Charles Schwab (SCHW) Stock Price, News & Analysis

Company Overview

The Charles Schwab Corporation is a leading American financial services firm that provides a broad range of investment, advisory, banking and retirement products and services. Through its brokerage platform, Schwab offers individual and institutional investors access to stocks, bonds, mutual funds, exchange-traded funds (ETFs), options and other securities. The company also operates full-service wealth management and financial planning practices, serving clients who seek personalized advice and portfolio management strategies.

In addition to its core brokerage business, Charles Schwab offers banking services through its Schwab Bank subsidiary, including checking and savings accounts, home loans, and lines of credit. Its Schwab Intelligent Portfolios and Schwab Intelligent Income services deliver automated investment solutions and retirement income planning tools, harnessing proprietary algorithms to construct diversified portfolios and manage risk. The firm’s custody and trading services support independent investment advisors, registered investment advisors (RIAs) and family offices with technology platforms, research resources and operational support.

Founded in 1971 by Charles R. Schwab, the company helped pioneer discount brokerage and played a significant role in democratizing access to financial markets. Over the decades, Schwab has expanded through organic growth and strategic acquisitions, most notably its 2020 merger with TD Ameritrade, which significantly increased its client base and technological capabilities. Headquartered in Westlake, Texas, Schwab maintains regional offices and branch locations across the United States and offers services to clients around the globe.

The firm is led by President and Chief Executive Officer Walter W. Bettinger II, who has overseen Schwab’s transformation into a diversified financial services powerhouse. The board of directors includes experienced industry executives and independent members who guide corporate governance and strategic direction. With a focus on innovation, low-cost solutions and client-centric service, Charles Schwab continues to adapt to evolving market dynamics and investor needs.

Key Stats

• Today's Range: $91.32 to $92.65
• 50-Day Range: $81.29 to $92.62
• 52-Week Range: $61.01 to $92.65
• Volume: 7.30 million shs
• Average Volume: 9.56 million shs
• Market Capitalization: $168.29 billion
• P/E Ratio: 28.07
• Dividend Yield: 1.17%
• Price Target: $89.55
• Consensus Rating: Moderate Buy

Charles Schwab Stock Analysis - MarketRank™

Charles Schwab scored higher than 92% of companies evaluated by MarketBeat, and ranked 110th out of 901 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Charles Schwab has received a consensus rating of Moderate Buy. The company's average rating score is 2.68, and is based on 15 buy ratings, 2 hold ratings, and 2 sell ratings.

Amount of Analyst Coverage

Charles Schwab has been the subject of 13 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 23.46%

Earnings Growth

Earnings for Charles Schwab are expected to grow by 23.46% in the coming year, from $4.22 to $5.21 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Charles Schwab is 28.07, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 25.67.

Price to Earnings Ratio vs. Sector

The P/E ratio of Charles Schwab is 28.07, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 19.95.

Price to Earnings Growth Ratio

Charles Schwab has a PEG Ratio of 0.98. PEG Ratios around 1 indicate that a company is correctly valued.

Price to Book Value per Share Ratio

Charles Schwab has a P/B Ratio of 4.21. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.01% of the float of Charles Schwab has been sold short.

Short Interest Ratio / Days to Cover

Charles Schwab has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Charles Schwab has recently increased by 1.23%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Charles Schwab pays a meaningful dividend of 1.18%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Charles Schwab has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Charles Schwab is 32.73%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Charles Schwab will have a dividend payout ratio of 20.73% next year. This indicates that Charles Schwab will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 1.8 / 5
• Environmental Score: -1.44

Percentage of Shares Shorted

1.01% of the float of Charles Schwab has been sold short.

Short Interest Ratio / Days to Cover

Charles Schwab has a short interest ratio ("days to cover") of 1.9, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Charles Schwab has recently increased by 1.23%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: 1.30

News Sentiment

Charles Schwab has a news sentiment score of 1.30. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.74 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 44 news articles for Charles Schwab this week, compared to 37 articles on an average week.

Search Interest

21 people have searched for SCHW on MarketBeat in the last 30 days. This is an increase of 31% compared to the previous 30 days.

