Intercorp Financial Services (IFS) Stock Price, News & Analysis

Company Overview

Intercorp Financial Services (NYSE:IFS) is a Lima-based financial holding company that brings together a suite of banking and non-banking financial businesses under the Intercorp Group umbrella. Through its network of subsidiaries, the company provides a broad range of products and services designed to meet the needs of individual consumers, small and medium-sized enterprises, and large corporations across Peru.

The company’s core banking operations are conducted through Interbank, which offers deposit accounts, personal and business loans, credit and debit cards, trade finance and electronic banking solutions. Complementing its banking arm, IFS delivers insurance and pension products via Interseguro, which provides life and property insurance and manages retirement savings plans. Asset management and mutual fund services are offered through Interfondos, giving clients access to diversified investment portfolios and wealth-management support.

Intercorp Financial Services completed its initial public offering on the New York Stock Exchange in September 2014, becoming one of the first Peruvian financial enterprises to list in the United States. As part of the wider Intercorp Group, IFS leverages local market expertise, digital platforms and a focus on financial inclusion to drive growth. Its operations are concentrated in urban centers throughout Peru, with an ongoing emphasis on expanding outreach via mobile and online channels.

Key Stats

• Today's Range: $40.13 to $41.35
• 50-Day Range: $35.71 to $41.13
• 52-Week Range: $23.95 to $41.35
• Volume: 318,939 shs
• Average Volume: 209,763 shs
• Market Capitalization: $4.71 billion
• P/E Ratio: 9.14
• Dividend Yield: 2.31%
• Price Target: $30.00
• Consensus Rating: Strong Buy

Intercorp Financial Services Stock Analysis - MarketRank™

Intercorp Financial Services scored higher than 85% of companies evaluated by MarketBeat, and ranked 228th out of 928 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Buy

Consensus Rating

Intercorp Financial Services has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Intercorp Financial Services has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 4.4 / 5
• Proj. Earnings Growth: 16.55%

Earnings Growth

Earnings for Intercorp Financial Services are expected to grow by 16.55% in the coming year, from $4.23 to $4.93 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Intercorp Financial Services is 9.14, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 270.73.

Price to Earnings Ratio vs. Sector

The P/E ratio of Intercorp Financial Services is 9.14, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 228.28.

Price to Earnings Growth Ratio

Intercorp Financial Services has a PEG Ratio of 0.35. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Intercorp Financial Services has a P/B Ratio of 1.50. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.19% of the float of Intercorp Financial Services has been sold short.

Short Interest Ratio / Days to Cover

Intercorp Financial Services has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Intercorp Financial Services has recently decreased by 7.81%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Intercorp Financial Services pays a meaningful dividend of 2.39%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Intercorp Financial Services has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Intercorp Financial Services is 21.11%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Intercorp Financial Services will have a dividend payout ratio of 19.27% next year. This indicates that Intercorp Financial Services will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.19% of the float of Intercorp Financial Services has been sold short.

Short Interest Ratio / Days to Cover

Intercorp Financial Services has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Intercorp Financial Services has recently decreased by 7.81%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.6 / 5
• News Sentiment: 1.45

News Sentiment

Intercorp Financial Services has a news sentiment score of 1.45. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.96 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for Intercorp Financial Services this week, compared to 2 articles on an average week.

MarketBeat Follows

2 people have added Intercorp Financial Services to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Intercorp Financial Services insiders have bought more of their company's stock than they have sold. Specifically, they have bought $600,005.00 in company stock and sold $0.00 in company stock.

IFS Stock Analysis - Frequently Asked Questions

How have IFS shares performed this year?

Intercorp Financial Services' stock was trading at $29.34 on January 1st, 2025. Since then, IFS shares have increased by 40.2% and is now trading at $41.1340.

How were Intercorp Financial Services' earnings last quarter?

Intercorp Financial Services Inc. (NYSE:IFS) released its quarterly earnings data on Thursday, May, 8th. The company reported $1.06 EPS for the quarter, topping the consensus estimate of $0.89 by $0.17. The business earned $382.57 million during the quarter, compared to analyst estimates of $1.35 billion. Intercorp Financial Services had a trailing twelve-month return on equity of 17.27% and a net margin of 27.98%.
Read the conference call transcript.

When did Intercorp Financial Services IPO?

Intercorp Financial Services (IFS) raised $423 million in an initial public offering (IPO) on Friday, July 19th 2019. The company issued 9,000,000 shares at a price of $44.00-$50.00 per share. BofA Merrill Lynch, J.P. Morgan and Itaú BBA served as the underwriters for the IPO and Inteligo SAB was co-manager.

Who are Intercorp Financial Services' major shareholders?

Intercorp Financial Services' top institutional investors include Franklin Resources Inc. (1.29%), Acadian Asset Management LLC (0.86%), Marshall Wace LLP (0.45%) and Schroder Investment Management Group (0.45%).
View institutional ownership trends.

How do I buy shares of Intercorp Financial Services?

Shares of IFS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Intercorp Financial Services own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Intercorp Financial Services investors own include Enphase Energy (ENPH), Garmin (GRMN), ING Group (ING), Meta Platforms (META), M&T Bank (MTB), NIKE (NKE) and JPMorgan Chase & Co. (JPM).

Company Calendar

• Last Earnings: 5/08/2025
• Today: 9/04/2025
• Next Earnings (Estimated): 11/11/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - MISC SVCS
• Sub-Industry: Banking
• Current Symbol: NYSE:IFS
• CIK: 1615903
• Web: www.ifs.com.pe
• Phone: 51-1-219-2000
• Fax: N/A
• Employees: 8,542
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Intercorp Financial Services: $30.00
• High Price Target: $30.00
• Low Price Target: $30.00
• Potential Upside/Downside: -27.1%
• Consensus Rating: Strong Buy
• Rating Score (0-4): 3.50
• Research Coverage: 2 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.50
• Trailing P/E Ratio: 9.14
• Forward P/E Ratio: 9.72
• P/E Growth: 0.35
• Net Income: $346.47 million
• Net Margins: 27.98%
• Pretax Margin: 22.87%
• Return on Equity: 17.27%
• Return on Assets: 1.98%

Debt

• Debt-to-Equity Ratio: 0.61
• Current Ratio: 1.12
• Quick Ratio: 1.12

Sales & Book Value

• Annual Sales: $6.94 billion
• Price / Sales: 0.68
• Cash Flow: $4.13 per share
• Price / Cash Flow: 9.96
• Book Value: $27.47 per share
• Price / Book: 1.50

Miscellaneous

• Outstanding Shares: 114,432,000
• Free Float: N/A
• Market Cap: $4.71 billion
• Optionable: Not Optionable
• Beta: 1.16