First Northwest Bancorp (FNWB) Stock Price, News & Analysis

Company Overview

First Northwest Bancorp is a bank holding company headquartered in Mountlake Terrace, Washington. Through its wholly owned subsidiary, First Northwest Bank, the company delivers a full spectrum of community banking services to individuals, families, and small to mid-sized businesses. Its operations are rooted in local decision-making and personalized client relationships, reflecting a community-oriented banking model.

On the retail side, First Northwest Bank offers a range of deposit products, including checking and savings accounts, money market accounts, and certificates of deposit. The bank provides consumer lending solutions such as residential mortgage financing, home equity lines of credit, and personal loans. Digital and mobile banking platforms support customers with online account management, mobile deposits, and bill-pay services.

For business clients, the bank offers commercial lending products spanning commercial real estate mortgages, construction and development financing, working capital lines of credit, and equipment loans. Treasury management services—such as automated clearing house (ACH) origination, wire transfers, and merchant card processing—are designed to streamline cash flow and payment processes for local businesses. Relationship managers collaborate with clients to understand industry-specific needs and deliver tailored financial solutions.

Established in the late 1990s, First Northwest Bancorp has expanded its branch network across the Puget Sound region, serving communities in Snohomish and King counties. The company’s commitment to community reinvestment is reflected in its support for local economic development, small business growth, and philanthropic initiatives. By focusing on customer service and local expertise, First Northwest Bancorp aims to foster long-term partnerships and contribute to the economic vitality of the Pacific Northwest.

Key Stats

• Today's Range: $11.11 to $11.43
• 50-Day Range: $10.03 to $12.17
• 52-Week Range: $6.90 to $12.52
• Volume: 5,591 shs
• Average Volume: 36,453 shs
• Market Capitalization: $107.48 million
• P/E Ratio: 70.72
• Dividend Yield: N/A
• Price Target: $15.00
• Consensus Rating: Hold

First Northwest Bancorp Stock Analysis - MarketRank™

First Northwest Bancorp scored higher than 84% of companies evaluated by MarketBeat, and ranked 259th out of 842 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.5 / 5
• Analyst Rating: Hold

Consensus Rating

First Northwest Bancorp has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on no strong buy ratings, 1 buy rating, 3 hold ratings, and no sell ratings.

Upside Potential

First Northwest Bancorp has a consensus price target of $15.00, representing about 32.6% upside from its current price of $11.32.

Amount of Analyst Coverage

First Northwest Bancorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 566.67%

Earnings Growth

Earnings for First Northwest Bancorp are expected to grow by 566.67% in the coming year, from $0.06 to $0.40 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of First Northwest Bancorp is 70.72, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 39.47.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Northwest Bancorp is 70.72, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 29.36.

Price to Book Value per Share Ratio

First Northwest Bancorp has a P/B Ratio of 0.68. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.43% of the float of First Northwest Bancorp has been sold short.

Short Interest Ratio / Days to Cover

First Northwest Bancorp has a short interest ratio ("days to cover") of 1.68, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Northwest Bancorp has recently decreased by 3.00%, indicating that investor sentiment is improving.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

First Northwest Bancorp does not currently pay a dividend.

Dividend Growth

First Northwest Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of First Northwest Bancorp is 175.00%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on earnings estimates, First Northwest Bancorp will have a dividend payout ratio of 70.00% next year. This indicates that First Northwest Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 0.9 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, First Northwest Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

4.14% of the stock of First Northwest Bancorp is held by insiders.

Percentage Held by Institutions

66.11% of the stock of First Northwest Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/29/2026
• Today: 8/11/2026
• Next Earnings (Estimated): 10/26/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FNWB
• CIK: 1556727
• Web: www.ourfirstfed.com
• Phone: (360) 457-0461
• Fax: N/A
• Employees: 290
• Year Founded: 1923

Price Target and Rating

• Average Price Target for First Northwest Bancorp: $15.00
• High Price Target: $15.00
• Low Price Target: $15.00
• Potential Upside/Downside: +32.6%
• Consensus Rating: Hold
• Rating Score (0-4): 2.25
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.16
• Trailing P/E Ratio: 70.72
• Forward P/E Ratio: 188.58
• P/E Growth: N/A
• Net Income: -$4.19 million
• Net Margins: 1.32%
• Pretax Margin: 3.82%
• Return on Equity: 0.96%
• Return on Assets: 0.07%

Debt

• Debt-to-Equity Ratio: 2.09
• Current Ratio: 1.06
• Quick Ratio: 1.06

Sales & Book Value

• Annual Sales: $67.58 million
• Price / Sales: 1.59
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $16.62 per share
• Price / Book: 0.68

Miscellaneous

• Outstanding Shares: 9,499,000
• Free Float: 9,106,000
• Market Cap: $107.48 million
• Optionable: Not Optionable
• Beta: 0.63