Flywire (FLYW) Stock Price, News & Analysis

Company Overview

Flywire (NASDAQ:FLYW) operates a global payment platform designed to simplify and secure high-value transactions for businesses and institutions worldwide. The company offers end-to-end payment solutions, enabling customers to receive and reconcile payments in their local currency while providing payers with a simple, transparent, and cost-effective experience. Flywire’s technology integrates with existing billing and accounting systems, automating processes such as invoicing, payment tracking, and reconciliation, and reducing the administrative burden on finance teams.

Flywire’s primary verticals include education, healthcare, travel and hospitality, and business payments. In the education sector, the platform has been adopted by universities, colleges, and language schools to manage tuition and fee collections from international students. Healthcare providers leverage Flywire to handle patient payments and insurance reconciliations, while travel and hospitality companies use the platform to streamline bookings and group event payments. Flywire also supports B2B cross-border transactions for a variety of industries, facilitating complex supply chain and vendor payments with detailed remittance data.

Headquartered in Boston, Flywire serves clients in over 240 countries and territories, offering support in more than 140 currencies. The company has established partnerships with leading financial institutions and payment processors to expand its reach into markets across North America, Europe, Asia-Pacific, Latin America and the Middle East. Flywire’s multilingual customer support and compliance capabilities help institutions navigate regional regulations, currency controls, and tax requirements, ensuring secure and compliant payment flows.

Founded in 2009 as peerTransfer by CEO Michael Massaro, the company rebranded as Flywire in 2015 to reflect its broadened scope beyond education payments. Massaro leads a management team with deep expertise in payments and technology, supported by CFO Chris Pauley and other senior executives focused on product innovation, global compliance, and customer success. Over the years, Flywire has attracted strategic investments from major financial backers and continues to expand its platform to meet the evolving needs of international transaction management.

Key Stats

• Today's Range: $11.79 to $12.18
• 50-Day Range: $9.57 to $12.16
• 52-Week Range: $8.20 to $23.40
• Volume: 2.57 million shs
• Average Volume: 1.91 million shs
• Market Capitalization: $1.48 billion
• P/E Ratio: 304.00
• Dividend Yield: N/A
• Price Target: $15.00
• Consensus Rating: Hold

Flywire Stock Analysis - MarketRank™

Flywire scored higher than 75% of companies evaluated by MarketBeat, and ranked 132nd out of 659 stocks in the computer and technology sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.1 / 5
• Analyst Rating: Hold

Consensus Rating

Flywire has received a consensus rating of Hold. The company's average rating score is 2.27, and is based on 5 buy ratings, 9 hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Flywire has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 78.57%

Earnings Growth

Earnings for Flywire are expected to grow by 78.57% in the coming year, from $0.14 to $0.25 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Flywire is 304.00, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 25.92.

Price to Earnings Ratio vs. Sector

The P/E ratio of Flywire is 304.00, which means that it is trading at a more expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 37.42.

Price to Earnings Growth Ratio

Flywire has a PEG Ratio of 1.60. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Flywire has a P/B Ratio of 1.85. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.00% of the float of Flywire has been sold short.

Short Interest Ratio / Days to Cover

Flywire has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Flywire has recently decreased by 10.52%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Flywire does not currently pay a dividend.

Dividend Growth

Flywire does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

4.00% of the float of Flywire has been sold short.

Short Interest Ratio / Days to Cover

Flywire has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Flywire has recently decreased by 10.52%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.64

News Sentiment

Flywire has a news sentiment score of 0.64. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Computer and Technology companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Flywire this week, compared to 7 articles on an average week.

MarketBeat Follows

1 people have added Flywire to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Flywire insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $107,379.00 in company stock.

Percentage Held by Insiders

Only 4.40% of the stock of Flywire is held by insiders.

Percentage Held by Institutions

95.90% of the stock of Flywire is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FLYW Stock Analysis - Frequently Asked Questions

How have FLYW shares performed this year?

Flywire's stock was trading at $20.62 on January 1st, 2025. Since then, FLYW shares have decreased by 41.0% and is now trading at $12.16.

How were Flywire's earnings last quarter?

Flywire Corporation (NASDAQ:FLYW) released its quarterly earnings data on Tuesday, May, 6th. The company reported $0.03 EPS for the quarter, beating analysts' consensus estimates of $0.01 by $0.02. The company's quarterly revenue was up 17.0% on a year-over-year basis.
Read the conference call transcript.

When did Flywire IPO?

Flywire (FLYW) raised $200 million in an IPO on Wednesday, May 26th 2021. The company issued 8,700,000 shares at a price of $22.00-$24.00 per share. Goldman Sachs, J.P. Morgan, Citigroup and BofA Securities acted as the underwriters for the IPO and Raymond James, RBC Capital Markets, William Blair, Guggenheim Securities, Nomura, AmeriVet Securities, Ramirez & Co., Siebert Williams Shank and Telsey Advisory Group were co-managers.

Who are Flywire's major shareholders?

Flywire's top institutional shareholders include Harbor Capital Advisors Inc. (0.03%). Insiders that own company stock include Bain Capital Venture Investors, Michael Massaro, Jo Natauri, David R King, Goldman Sachs Group Inc, Rob Orgel, Michael G Ellis, Peter Butterfield, Phillip John Riese, Alex Finkelstein, Matthew C Harris, Gretchen Howard and Edwin J Santos.
View institutional ownership trends.

How do I buy shares of Flywire?

Shares of FLYW stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Flywire own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Flywire investors own include Invesco QQQ (QQQ), NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Advanced Micro Devices (AMD), Arista Networks (ANET) and Adobe (ADBE).

Company Calendar

• Last Earnings: 5/06/2025
• Today: 7/09/2025
• Next Earnings (Estimated): 8/05/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Computer and Technology
• Industry: INTERNET SOFTWARE
• Sub-Industry: Business Services
• Current Symbol: NASDAQ:FLYW
• CIK: 1580560
• Web: www.flywire.com
• Phone: 617-329-4524
• Fax: N/A
• Employees: 1,250
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Flywire: $15.00
• High Price Target: $26.00
• Low Price Target: $9.00
• Potential Upside/Downside: +23.4%
• Consensus Rating: Hold
• Rating Score (0-4): 2.27
• Research Coverage: 15 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.04
• Trailing P/E Ratio: 304.00
• Forward P/E Ratio: 86.86
• P/E Growth: 1.6
• Net Income: $2.90 million
• Net Margins: 0.97%
• Pretax Margin: 0.28%
• Return on Equity: 1.57%
• Return on Assets: 1.15%

Debt

• Debt-to-Equity Ratio: 0.08
• Current Ratio: 2.02
• Quick Ratio: 2.02

Sales & Book Value

• Annual Sales: $492.14 million
• Price / Sales: 3.00
• Cash Flow: $0.18 per share
• Price / Cash Flow: 68.88
• Book Value: $6.57 per share
• Price / Book: 1.85

Miscellaneous

• Outstanding Shares: 121,560,000
• Free Float: 116,209,000
• Market Cap: $1.48 billion
• Optionable: Optionable
• Beta: 1.28