NYSE:FINV PPDAI Group (FINV) Stock Price, News & Analysis $6.44 -0.15 (-2.20%) As of 11:57 AM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About PPDAI Group Stock (NYSE:FINV) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get PPDAI Group alerts:Sign Up Key Stats Today's Range$6.38▼$6.5950-Day Range$6.59▼$9.4452-Week Range$5.72▼$11.08Volume444,018 shsAverage Volume1.38 million shsMarket Capitalization$1.63 billionP/E Ratio4.35Dividend YieldN/APrice Target$11.55Consensus RatingBuy Company Overview PPDAI Group Inc. operates an online consumer finance marketplace that connects individual and institutional investors with personal and small-business borrowers. Through its digital platform, the company facilitates unsecured consumer loans, auto refinancing loans and small-business financing by leveraging proprietary credit assessment tools and big data analytics. Investors gain exposure to a diversified portfolio of retail credit assets, while borrowers benefit from streamlined application processes and competitive financing rates. At the core of PPDAI’s offering is a multi-layered risk management framework that combines automated credit scoring, manual underwriting oversight and third-party data verification. The platform supports borrowers across a range of use cases—including personal consumption, auto purchase and working capital needs—enabling users to apply via web or mobile channels. PPDAI also offers value-added services such as credit-line management, loan insurance and borrower education, helping to promote responsible lending practices and enhance overall portfolio performance. Headquartered in Shanghai and founded in 2007, PPDAI Group has grown to become one of China’s earliest and most prominent online consumer finance marketplaces. The company maintains research and development centers dedicated to artificial intelligence and fintech innovation, and it has established strategic partnerships with banks, insurance firms and payment providers to broaden its service reach. In 2017, PPDAI Group completed its initial public offering on the New York Stock Exchange under the ticker FINV. Its leadership team comprises seasoned professionals drawn from the consumer finance, technology and risk management sectors, all working to navigate China’s evolving regulatory landscape and to pursue disciplined growth in digital lending.AI Generated. May Contain Errors. Read More PPDAI Group Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks69th Percentile Overall ScoreFINV MarketRank™: PPDAI Group scored higher than 69% of companies evaluated by MarketBeat, and ranked 524th out of 945 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.7 / 5Analyst RatingBuy Consensus RatingPPDAI Group has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 3 buy ratings, no hold ratings, and no sell ratings.Upside PotentialPPDAI Group has a consensus price target of $11.55, representing about 75.3% upside from its current price of $6.59.Amount of Analyst CoveragePPDAI Group has only been the subject of 1 research reports in the past 90 days.Read more about PPDAI Group's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of PPDAI Group is 4.45, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 232.95.Price to Earnings Ratio vs. SectorThe P/E ratio of PPDAI Group is 4.45, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 30.04.Price to Book Value per Share RatioPPDAI Group has a P/B Ratio of 0.78. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about PPDAI Group's valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted4.89% of the float of PPDAI Group has been sold short.Short Interest Ratio / Days to CoverPPDAI Group has a short interest ratio ("days to cover") of 3.7, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in PPDAI Group has recently decreased by 1.58%, indicating that investor sentiment is improving. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldPPDAI Group does not currently pay a dividend.Dividend GrowthPPDAI Group does not have a long track record of dividend growth. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted4.89% of the float of PPDAI Group has been sold short.Short Interest Ratio / Days to CoverPPDAI Group has a short interest ratio ("days to cover") of 3.7, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in PPDAI Group has recently decreased by 1.58%, indicating that investor sentiment is improving. News and Social Media2.1 / 5News SentimentN/A News SentimentPPDAI Group has a news sentiment score of 0.75. