VersaBank (VBNK) Competitors

$17.70 0.00 (0.00%)

Closing price 05/22/2026 04:00 PM Eastern

Extended Trading

$17.70 0.00 (0.00%)

As of 05/22/2026 05:07 PM Eastern

VBNK vs. MBIN, CLBK, LC, QFIN, and WLTH

Should you buy VersaBank stock or one of its competitors? MarketBeat compares VersaBank with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with VersaBank include Merchants Bancorp (MBIN), Columbia Financial (CLBK), LendingClub (LC), Qfin (QFIN), and Wealthfront (WLTH). These companies are all part of the "banking" industry.

How does VersaBank compare to Merchants Bancorp?

VersaBank (NASDAQ:VBNK) and Merchants Bancorp (NASDAQ:MBIN) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their analyst recommendations, dividends, earnings, profitability, institutional ownership, media sentiment, valuation and risk.

Merchants Bancorp has a net margin of 16.64% compared to VersaBank's net margin of 10.03%. Merchants Bancorp's return on equity of 13.40% beat VersaBank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
VersaBank	10.03%	7.70%	0.73%
Merchants Bancorp	16.64%	13.40%	1.17%

VersaBank presently has a consensus target price of $13.00, suggesting a potential downside of 26.55%. Merchants Bancorp has a consensus target price of $50.50, suggesting a potential upside of 9.81%. Given Merchants Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Merchants Bancorp is more favorable than VersaBank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
VersaBank	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Merchants Bancorp	0 Sell rating(s)	2 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.60

56.9% of VersaBank shares are held by institutional investors. Comparatively, 24.6% of Merchants Bancorp shares are held by institutional investors. 5.3% of VersaBank shares are held by company insiders. Comparatively, 44.9% of Merchants Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Merchants Bancorp has higher revenue and earnings than VersaBank. Merchants Bancorp is trading at a lower price-to-earnings ratio than VersaBank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
VersaBank	$217.14M	2.62	$20.32M	$0.70	25.29
Merchants Bancorp	$1.37B	1.55	$218.77M	$4.10	11.22

VersaBank pays an annual dividend of $0.07 per share and has a dividend yield of 0.4%. Merchants Bancorp pays an annual dividend of $0.44 per share and has a dividend yield of 1.0%. VersaBank pays out 10.0% of its earnings in the form of a dividend. Merchants Bancorp pays out 10.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Merchants Bancorp has raised its dividend for 8 consecutive years. Merchants Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

In the previous week, Merchants Bancorp had 10 more articles in the media than VersaBank. MarketBeat recorded 10 mentions for Merchants Bancorp and 0 mentions for VersaBank. Merchants Bancorp's average media sentiment score of 0.29 beat VersaBank's score of 0.00 indicating that Merchants Bancorp is being referred to more favorably in the news media.

Company	Overall Sentiment
VersaBank	Neutral
Merchants Bancorp	Neutral

VersaBank has a beta of 1.11, suggesting that its share price is 11% more volatile than the broader market. Comparatively, Merchants Bancorp has a beta of 1.16, suggesting that its share price is 16% more volatile than the broader market.

Summary

Merchants Bancorp beats VersaBank on 15 of the 19 factors compared between the two stocks.

How does VersaBank compare to Columbia Financial?

VersaBank (NASDAQ:VBNK) and Columbia Financial (NASDAQ:CLBK) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their analyst recommendations, dividends, valuation, earnings, profitability, risk, institutional ownership and media sentiment.

