Ambac Financial Group (AMBC) Stock Price, News & Analysis

Company Overview

Ambac Financial Group, Inc. (NYSE:AMBC) is a specialized financial services holding company headquartered in New York City. Through its principal subsidiary, Ambac Assurance Corporation, the company provides financial guarantee insurance and surety bonds designed to enhance the credit quality of public finance and structured finance transactions. Ambac’s offerings are tailored to municipal issuers, financial institutions and corporate borrowers, supporting infrastructure projects, energy and transportation initiatives, as well as asset-backed securities.

Ambac’s core business activities center on credit enhancement and risk-transfer solutions. The company underwrites surety and reinsurance policies that cover potential payment defaults on debt obligations, enabling issuers and borrowers to access capital markets at more favorable terms. Alongside traditional financial guarantee products, Ambac has broadened its service suite to include portfolio management, risk analytics and bespoke structured finance solutions aimed at mitigating counterparty exposure and facilitating transaction execution.

Founded in 1971 as American Municipal Bond Assurance Corporation, Ambac rose to prominence as a leading monoline insurer in the municipal bond market. The company experienced significant stress during the global financial crisis of 2008, resulting in a voluntary Chapter 11 bankruptcy filing in 2010. After restructuring its balance sheet and refining its risk management framework, Ambac emerged from bankruptcy in 2013 with a renewed strategic focus on core markets and enhanced capitalization.

Today, Ambac Financial Group serves clients primarily in the United States, with selective engagements in Europe and Asia-Pacific through cross-border transactions and strategic partnerships. The firm’s executive leadership team brings a blend of insurance, capital markets and public finance expertise, guided by a board of directors with extensive experience in risk management and structured finance. Ambac remains committed to delivering credit solutions that facilitate infrastructure development and support financial stability across the markets it serves.

Key Stats

• Today's Range: $9.05 to $9.24
• 50-Day Range: $6.92 to $9.21
• 52-Week Range: $5.99 to $13.64
• Volume: 480,528 shs
• Average Volume: 794,283 shs
• Market Capitalization: $427.30 million
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $12.50
• Consensus Rating: Buy

Ambac Financial Group Stock Analysis - MarketRank™

Ambac Financial Group scored higher than 91% of companies evaluated by MarketBeat, and ranked 160th out of 922 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.7 / 5
• Analyst Rating: Buy

Consensus Rating

Ambac Financial Group has received a consensus rating of Buy. The company's average rating score is 3.33, and is based on 2 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Ambac Financial Group has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: Decreasing

Earnings Growth

Earnings for Ambac Financial Group are expected to decrease in the coming year, from $0.60 to ($0.20) per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Ambac Financial Group is -0.68, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of Ambac Financial Group is -0.68, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

Ambac Financial Group has a P/B Ratio of 0.41. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

5.67% of the float of Ambac Financial Group has been sold short.

Short Interest Ratio / Days to Cover

Ambac Financial Group has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Ambac Financial Group has recently decreased by 22.55%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Ambac Financial Group does not currently pay a dividend.

Dividend Growth

Ambac Financial Group does not have a long track record of dividend growth.

Sustainability and ESG

• Score: 2.8 / 5
• Environmental Score: -0.57

Percentage of Shares Shorted

5.67% of the float of Ambac Financial Group has been sold short.

Short Interest Ratio / Days to Cover

Ambac Financial Group has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Ambac Financial Group has recently decreased by 22.55%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.1 / 5
• News Sentiment: 1.56

News Sentiment

Ambac Financial Group has a news sentiment score of 1.56. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.96 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 7 news articles for Ambac Financial Group this week, compared to 2 articles on an average week.

Search Interest

Only 1 people have searched for AMBC on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

Only 1 people have added Ambac Financial Group to their MarketBeat watchlist in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

Company Ownership

• Score: 3.3 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, Ambac Financial Group insiders have bought more of their company's stock than they have sold. Specifically, they have bought $175,750.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 6.20% of the stock of Ambac Financial Group is held by insiders.

Percentage Held by Institutions

84.49% of the stock of Ambac Financial Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

AMBC Stock Analysis - Frequently Asked Questions

How have AMBC shares performed this year?

Ambac Financial Group's stock was trading at $12.65 at the beginning of 2025. Since then, AMBC shares have decreased by 27.2% and is now trading at $9.2090.

How were Ambac Financial Group's earnings last quarter?

Ambac Financial Group, Inc. (NYSE:AMBC) released its earnings results on Thursday, August, 7th. The company reported ($0.22) earnings per share (EPS) for the quarter, beating the consensus estimate of ($0.24) by $0.02. The business had revenue of $16.20 million for the quarter, compared to analysts' expectations of $55.59 million. Ambac Financial Group had a negative net margin of 215.40% and a negative trailing twelve-month return on equity of 3.50%.
Read the conference call transcript.

Who are Ambac Financial Group's major shareholders?

Ambac Financial Group's top institutional shareholders include Continental General Insurance Co. (2.63%), Gendell Jeffrey L (2.58%), Geode Capital Management LLC (2.42%) and Prescott Group Capital Management L.L.C. (1.89%). Insiders that own company stock include Claude Leblanc, David Trick, Stephen Michael Ksenak, R Sharon Smith, Jeffrey Scott Stein and Kristi Ann Matus.
View institutional ownership trends.

How do I buy shares of Ambac Financial Group?

Shares of AMBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Ambac Financial Group own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Ambac Financial Group investors own include Humana (HUM), American Water Works (AWK), Waste Connections (WCN), Voyager Therapeutics (VYGR), The RMR Group (RMR), DiamondRock Hospitality (DRH) and AU Optronics (AUOTY).

Company Calendar

• Last Earnings: 8/07/2025
• Today: 9/04/2025
• Next Earnings (Estimated): 11/11/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: INS - PROP&CASLTY
• Sub-Industry: Insurance
• Current Symbol: NYSE:AMBC
• CIK: 874501
• Web: www.ambac.com
• Phone: (212) 658-7470
• Fax: 212-208-3414
• Employees: 130
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Ambac Financial Group: $12.50
• High Price Target: $15.00
• Low Price Target: $10.00
• Potential Upside/Downside: +35.7%
• Consensus Rating: Buy
• Rating Score (0-4): 3.33
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): ($13.62)
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: 15.35
• P/E Growth: N/A
• Net Income: -$556.45 million
• Net Margins: -215.40%
• Pretax Margin: -26.92%
• Return on Equity: -3.50%
• Return on Assets: -0.49%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.81
• Quick Ratio: 0.81

Sales & Book Value

• Annual Sales: $235.82 million
• Price / Sales: 1.81
• Cash Flow: $0.24 per share
• Price / Cash Flow: 39.17
• Book Value: $22.23 per share
• Price / Book: 0.41

Miscellaneous

• Outstanding Shares: 46,400,000
• Free Float: 43,525,000
• Market Cap: $427.30 million
• Optionable: Optionable
• Beta: 0.96