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for PPDAI Group this week, compared to 4 articles on an average week.Search Interest30 people have searched for FINV on MarketBeat in the last 30 days. This is an increase of 11% compared to the previous 30 days.MarketBeat FollowsOnly 3 people have added PPDAI Group to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership1.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, PPDAI Group insiders have not sold or bought any company stock.Percentage Held by Insiders44.00% of the stock of PPDAI Group is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 31.15% of the stock of PPDAI Group is held by institutions.Read more about PPDAI Group's insider trading history. 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FINV Stock News HeadlinesFinVolution: A Compelling GARP Play In AsiaSeptember 20, 2025 | seekingalpha.comFinvolution: A Steady Stock To Diversify Your PortfolioSeptember 19, 2025 | seekingalpha.comRefund From 1933: Trump’s Reset May Create Instant WealthFed vs. Trump - A War With American Wealth At Stake The Fed's defiance of Trump thickens the plot to control every dollar you make. Last January, President Trump signed an executive order banning a digital dollar. This order protects America's freedom and financial privacy from government overreach.October 16 at 2:00 AM | American Hartford Gold (Ad)FinVolution: Contrarian Thoughts; Too Speculative To PlaySeptember 18, 2025 | seekingalpha.comFinVolution: Chinese Fintech With ResultsSeptember 17, 2025 | seekingalpha.comFinVolution: Trading At A Cheap ValuationAugust 21, 2025 | seekingalpha.comFinVolution Group (FINV) Q2 2025 Earnings Call TranscriptAugust 21, 2025 | seekingalpha.comFinVolution Group 2025 Q2 - Results - Earnings Call PresentationAugust 20, 2025 | seekingalpha.comSee More Headlines FINV Stock Analysis - Frequently Asked Questions How have FINV shares performed this year? PPDAI Group's stock was trading at $6.79 at the start of the year. Since then, FINV stock has decreased by 3.0% and is now trading at $6.5880. How were PPDAI Group's earnings last quarter? PPDAI Group Inc. Sponsored ADR (NYSE:FINV) released its quarterly earnings data on Wednesday, August, 20th. The company reported $0.41 earnings per share for the quarter. The business earned $499.46 million during the quarter. PPDAI Group had a trailing twelve-month return on equity of 18.88% and a net margin of 20.28%. Read the conference call transcript. Is PPDAI Group buying back stock? PPDAI Group's Board of Directors authorized a share repurchase plan on Monday, March 17th 2025, which allows the company to buy back $150,000,000 in shares, according to EventVestor. This means that the company could reacquire up to 6.2% of its shares through open market purchases. Shares buyback plans are typically an indication that the company's board believes its stock is undervalued. How do I buy shares of PPDAI Group? Shares of FINV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of PPDAI Group own? Based on aggregate information from My MarketBeat watchlists, some other companies that PPDAI Group investors own include Zomedica (ZOM), Jumia Technologies (JMIA), Nano Dimension (NNDM), NIO (NIO), AST SpaceMobile (ASTS), Virgin Galactic (SPCE) and Tesla (TSLA). Company Calendar Last Earnings8/20/2025Today10/16/2025Next Earnings (Estimated)11/17/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry FIN - MISC SVCS Sub-IndustryBanking Current SymbolNYSE:FINV CIK1691445 Webir.finvgroup.com Phone862180303200FaxN/AEmployees3,623Year Founded2007Price Target and Rating Average Price Target for PPDAI Group$11.55 High Price Target$12.10 Low Price Target$11.00 Potential Upside/Downside+75.3%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage3 Analysts Profitability EPS (Trailing Twelve Months)$1.48 Trailing P/E Ratio4.45 Forward P/E RatioN/A P/E GrowthN/ANet Income$326.49 million Net Margins20.28% Pretax Margin24.22% Return on Equity18.88% Return on Assets12.21% Debt Debt-to-Equity Ratio0.06 Current Ratio2.89 Quick Ratio2.89 Sales & Book Value Annual Sales$1.79 billion Price / Sales0.93 Cash Flow$1.40 per share Price / Cash Flow4.70 Book Value$8.41 per share Price / Book0.78Miscellaneous Outstanding Shares253,250,000Free Float141,820,000Market Cap$1.67 billion OptionableOptionable Beta0.36 Social Links The Next 7 Blockbuster Stocks for Growth InvestorsWondering what the next stocks will be that hit it big, with solid fundamentals? 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