VBNK vs. ESQ, PGC, ILPT, TCBX, NRIM, FNLC, BMRC, FSBW, BSVN, and FISI
Should you be buying VersaBank stock or one of its competitors? The main competitors of VersaBank include Esquire Financial (ESQ), Peapack-Gladstone Financial (PGC), Industrial Logistics Properties Trust (ILPT), Third Coast Bancshares (TCBX), Northrim BanCorp (NRIM), First Bancorp (FNLC), Bank of Marin Bancorp (BMRC), FS Bancorp (FSBW), Bank7 (BSVN), and Financial Institutions (FISI). These companies are all part of the "finance" sector.
Esquire Financial (NASDAQ:ESQ) and VersaBank (NASDAQ:VBNK) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, media sentiment, analyst recommendations, community ranking, earnings, risk, institutional ownership, profitability and dividends.
Esquire Financial received 187 more outperform votes than VersaBank when rated by MarketBeat users. Likewise, 57.66% of users gave Esquire Financial an outperform vote while only 50.00% of users gave VersaBank an outperform vote.
Esquire Financial pays an annual dividend of $0.60 per share and has a dividend yield of 1.3%. VersaBank pays an annual dividend of $0.04 per share and has a dividend yield of 0.4%. Esquire Financial pays out 12.2% of its earnings in the form of a dividend. VersaBank pays out 3.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Esquire Financial has increased its dividend for 2 consecutive years. Esquire Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
Esquire Financial has a net margin of 33.72% compared to Esquire Financial's net margin of 17.59%. VersaBank's return on equity of 20.76% beat Esquire Financial's return on equity.
Esquire Financial has higher earnings, but lower revenue than VersaBank. VersaBank is trading at a lower price-to-earnings ratio than Esquire Financial, indicating that it is currently the more affordable of the two stocks.
Esquire Financial has a beta of 0.79, indicating that its stock price is 21% less volatile than the S&P 500. Comparatively, VersaBank has a beta of 0.77, indicating that its stock price is 23% less volatile than the S&P 500.
Esquire Financial presently has a consensus price target of $61.00, indicating a potential upside of 30.20%. VersaBank has a consensus price target of $10.00, indicating a potential upside of 0.91%. Given VersaBank's stronger consensus rating and higher probable upside, research analysts plainly believe Esquire Financial is more favorable than VersaBank.
54.7% of Esquire Financial shares are owned by institutional investors. Comparatively, 56.9% of VersaBank shares are owned by institutional investors. 20.4% of Esquire Financial shares are owned by insiders. Comparatively, 5.3% of VersaBank shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.
In the previous week, Esquire Financial had 14 more articles in the media than VersaBank. MarketBeat recorded 16 mentions for Esquire Financial and 2 mentions for VersaBank. Esquire Financial's average media sentiment score of 0.00 beat VersaBank's score of -0.44 indicating that VersaBank is being referred to more favorably in the news media.
Summary
Esquire Financial beats VersaBank on 17 of the 21 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding VBNK and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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