First Us Bancsh (FUSB) Stock Price, News & Analysis

Company Overview

First US Bancshares, Inc. (NASDAQ: FUSB) is a bank holding company headquartered in Birmingham, Alabama. Through its principal subsidiary, First US Bank, the company provides community banking services to individuals, families, businesses and nonprofit organizations.

First US Bank offers a range of deposit products, including checking, savings, money market and certificate of deposit accounts. Its lending activities include residential and commercial real estate loans, construction financing, business loans, consumer loans and lines of credit. The bank also provides online and mobile banking, treasury management and other cash-management services.

Founded in 1989, First US Bancshares serves customers primarily through banking offices and other delivery channels in Alabama. Its business model emphasizes relationship-based banking and personalized service for consumers and small to mid-sized businesses.

Key Stats

• Today's Range: $16.45 to $16.58
• 50-Day Range: $15.75 to $16.74
• 52-Week Range: $12.81 to $16.99
• Volume: 2,194 shs
• Average Volume: 3,627 shs
• Market Capitalization: $84.28 million
• P/E Ratio: 12.15
• Dividend Yield: 1.69%
• Price Target: N/A
• Consensus Rating: Strong Buy

First Us Bancsh Stock Analysis - MarketRank™

First Us Bancsh scored higher than 42% of companies evaluated by MarketBeat, and ranked 673rd out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 0.2 / 5
• Analyst Rating: Strong Buy

Amount of Analyst Coverage

First Us Bancsh has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of First Us Bancsh is 12.15, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.18.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Us Bancsh is 12.15, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.08.

Price to Book Value per Share Ratio

First Us Bancsh has a P/B Ratio of 0.87. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.18% of the float of First Us Bancsh has been sold short.

Short Interest Ratio / Days to Cover

First Us Bancsh has a short interest ratio ("days to cover") of 1.98, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Us Bancsh has recently decreased by 0.23%, indicating that investor sentiment is improving.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

First Us Bancsh pays a meaningful dividend of 1.71%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

First Us Bancsh has only been increasing its dividend for 3 years.

Dividend Coverage

The dividend payout ratio of First Us Bancsh is 20.59%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 2.6 / 5
• News Sentiment: N/A

News Sentiment

First Us Bancsh has a news sentiment score of 1.23. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for First Us Bancsh this week, compared to 1 article on an average week.

Company Ownership

• Score: 3.5 / 5
• Insider Trading: Acquiring Shares

Net Insider Buying

Over the last three months, insiders have purchased a net $101,474.00 in company stock, which represents 0.1204% of the company's market cap.

Insider Buying vs. Insider Selling

In the past three months, First Us Bancsh insiders have bought more of their company's stock than they have sold. Specifically, they have bought $101,474.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

12.12% of the stock of First Us Bancsh is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

18.74% of the stock of First Us Bancsh is held by institutions.

Company Calendar

• Record date for 10/1 Dividend: 9/11/2026
• Ex-Dividend for 10/1 Dividend: 9/11/2026
• Dividend Payable: 10/01/2026
• Last Earnings: 10/28/2026
• Today: 11/12/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:FUSB
• CIK: 717806
• Web: www.fusb.com
• Phone: (205) 582-1084
• Fax: 334-636-9606
• Employees: 152
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $1.36
• Trailing P/E Ratio: 12.15
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $5.99 million
• Net Margins: 12.15%
• Pretax Margin: 15.82%
• Return on Equity: 7.58%
• Return on Assets: 0.67%

Debt

• Debt-to-Equity Ratio: 0.11
• Current Ratio: 0.86
• Quick Ratio: 0.90

Sales & Book Value

• Annual Sales: $62.99 million
• Price / Sales: 1.34
• Cash Flow: $1.22 per share
• Price / Cash Flow: 13.54
• Book Value: $18.95 per share
• Price / Book: 0.87

Miscellaneous

• Outstanding Shares: 5,100,000
• Free Float: 4,479,000
• Market Cap: $84.28 million
• Optionable: Not Optionable
• Beta: 0.22