Return on Assets
VersaBank17.72% 11.55% 1.08%
Esquire Financial 33.72%21.34%2.61%

21.1% of VersaBank shares are held by institutional investors. Comparatively, 55.9% of Esquire Financial shares are held by institutional investors. 5.3% of VersaBank shares are held by company insiders. Comparatively, 20.4% of Esquire Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

In the previous week, Esquire Financial had 25 more articles in the media than VersaBank. MarketBeat recorded 30 mentions for Esquire Financial and 5 mentions for VersaBank. VersaBank's average media sentiment score of 0.74 beat Esquire Financial's score of -0.21 indicating that VersaBank is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
VersaBank
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Esquire Financial
1 Very Positive mention(s)
5 Positive mention(s)
10 Neutral mention(s)
10 Negative mention(s)
4 Very Negative mention(s)
Neutral

VersaBank has a beta of 0.8, indicating that its stock price is 20% less volatile than the S&P 500. Comparatively, Esquire Financial has a beta of 0.81, indicating that its stock price is 19% less volatile than the S&P 500.

VersaBank pays an annual dividend of $0.07 per share and has a dividend yield of 0.6%. Esquire Financial pays an annual dividend of $0.60 per share and has a dividend yield of 1.2%. VersaBank pays out 6.0% of its earnings in the form of a dividend. Esquire Financial pays out 12.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Esquire Financial has lower revenue, but higher earnings than VersaBank. VersaBank is trading at a lower price-to-earnings ratio than Esquire Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
VersaBank$176.45M1.67$31.26M$1.169.78
Esquire Financial$121.64M3.33$41.01M$4.9210.03

VersaBank currently has a consensus price target of $10.00, indicating a potential downside of 11.89%. Esquire Financial has a consensus price target of $61.00, indicating a potential upside of 23.61%. Given Esquire Financial's stronger consensus rating and higher possible upside, analysts plainly believe Esquire Financial is more favorable than VersaBank.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
VersaBank
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Esquire Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.50

Summary

Esquire Financial beats VersaBank on 17 of the 20 factors compared between the two stocks.


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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding VBNK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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VBNK vs. The Competition

MetricVersaBankCommercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$294.65M$33.23B$7.99B$7.50B
Dividend Yield0.66%4.10%10.36%3.86%
P/E Ratio9.788.9658.9414.33
Price / Sales1.671.923,567.6260.26
Price / Cash8.928.3129.5953.30
Price / Book1.051.072.174.62
Net Income$31.26M$3.04B$792.33M$207.21M
7 Day Performance3.65%1.93%-0.56%-0.39%
1 Month Performance0.89%3.31%-0.37%3.85%
1 Year Performance52.14%11.46%3.99%4.27%

VersaBank Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
ESQ
Esquire Financial
4.0169 of 5 stars
$47.75
-2.6%
$61.00
+27.7%
+8.2%$391.55M$121.64M9.71116Gap Down
PGC
Peapack-Gladstone Financial
4.397 of 5 stars
$22.63
-7.5%
$43.00
+90.0%
-38.7%$403.27M$377.59M8.35515Positive News
BLX
Banco Latinoamericano de Comercio Exterior, S. A.
4.7564 of 5 stars
$23.13
-3.8%
$37.33
+61.4%
+44.5%$840.31M$351.28M5.5952Analyst Upgrade
HBCP
Home Bancorp
3.6659 of 5 stars
$35.21
-8.1%
$41.50
+17.9%
-6.0%$286.96M$178.30M7.06475Positive News
Gap Down
WTBA
West Bancorporation
3.3657 of 5 stars
$17.17
-6.0%
$21.50
+25.2%
-17.2%$287.25M$170.37M11.92173Positive News
High Trading Volume
ITIC
Investors Title
0 of 5 stars
$151.09
-8.6%
N/A+0.4%$285.56M$283.39M12.24626News Coverage
TWN
The Taiwan Fund
0 of 5 stars
$37.76
-1.5%
N/A+43.8%$285.37MN/A0.00N/A
LX
LexinFintech
3.9403 of 5 stars
$1.75
-2.2%
$2.66
+52.0%
-37.1%$284.78M$1.43B1.613,872Gap Up
FISI
Financial Institutions
3.5211 of 5 stars
$18.42
-6.3%
$20.00
+8.6%
-25.6%$283.67M$334.38M5.83672Gap Down
PFIS
Peoples Financial Services
4.2144 of 5 stars
$40.20
-5.2%
N/A-18.9%$283.01M$163.98M10.52393News Coverage

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This page (NASDAQ:VBNK) was last updated on 2/22/2024 by MarketBeat.com Staff