Columbia Financial has a net margin of 10.91% compared to VersaBank's net margin of 10.03%. VersaBank's return on equity of 7.70% beat Columbia Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
VersaBank	10.03%	7.70%	0.73%
Columbia Financial	10.91%	5.12%	0.54%

VersaBank presently has a consensus target price of $13.00, suggesting a potential downside of 26.55%. Columbia Financial has a consensus target price of $18.50, suggesting a potential downside of 9.14%. Given Columbia Financial's higher probable upside, analysts plainly believe Columbia Financial is more favorable than VersaBank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
VersaBank	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50
Columbia Financial	0 Sell rating(s)	3 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

56.9% of VersaBank shares are owned by institutional investors. Comparatively, 12.7% of Columbia Financial shares are owned by institutional investors. 5.3% of VersaBank shares are owned by insiders. Comparatively, 3.5% of Columbia Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

In the previous week, Columbia Financial had 1 more articles in the media than VersaBank. MarketBeat recorded 1 mentions for Columbia Financial and 0 mentions for VersaBank. VersaBank's average media sentiment score of 0.00 equaled Columbia Financial'saverage media sentiment score.

Company	Overall Sentiment
VersaBank	Neutral
Columbia Financial	Neutral

VersaBank has a beta of 1.11, meaning that its stock price is 11% more volatile than the broader market. Comparatively, Columbia Financial has a beta of 0.24, meaning that its stock price is 76% less volatile than the broader market.

Columbia Financial has higher revenue and earnings than VersaBank. VersaBank is trading at a lower price-to-earnings ratio than Columbia Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
VersaBank	$217.14M	2.62	$20.32M	$0.70	25.29
Columbia Financial	$508.02M	4.17	$51.77M	$0.55	37.02

Summary

VersaBank beats Columbia Financial on 8 of the 15 factors compared between the two stocks.

How does VersaBank compare to LendingClub?

LendingClub (NYSE:LC) and VersaBank (NASDAQ:VBNK) are both small-cap banking companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, profitability, analyst recommendations, dividends, institutional ownership, media sentiment, valuation and risk.

LendingClub has higher revenue and earnings than VersaBank. LendingClub is trading at a lower price-to-earnings ratio than VersaBank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LendingClub	$998.85M	1.81	$135.68M	$1.49	10.49
VersaBank	$217.14M	2.62	$20.32M	$0.70	25.29

LendingClub presently has a consensus price target of $23.07, suggesting a potential upside of 47.56%. VersaBank has a consensus price target of $13.00, suggesting a potential downside of 26.55%. Given LendingClub's stronger consensus rating and higher possible upside, equities research analysts plainly believe LendingClub is more favorable than VersaBank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LendingClub	0 Sell rating(s)	3 Hold rating(s)	6 Buy rating(s)	1 Strong Buy rating(s)	2.80
VersaBank	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

In the previous week, LendingClub had 1 more articles in the media than VersaBank. MarketBeat recorded 1 mentions for LendingClub and 0 mentions for VersaBank. LendingClub's average media sentiment score of 1.00 beat VersaBank's score of 0.00 indicating that LendingClub is being referred to more favorably in the media.

Company	Overall Sentiment
LendingClub	Positive
VersaBank	Neutral

74.1% of LendingClub shares are owned by institutional investors. Comparatively, 56.9% of VersaBank shares are owned by institutional investors. 3.2% of LendingClub shares are owned by insiders. Comparatively, 5.3% of VersaBank shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

LendingClub has a net margin of 16.99% compared to VersaBank's net margin of 10.03%. LendingClub's return on equity of 11.92% beat VersaBank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LendingClub	16.99%	11.92%	1.55%
VersaBank	10.03%	7.70%	0.73%

LendingClub has a beta of 2, suggesting that its stock price is 100% more volatile than the broader market. Comparatively, VersaBank has a beta of 1.11, suggesting that its stock price is 11% more volatile than the broader market.

Summary

LendingClub beats VersaBank on 14 of the 17 factors compared between the two stocks.

How does VersaBank compare to Qfin?

Qfin (NASDAQ:QFIN) and VersaBank (NASDAQ:VBNK) are both small-cap banking companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, valuation, dividends, media sentiment, profitability, analyst recommendations, institutional ownership and risk.

