SouthState (SSB) Stock Price, News & Analysis

Company Overview

SouthState Corporation (NASDAQ: SSB) is a bank holding company headquartered in Columbia, South Carolina, operating through its primary subsidiary, SouthState Bank. As a regional financial institution, the company provides a full range of banking and related services to individuals, small businesses, corporations, and institutional clients. Its offerings include commercial and consumer lending, deposit products, treasury management, mortgage origination and servicing, and other specialty finance solutions.

In addition to traditional banking services, SouthState offers trust and asset management solutions, financial planning, brokerage services, and insurance products. The company’s wealth management division caters to high-net-worth individuals, families, and non-profit organizations, delivering personalized investment strategies, estate planning, and fiduciary services. SouthState’s insurance segment provides property and casualty, life, and employee benefits for both retail and commercial clients.

SouthState’s history dates back to the mid-20th century, with roots in several chartered community banks across the Southeast. A key milestone occurred in 2015 when South Financial Group merged with Southeastern Bank Financial, creating one of the largest community banking organizations in the region. Since that merger, SouthState has expanded its footprint through targeted acquisitions and organic growth, establishing a presence in South Carolina, Georgia, Florida, North Carolina, Alabama, Tennessee, and Virginia.

Under the leadership of President and Chief Executive Officer Robert L. Hill Jr., SouthState emphasizes a community banking philosophy combined with disciplined risk management. The executive team and board of directors focus on strategic growth, customer service excellence, and maintaining strong capital levels. Through a decentralized operating model, SouthState seeks to empower local decision-makers while leveraging shared resources and expertise to support continued expansion across its markets.

Key Stats

• Today's Range: $95.79 to $98.02
• 50-Day Range: $85.08 to $98.72
• 52-Week Range: $77.74 to $114.27
• Volume: 641,466 shs
• Average Volume: 749,829 shs
• Market Capitalization: $9.91 billion
• P/E Ratio: 14.03
• Dividend Yield: 2.21%
• Price Target: $116.45
• Consensus Rating: Buy

SouthState Stock Analysis - MarketRank™

SouthState scored higher than 93% of companies evaluated by MarketBeat, and ranked 116th out of 939 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Buy

Consensus Rating

SouthState has received a consensus rating of Buy. The company's average rating score is 3.09, and is based on 8 buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

SouthState has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 13.92%

Earnings Growth

Earnings for SouthState are expected to grow by 13.92% in the coming year, from $8.12 to $9.25 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of SouthState is 14.03, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.51.

Price to Earnings Ratio vs. Sector

The P/E ratio of SouthState is 14.03, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.18.

Price to Book Value per Share Ratio

SouthState has a P/B Ratio of 1.27. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

5.79% of the float of SouthState has been sold short.

Short Interest Ratio / Days to Cover

SouthState has a short interest ratio ("days to cover") of 4.2.

Change versus previous month

Short interest in SouthState has recently decreased by 13.49%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

SouthState pays a meaningful dividend of 2.19%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

SouthState has been increasing its dividend for 13 years.

Dividend Coverage

The dividend payout ratio of SouthState is 34.12%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, SouthState will have a dividend payout ratio of 23.35% next year. This indicates that SouthState will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

5.79% of the float of SouthState has been sold short.

Short Interest Ratio / Days to Cover

SouthState has a short interest ratio ("days to cover") of 4.2.

Change versus previous month

Short interest in SouthState has recently decreased by 13.49%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.7 / 5
• News Sentiment: 1.70

News Sentiment

SouthState has a news sentiment score of 1.70. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.92 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 20 news articles for SouthState this week, compared to 7 articles on an average week.

Search Interest

1 people have searched for SSB on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, SouthState insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.70% of the stock of SouthState is held by insiders.

Percentage Held by Institutions

89.76% of the stock of SouthState is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

SSB Stock Analysis - Frequently Asked Questions

How have SSB shares performed this year?

SouthState's stock was trading at $99.48 at the start of the year. Since then, SSB shares have decreased by 1.8% and is now trading at $97.6770.

How were SouthState's earnings last quarter?

SouthState Co. (NASDAQ:SSB) announced its quarterly earnings data on Wednesday, October, 23rd. The bank reported $1.90 earnings per share for the quarter, beating analysts' consensus estimates of $1.64 by $0.26. The business's quarterly revenue was down .4% compared to the same quarter last year.

Who are SouthState's major shareholders?

SouthState's top institutional investors include Fort Washington Investment Advisors Inc. OH (0.16%), Wedge Capital Management L L P NC (0.05%), Public Employees Retirement System of Ohio (0.05%) and Red Spruce Capital LLC (0.03%). Insiders that own company stock include G Ruffner Page Jr, Richard Iv Murray, G Stacy Smith, William E V Matthews, Daniel E Bockhorst, Renee R Brooks, Robert R Horger, Greg A Lapointe, Douglas Lloyd Williams, Robert R Hill Jr, Sara Arana, Janet P Froetscher and John C Pollok.
View institutional ownership trends.

How do I buy shares of SouthState?

Shares of SSB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of SouthState own?

Based on aggregate information from My MarketBeat watchlists, some other companies that SouthState investors own include NVIDIA (NVDA), Meta Platforms (META), Tesla (TSLA), Netflix (NFLX), Advanced Micro Devices (AMD), JPMorgan Chase & Co. (JPM) and Visa (V).

Company Calendar

• Last Earnings: 10/23/2024
• Record date for 5/16 Dividend: 5/09/2025
• Ex-Dividend for 5/16 Dividend: 5/09/2025
• Dividend Payable: 5/16/2025
• Today: 7/17/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:SSB
• CIK: 764038
• Web: www.southstatebank.com
• Phone: (800) 277-2175
• Fax: 803-765-1966
• Employees: 5,030
• Year Founded: 1934

Price Target and Rating

• Average Price Target for SouthState: $116.45
• High Price Target: $132.00
• Low Price Target: $106.00
• Potential Upside/Downside: +19.2%
• Consensus Rating: Buy
• Rating Score (0-4): 3.09
• Research Coverage: 11 Analysts

Profitability

• EPS (Trailing Twelve Months): $6.33
• Trailing P/E Ratio: 14.03
• Forward P/E Ratio: 12.03
• P/E Growth: N/A
• Net Income: $534.78 million
• Net Margins: 22.38%
• Pretax Margin: 28.66%
• Return on Equity: 9.62%
• Return on Assets: 1.21%

Debt

• Debt-to-Equity Ratio: 0.07
• Current Ratio: 0.91
• Quick Ratio: 0.91

Sales & Book Value

• Annual Sales: $1.88 billion
• Price / Sales: 5.27
• Cash Flow: $7.65 per share
• Price / Cash Flow: 12.77
• Book Value: $77.21 per share
• Price / Book: 1.27

Miscellaneous

• Outstanding Shares: 101,493,000
• Free Float: 75,332,000
• Market Cap: $9.91 billion
• Optionable: Optionable
• Beta: 0.77