MarketBeat Follows

Only 13 people have added Charles Schwab to their MarketBeat watchlist in the last 30 days. This is a decrease of -28% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Charles Schwab insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $10,530,833.00 in company stock.

Percentage Held by Insiders

Only 6.30% of the stock of Charles Schwab is held by insiders.

Percentage Held by Institutions

84.38% of the stock of Charles Schwab is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

SCHW Stock Analysis - Frequently Asked Questions

How have SCHW shares performed this year?

Charles Schwab's stock was trading at $74.01 at the beginning of the year. Since then, SCHW stock has increased by 25.1% and is now trading at $92.62.

How were Charles Schwab's earnings last quarter?

The Charles Schwab Corporation (NYSE:SCHW) announced its quarterly earnings results on Thursday, April, 17th. The financial services provider reported $1.04 earnings per share for the quarter, beating analysts' consensus estimates of $1.01 by $0.03. The financial services provider earned $5.60 billion during the quarter, compared to analyst estimates of $5.46 billion. Charles Schwab had a trailing twelve-month return on equity of 18.31% and a net margin of 31.71%.

Does Charles Schwab have any subsidiaries?

Charles Schwab subsidiaries include USAA-IMCO, Motif, TD Ameritrade, ThomasPartners Investment Management, Compliance 11, OptionsXpress, Windhaven Investment Management Inc, and more.

Who are Charles Schwab's major shareholders?

Charles Schwab's top institutional investors include Park National Corp OH (0.02%), Jacobs & Co. CA (0.01%), Hoertkorn Richard Charles and Central Pacific Bank Trust Division. Insiders that own company stock include Charles R Schwab, Walter W Bettinger, Carolyn Schwab-Pomerantz, Christopher V Dodds, Todd M Ricketts, Frank C Herringer, Richard A Wurster, Bernard J Clark, Paula A Sneed, Peter B Crawford, Nigel J Murtagh, Joseph R Martinetto, Paul V Woolway, Mark A Goldfarb, Arun Sarin, Jonathan S Beatty, Marianne Catherine Brown, Charles A Ruffel, Peter J Morgan III and Jonathan M Craig.
View institutional ownership trends.

How do I buy shares of Charles Schwab?

Shares of SCHW stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Charles Schwab own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Charles Schwab investors own include Comcast (CMCSA), Chevron (CVX), Bristol Myers Squibb (BMY), McKesson (MCK), Edwards Lifesciences (EW), Yum! Brands (YUM) and Toronto Dominion Bank (TD).

Company Calendar

• Last Earnings: 4/17/2025
• Record date for 5/23 Dividend: 5/09/2025
• Ex-Dividend for 5/23 Dividend: 5/09/2025
• Dividend Payable: 5/23/2025
• Today: 7/07/2025
• Next Earnings (Estimated): 7/15/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - INVEST BKRS
• Sub-Industry: Investment Banking & Brokerage
• Current Symbol: NYSE:SCHW
• CIK: 316709
• Web: www.aboutschwab.com
• Phone: (817) 859-5000
• Fax: 415-627-8538
• Employees: 32,100
• Year Founded: 1986

Price Target and Rating

• Average Stock Price Target: $89.40
• High Stock Price Target: $113.00
• Low Stock Price Target: $61.00
• Potential Upside/Downside: -3.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.68
• Research Coverage: 19 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.30
• Trailing P/E Ratio: 28.07
• Forward P/E Ratio: 21.95
• P/E Growth: 0.98
• Net Income: $5.94 billion
• Net Margins: 31.71%
• Pretax Margin: 40.80%
• Return on Equity: 18.31%
• Return on Assets: 1.50%

Debt

• Debt-to-Equity Ratio: 0.53
• Current Ratio: 0.53
• Quick Ratio: 0.53

Sales & Book Value

• Annual Sales: $19.61 billion
• Price / Sales: 8.58
• Cash Flow: $4.93 per share
• Price / Cash Flow: 18.77
• Book Value: $22.02 per share
• Price / Book: 4.21

Miscellaneous

• Outstanding Shares: 1,816,970,000
• Free Float: 1,702,501,000
• Market Cap: $168.29 billion
• Optionable: Optionable
• Beta: 0.93