Qfin has a net margin of 31.13% compared to VersaBank's net margin of 10.03%. Qfin's return on equity of 24.97% beat VersaBank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Qfin	31.13%	24.97%	10.22%
VersaBank	10.03%	7.70%	0.73%

74.8% of Qfin shares are held by institutional investors. Comparatively, 56.9% of VersaBank shares are held by institutional investors. 17.1% of Qfin shares are held by insiders. Comparatively, 5.3% of VersaBank shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Qfin has higher revenue and earnings than VersaBank. Qfin is trading at a lower price-to-earnings ratio than VersaBank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Qfin	$2.75B	0.60	$856.52M	$6.16	1.89
VersaBank	$217.14M	2.62	$20.32M	$0.70	25.29

Qfin has a beta of 0.54, indicating that its stock price is 46% less volatile than the broader market. Comparatively, VersaBank has a beta of 1.11, indicating that its stock price is 11% more volatile than the broader market.

Qfin pays an annual dividend of $1.54 per share and has a dividend yield of 13.2%. VersaBank pays an annual dividend of $0.07 per share and has a dividend yield of 0.4%. Qfin pays out 25.0% of its earnings in the form of a dividend. VersaBank pays out 10.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Qfin currently has a consensus target price of $22.20, suggesting a potential upside of 90.56%. VersaBank has a consensus target price of $13.00, suggesting a potential downside of 26.55%. Given Qfin's higher possible upside, research analysts clearly believe Qfin is more favorable than VersaBank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Qfin	2 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	1.75
VersaBank	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

In the previous week, Qfin had 3 more articles in the media than VersaBank. MarketBeat recorded 3 mentions for Qfin and 0 mentions for VersaBank. Qfin's average media sentiment score of 0.05 beat VersaBank's score of 0.00 indicating that Qfin is being referred to more favorably in the media.

Company	Overall Sentiment
Qfin	Neutral
VersaBank	Neutral

Summary

Qfin beats VersaBank on 12 of the 18 factors compared between the two stocks.

How does VersaBank compare to Wealthfront?

Wealthfront (NASDAQ:WLTH) and VersaBank (NASDAQ:VBNK) are both small-cap banking companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, earnings, media sentiment, valuation, dividends, profitability, risk and analyst recommendations.

VersaBank has lower revenue, but higher earnings than Wealthfront.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Wealthfront	$364.99M	4.82	N/A	N/A	N/A
VersaBank	$217.14M	2.62	$20.32M	$0.70	25.29

In the previous week, Wealthfront's average media sentiment score of 0.00 equaled VersaBank'saverage media sentiment score.

Company	Overall Sentiment
Wealthfront	Neutral
VersaBank	Neutral

Wealthfront presently has a consensus target price of $12.33, indicating a potential upside of 4.88%. VersaBank has a consensus target price of $13.00, indicating a potential downside of 26.55%. Given Wealthfront's higher possible upside, analysts clearly believe Wealthfront is more favorable than VersaBank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Wealthfront	1 Sell rating(s)	4 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.33
VersaBank	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

VersaBank has a net margin of 10.03% compared to Wealthfront's net margin of 0.00%. VersaBank's return on equity of 7.70% beat Wealthfront's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Wealthfront	N/A	N/A	N/A
VersaBank	10.03%	7.70%	0.73%

56.9% of VersaBank shares are owned by institutional investors. 27.4% of Wealthfront shares are owned by company insiders. Comparatively, 5.3% of VersaBank shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

Wealthfront and VersaBank tied by winning 5 of the 10 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding VBNK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

VBNK vs. The Competition

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Metric	VersaBank	BANKS Industry	Finance Sector	NASDAQ Exchange
Market Cap	$569.36M	$78.14B	$13.61B	$12.34B
Dividend Yield	0.41%	3.48%	5.82%	5.28%
P/E Ratio	25.29	10.12	23.98	25.65
Price / Sales	2.62	4.65	153.62	86.31
Price / Cash	19.81	10.65	20.15	56.67
Price / Book	1.49	1.59	2.15	7.14
Net Income	$20.32M	$7.50B	$1.13B	$335.98M
7 Day Performance	0.97%	2.32%	1.05%	4.15%
1 Month Performance	-2.53%	0.20%	-0.08%	2.54%
1 Year Performance	51.54%	29.49%	12.11%	35.06%

