NerdWallet (NRDS) Stock Price, News & Analysis

Company Overview

NerdWallet is a consumer finance company that offers online tools and resources designed to help individuals make informed financial decisions. Founded in 2009 by Tim Chen and Jacob Gibson, the company has grown from a personal finance blog into a comprehensive digital platform. Its core mission is to simplify complex financial topics and empower users with transparent guidance on a range of financial products.

The company’s suite of offerings includes comparison tools for credit cards, mortgages, personal loans, insurance products and banking services. Through in-depth editorial content, interactive calculators and side-by-side product comparisons, NerdWallet equips consumers with tailored insights and recommendations. The platform is updated regularly to reflect changes in rates, fees and reward structures, helping users identify options that fit their individual goals.

NerdWallet generates revenue primarily through partnerships with financial institutions and affiliate agreements. When users select a product or service through its platform, the company may receive a commission or referral fee. This performance-based model aligns NerdWallet’s incentives with those of its audience, as the platform’s success is tied to the quality and relevance of its recommendations.

Headquartered in San Francisco, NerdWallet serves audiences in the United States, United Kingdom, Canada and Australia, with plans to expand further. The company is led by CEO Tim Chen, who continues to drive product innovation and strategic growth initiatives. By maintaining editorial independence and transparent disclosure practices, NerdWallet aims to remain a trusted resource for consumers navigating the complexities of personal finance.

Key Stats

• Today's Range: $11.07 to $11.34
• 50-Day Range: $8.46 to $11.85
• 52-Week Range: $7.55 to $16.45
• Volume: 232,124 shs
• Average Volume: 562,340 shs
• Market Capitalization: $826.32 million
• P/E Ratio: 28.44
• Dividend Yield: N/A
• Price Target: $15.00
• Consensus Rating: Moderate Buy

NerdWallet Stock Analysis - MarketRank™

NerdWallet scored higher than 41% of companies evaluated by MarketBeat, and ranked 667th out of 901 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

NerdWallet has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 4 buy ratings, 2 hold ratings, and no sell ratings.

Amount of Analyst Coverage

NerdWallet has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 83.33%

Earnings Growth

Earnings for NerdWallet are expected to grow by 83.33% in the coming year, from $0.36 to $0.66 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of NerdWallet is 28.44, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 25.88.

Price to Earnings Ratio vs. Sector

The P/E ratio of NerdWallet is 28.44, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.95.

Price to Book Value per Share Ratio

NerdWallet has a P/B Ratio of 2.26. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

5.25% of the float of NerdWallet has been sold short.

Short Interest Ratio / Days to Cover

NerdWallet has a short interest ratio ("days to cover") of 4.6.

Change versus previous month

Short interest in NerdWallet has recently increased by 3.43%, indicating that investor sentiment is decreasing.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

NerdWallet does not currently pay a dividend.

Dividend Growth

NerdWallet does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

5.25% of the float of NerdWallet has been sold short.

Short Interest Ratio / Days to Cover

NerdWallet has a short interest ratio ("days to cover") of 4.6.

Change versus previous month

Short interest in NerdWallet has recently increased by 3.43%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

Search Interest

Only 1 people have searched for NRDS on MarketBeat in the last 30 days. This is a decrease of -80% compared to the previous 30 days.

MarketBeat Follows

Only 1 people have added NerdWallet to their MarketBeat watchlist in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, NerdWallet insiders have not sold or bought any company stock.

Percentage Held by Insiders

45.93% of the stock of NerdWallet is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 38.81% of the stock of NerdWallet is held by institutions.

NRDS Stock Analysis - Frequently Asked Questions

How have NRDS shares performed this year?

NerdWallet's stock was trading at $13.30 on January 1st, 2025. Since then, NRDS shares have decreased by 16.6% and is now trading at $11.09.

How were NerdWallet's earnings last quarter?

NerdWallet, Inc. (NASDAQ:NRDS) released its quarterly earnings data on Wednesday, February, 19th. The company reported $0.01 earnings per share for the quarter, meeting analysts' consensus estimates of $0.01. The company earned $183.80 million during the quarter, compared to analysts' expectations of $168.33 million. NerdWallet had a negative trailing twelve-month return on equity of 2.34% and a net margin of 4.01%.
Read the conference call transcript.

When did NerdWallet IPO?

NerdWallet (NRDS) raised $131 million in an initial public offering on Thursday, November 4th 2021. The company issued 7,300,000 shares at $17.00-$19.00 per share. Morgan Stanley, KeyBanc Capital Markets, BofA SecuritiesBarclays Capital and Citigroup acted as the underwriters for the IPO and Truist Securities,, William Blair and Oppenheimer were co-managers.

How do I buy shares of NerdWallet?

Shares of NRDS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of NerdWallet own?

Based on aggregate information from My MarketBeat watchlists, some other companies that NerdWallet investors own include American Water Works (AWK), The RMR Group (RMR), Waste Connections (WCN), AU Optronics (AUOTY), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Last Earnings: 2/19/2025
• Today: 7/08/2025
• Next Earnings (Estimated): 7/30/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - MISC SVCS
• Sub-Industry: Business Services
• Current Symbol: NASDAQ:NRDS
• CIK: 1625278
• Web: www.nerdwallet.com
• Phone: 415-549-8913
• Fax: N/A
• Employees: 770
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $15.00
• High Stock Price Target: $19.00
• Low Stock Price Target: $11.00
• Potential Upside/Downside: +35.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.39
• Trailing P/E Ratio: 28.44
• Forward P/E Ratio: 30.81
• P/E Growth: N/A
• Net Income: $30.40 million
• Net Margins: 4.01%
• Pretax Margin: 0.20%
• Return on Equity: -2.34%
• Return on Assets: -1.91%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 2.68
• Quick Ratio: 2.68

Sales & Book Value

• Annual Sales: $687.60 million
• Price / Sales: 1.20
• Cash Flow: $0.54 per share
• Price / Cash Flow: 20.51
• Book Value: $4.91 per share
• Price / Book: 2.26

Miscellaneous

• Outstanding Shares: 74,510,000
• Free Float: 40,289,000
• Market Cap: $826.32 million
• Optionable: Optionable
• Beta: 1.45