OneMain (OMF) Stock Price, News & Analysis

Company Overview

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. It originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. It sells its products through its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana.

Key Stats

• Today's Range: $55.26 to $57.07
• 50-Day Range: $50.18 to $59.82
• 52-Week Range: $38.00 to $60.33
• Volume: 1.82 million shs
• Average Volume: 1.27 million shs
• Market Capitalization: $6.72 billion
• P/E Ratio: 10.20
• Dividend Yield: 7.36%
• Price Target: $61.50
• Consensus Rating: Moderate Buy

OneMain Stock Analysis - MarketRank™

OneMain scored higher than 91% of companies evaluated by MarketBeat, and ranked 158th out of 918 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

OneMain has received a consensus rating of Moderate Buy. The company's average rating score is 2.80, and is based on 6 buy ratings, 3 hold ratings, and no sell ratings.

Amount of Analyst Coverage

OneMain has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 4.4 / 5
• Proj. Earnings Growth: 27.24%

Earnings Growth

Earnings for OneMain are expected to grow by 27.24% in the coming year, from $6.46 to $8.22 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of OneMain is 10.20, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.18.

Price to Earnings Ratio vs. Sector

The P/E ratio of OneMain is 10.20, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.76.

Price to Earnings Growth Ratio

OneMain has a PEG Ratio of 0.44. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

OneMain has a P/B Ratio of 2.11. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.18% of the float of OneMain has been sold short.

Short Interest Ratio / Days to Cover

OneMain has a short interest ratio ("days to cover") of 4.8.

Change versus previous month

Short interest in OneMain has recently increased by 4.00%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

OneMain is a leading dividend payer. It pays a dividend yield of 7.36%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

OneMain has been increasing its dividend for 5 years.

Dividend Coverage

The dividend payout ratio of OneMain is 75.09%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, OneMain will have a dividend payout ratio of 50.61% next year. This indicates that OneMain will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: 3.0 / 5
• Environmental Score: -0.08

Percentage of Shares Shorted

4.18% of the float of OneMain has been sold short.

Short Interest Ratio / Days to Cover

OneMain has a short interest ratio ("days to cover") of 4.8.

Change versus previous month

Short interest in OneMain has recently increased by 4.00%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.55

News Sentiment

OneMain has a news sentiment score of 0.55. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.71 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 17 news articles for OneMain this week, compared to 8 articles on an average week.

Search Interest

Only 14 people have searched for OMF on MarketBeat in the last 30 days. This is a decrease of -18% compared to the previous 30 days.

MarketBeat Follows

8 people have added OneMain to their MarketBeat watchlist in the last 30 days. This is an increase of 300% compared to the previous 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, OneMain insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $3,976,390.00 in company stock.

Percentage Held by Insiders

Only 0.40% of the stock of OneMain is held by insiders.

Percentage Held by Institutions

85.82% of the stock of OneMain is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

OMF Stock Analysis - Frequently Asked Questions

How have OMF shares performed this year?

OneMain's stock was trading at $52.13 on January 1st, 2025. Since then, OMF stock has increased by 8.4% and is now trading at $56.50.

How were OneMain's earnings last quarter?

OneMain Holdings, Inc. (NYSE:OMF) posted its quarterly earnings data on Friday, July, 25th. The financial services provider reported $1.45 EPS for the quarter, topping the consensus estimate of $1.25 by $0.20. The company's revenue for the quarter was up 7.1% on a year-over-year basis.
Read the conference call transcript.

Who are OneMain's major shareholders?

OneMain's top institutional shareholders include Kingstone Capital Partners Texas LLC (9.01%), Argent Capital Management LLC (0.69%), William Blair Investment Management LLC (0.42%) and Janney Montgomery Scott LLC (0.40%). Insiders that own company stock include Douglas H Shulman, Micah R Conrad and Michael A Hedlund.
View institutional ownership trends.

How do I buy shares of OneMain?

Shares of OMF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of OneMain own?

Based on aggregate information from My MarketBeat watchlists, some other companies that OneMain investors own include Symbotic (SYM), JPMorgan Nasdaq Equity Premium Income ETF (JEPQ), Voya Infrastructure, Industrials and Materials Fund (IDE), Chevron (CVX), Bristol Myers Squibb (BMY), NVIDIA (NVDA) and Meta Platforms (META).

Company Calendar

• Record date for 5/16 Dividend: 5/09/2025
• Ex-Dividend for 5/16 Dividend: 5/09/2025
• Dividend Payable: 5/16/2025
• Last Earnings: 7/25/2025
• Today: 8/03/2025
• Record date for 8/13 Dividend: 8/04/2025
• Ex-Dividend for 8/13 Dividend: 8/04/2025
• Dividend Payable: 8/13/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - CONS LOANS
• Sub-Industry: Banking
• Current Symbol: NYSE:OMF
• CIK: 1584207
• Web: www.onemainfinancial.com
• Phone: (812) 424-8031
• Fax: 812-468-5560
• Employees: 9,000
• Year Founded: N/A

Price Target and Rating

• Average Price Target for OneMain: $61.50
• High Price Target: $65.00
• Low Price Target: $56.00
• Potential Upside/Downside: +8.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.80
• Research Coverage: 10 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.54
• Trailing P/E Ratio: 10.20
• Forward P/E Ratio: 8.75
• P/E Growth: 0.44
• Net Income: $509 million
• Net Margins: 12.63%
• Pretax Margin: 16.38%
• Return on Equity: 20.65%
• Return on Assets: 2.57%

Debt

• Debt-to-Equity Ratio: 6.69
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $4.99 billion
• Price / Sales: 1.35
• Cash Flow: $7.24 per share
• Price / Cash Flow: 7.80
• Book Value: $26.73 per share
• Price / Book: 2.11

Miscellaneous

• Outstanding Shares: 118,870,000
• Free Float: 118,395,000
• Market Cap: $6.72 billion
• Optionable: Optionable
• Beta: 1.29