VersaBank Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
VBNK VersaBank	2.1082 of 5 stars	$17.70 flat	$13.00 -26.6%	+51.5%	$569.36M	$217.14M	25.29	100
MBIN Merchants Bancorp	3.631 of 5 stars	$44.67 -1.0%	$50.50 +13.1%	+46.2%	$2.07B	$1.37B	10.90	480	Dividend Announcement
CLBK Columbia Financial	1.0044 of 5 stars	$19.61 -1.1%	$18.50 -5.7%	+43.4%	$2.06B	$508.02M	35.65	750
LC LendingClub	4.7464 of 5 stars	$15.24 -2.5%	$23.07 +51.4%	+58.2%	$1.80B	$998.85M	10.22	1,075	Positive News
QFIN Qfin	4.9067 of 5 stars	$12.75 +0.6%	$22.20 +74.1%	-72.6%	$1.80B	$2.75B	2.07	3,557	Gap Up

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This page (NASDAQ:VBNK) was last updated on 5/26/2026 by MarketBeat.com Staff.

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VersaBank (VBNK) Competitors

VBNK vs. MBIN, CLBK, LC, QFIN, and WLTH

How does VersaBank compare to Merchants Bancorp?

Summary

How does VersaBank compare to Columbia Financial?

Summary

How does VersaBank compare to LendingClub?

Summary

How does VersaBank compare to Qfin?

Summary

How does VersaBank compare to Wealthfront?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

VBNK vs. The Competition

VersaBank Competitors List

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Stock Ideas and Recommendations

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VersaBank (VBNK) Competitors

VBNK vs. MBIN, CLBK, LC, QFIN, and WLTH

How does VersaBank compare to Merchants Bancorp?

Is VBNK or MBIN more profitable?

Do analysts prefer VBNK or MBIN?

Do institutionals and insiders hold more shares of VBNK or MBIN?

Which has preferable earnings & valuation, VBNK or MBIN?

Is VBNK or MBIN a better dividend stock?

Does the media refer more to VBNK or MBIN?

Which has more volatility & risk, VBNK or MBIN?

Summary

How does VersaBank compare to Columbia Financial?

Is VBNK or CLBK more profitable?

Do analysts prefer VBNK or CLBK?

Do institutionals & insiders hold more shares of VBNK or CLBK?

Does the media refer more to VBNK or CLBK?

Which has more risk & volatility, VBNK or CLBK?

Which has preferable valuation & earnings, VBNK or CLBK?

Summary

How does VersaBank compare to LendingClub?

Which has better earnings & valuation, LC or VBNK?

Do analysts recommend LC or VBNK?

Does the media prefer LC or VBNK?

Do institutionals and insiders hold more shares of LC or VBNK?

Is LC or VBNK more profitable?

Which has more volatility and risk, LC or VBNK?

Summary

How does VersaBank compare to Qfin?

Is QFIN or VBNK more profitable?

Do insiders & institutionals have more ownership in QFIN or VBNK?

Which has better earnings and valuation, QFIN or VBNK?

Which has more volatility & risk, QFIN or VBNK?

Is QFIN or VBNK a better dividend stock?

Do analysts recommend QFIN or VBNK?

Does the media refer more to QFIN or VBNK?

Summary

How does VersaBank compare to Wealthfront?

Which has preferable valuation & earnings, WLTH or VBNK?

Does the media favor WLTH or VBNK?

Do analysts recommend WLTH or VBNK?

Is WLTH or VBNK more profitable?

Do institutionals and insiders have more ownership in WLTH or VBNK?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

VBNK vs. The Competition

VersaBank Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools