Nu Holdings Ltd. $NU Shares Sold by Spear Holdings RSC Ltd

Key Points

• Spear Holdings RSC Ltd cut its NU stake by 89.9% in the fourth quarter, selling 4.81 million shares and leaving it with 539,130 shares worth about $9.0 million.
• Insider selling also occurred, with CEO Cristina Helena Zing Junqueira selling 300,000 shares on March 23 for $4.44 million, reducing her direct holdings by 11.48%.
• Analysts remain generally constructive despite mixed sentiment: NU has a consensus “Moderate Buy” rating with an average price target of $18.46, even as recent results showed an EPS miss and concerns about credit quality.

Spear Holdings RSC Ltd cut its position in shares of Nu Holdings Ltd. (NYSE:NU - Free Report) by 89.9% in the 4th quarter, according to its most recent disclosure with the Securities and Exchange Commission (SEC). The fund owned 539,130 shares of the company's stock after selling 4,807,870 shares during the quarter. NU comprises 1.6% of Spear Holdings RSC Ltd's portfolio, making the stock its 9th biggest position. Spear Holdings RSC Ltd's holdings in NU were worth $9,025,000 at the end of the most recent quarter.

Other large investors have also modified their holdings of the company. LOM Asset Management Ltd acquired a new stake in shares of NU in the fourth quarter valued at about $25,000. Cornerstone Planning Group LLC grew its stake in NU by 5,448.3% during the 4th quarter. Cornerstone Planning Group LLC now owns 1,609 shares of the company's stock valued at $27,000 after purchasing an additional 1,580 shares in the last quarter. Jordan Park Group LLC grew its stake in NU by 129.3% during the 3rd quarter. Jordan Park Group LLC now owns 1,958,842 shares of the company's stock valued at $31,000 after purchasing an additional 1,104,421 shares in the last quarter. Morse Asset Management Inc acquired a new stake in NU during the 4th quarter valued at approximately $31,000. Finally, Fifth Third Bancorp grew its stake in NU by 433.0% during the 4th quarter. Fifth Third Bancorp now owns 1,988 shares of the company's stock valued at $33,000 after purchasing an additional 1,615 shares in the last quarter. Institutional investors and hedge funds own 84.02% of the company's stock.

Analysts Set New Price Targets

A number of equities research analysts have weighed in on the company. Susquehanna raised their price objective on NU from $19.00 to $22.00 and gave the company a "positive" rating in a research note on Tuesday, January 27th. UBS Group upgraded NU from a "neutral" rating to a "buy" rating and raised their price objective for the company from $17.20 to $17.60 in a research note on Thursday, March 19th. Bank of America restated a "neutral" rating on shares of NU in a research note on Monday, March 9th. Weiss Ratings downgraded NU from a "buy (b-)" rating to a "hold (c+)" rating in a report on Wednesday. Finally, CICC Research initiated coverage on NU in a report on Tuesday, April 14th. They set an "outperform" rating and a $18.00 target price on the stock. Eleven analysts have rated the stock with a Buy rating and three have given a Hold rating to the company's stock. Based on data from MarketBeat, the stock has a consensus rating of "Moderate Buy" and a consensus price target of $18.46.

Insider Activity

In related news, CEO Cristina Helena Zing Junqueira sold 300,000 shares of NU stock in a transaction on Monday, March 23rd. The stock was sold at an average price of $14.81, for a total value of $4,443,000.00. Following the transaction, the chief executive officer directly owned 2,312,338 shares in the company, valued at $34,245,725.78. The trade was a 11.48% decrease in their position. The sale was disclosed in a legal filing with the SEC, which is available through this link. 1.20% of the stock is owned by insiders.

NU Trading Down 5.2%

Shares of NYSE NU opened at $12.26 on Friday. The company has a market cap of $59.53 billion, a price-to-earnings ratio of 18.86, a price-to-earnings-growth ratio of 0.52 and a beta of 1.01. Nu Holdings Ltd. has a 12-month low of $11.71 and a 12-month high of $18.98. The company has a current ratio of 0.58, a quick ratio of 0.58 and a debt-to-equity ratio of 0.39. The stock's 50 day simple moving average is $14.31 and its 200 day simple moving average is $15.89.

NU (NYSE:NU - Get Free Report) last posted its earnings results on Thursday, May 14th. The company reported $0.19 EPS for the quarter, missing the consensus estimate of $0.20 by ($0.01). NU had a net margin of 18.20% and a return on equity of 32.46%. The business had revenue of $5.32 billion during the quarter, compared to analyst estimates of $5.06 billion. Equities research analysts expect that Nu Holdings Ltd. will post 0.84 EPS for the current year.

Key NU News

Here are the key news stories impacting NU this week:

• Positive Sentiment: Revenue rose above analyst estimates, showing Nu’s core business is still growing strongly even as market sentiment turned cautious. Nu Holdings Ltd. Reports First Quarter 2026 Financial Results
• Positive Sentiment: Net income increased 41% year over year to $871 million, underscoring that Nu is still generating solid profitability despite near-term credit concerns. Nu Q1: It Seems That Investors Forgot The Competitive Advantages Of This Bank
• Positive Sentiment: Credit portfolio growth remained robust, up 40% year over year, with credit cards driving expansion and supporting the company’s longer-term growth thesis. Nu Q1: It Seems That Investors Forgot The Competitive Advantages Of This Bank
• Neutral Sentiment: Several articles and the earnings call transcript focus on Nu’s AI-driven credit expansion and its potential to create a durable banking advantage, but this remains more of a long-term debate than a near-term catalyst. Can Nu Holdings (NU) Turn AI-Driven Credit Expansion Into a Durable Global Banking Advantage?
• Negative Sentiment: EPS missed expectations, which appears to be the main reason the stock is under pressure today. Nu Shares Fall After EPS Miss Overshadows Revenue Beat
• Negative Sentiment: Investors are also reacting to higher delinquency trends, rising non-performing loans, and increased provisioning, which raised concerns about credit quality and margins. Nu Q1: It Seems That Investors Forgot The Competitive Advantages Of This Bank
• Negative Sentiment: Return on equity slipped and net interest margin declined sequentially, reinforcing worries that profitability could face pressure if credit costs stay elevated. Nu Q1: It Seems That Investors Forgot The Competitive Advantages Of This Bank

NU Profile

Nu Holdings Ltd NYSE: NU, commonly known by its consumer brand Nubank, is a Latin American financial technology company that provides digital banking and financial services through a mobile-first platform. The company’s core offerings include no-fee digital checking accounts, credit cards, personal loans, payments and transfers, and a range of savings and investment products. Nubank emphasizes a streamlined customer experience delivered via its smartphone app, combined with data-driven underwriting and automated customer service tools.

Founded in 2013 by David Vélez, Cristina Junqueira and Edward Wible, Nu grew rapidly by targeting underbanked and digitally savvy consumers in Latin America with low-fee, transparent products.

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