F.N.B. (FNB) Stock Price, News & Analysis

Company Overview

F.N.B. Corporation is a diversified financial services company headquartered in Pittsburgh, Pennsylvania, with roots dating back to the founding of Farmers National Bank in 1864. Over the years, the company has grown through organic expansion and strategic acquisitions, evolving into one of the largest regional bank holding companies in the Mid-Atlantic. Its long history reflects a commitment to serving communities and adapting to changing economic and regulatory landscapes.

The company’s primary business activities span retail banking, commercial and corporate banking, mortgage origination and servicing, equipment finance, and wealth management. In retail banking, F.N.B. provides deposit accounts, consumer loans, credit cards, and digital banking solutions designed to meet the needs of individual customers. Its commercial banking division offers lending, treasury management, and industry-specific expertise to small and mid-sized businesses, while the corporate banking unit focuses on larger corporate clients and complex capital markets transactions.

F.N.B. operates across Pennsylvania, Ohio, Maryland, West Virginia, Virginia, North Carolina, and South Carolina through a network of full-service branches and lender offices. The company has invested in digital channels to enhance customer experience, incorporating mobile deposit, online bill pay, and remote account opening. In addition to its banking services, F.N.B. provides trust and fiduciary services, retirement plan administration, and investment advisory capabilities through its wealth management arm.

Under the leadership of President and Chief Executive Officer Vincent J. Delie Jr., F.N.B. Corporation continues to pursue a strategy of disciplined growth and community engagement. The executive team emphasizes innovation in financial technology, risk management, and customer-centric service delivery. Guided by a board of directors with deep financial industry expertise, F.N.B. aims to balance profitable growth with responsible banking practices, supporting both individual customers and businesses across its regional footprint.

Key Stats

• Today's Range: $15.15 to $15.47
• 50-Day Range: $13.50 to $16.02
• 52-Week Range: $10.88 to $17.70
• Volume: 1.63 million shs
• Average Volume: 2.65 million shs
• Market Capitalization: $5.54 billion
• P/E Ratio: 12.23
• Dividend Yield: 3.12%
• Price Target: $18.00
• Consensus Rating: Buy

F.N.B. Stock Analysis - MarketRank™

F.N.B. scored higher than 82% of companies evaluated by MarketBeat, and ranked 322nd out of 933 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

F.N.B. has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 7 buy ratings, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

F.N.B. has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 4.4 / 5
• Proj. Earnings Growth: 15.86%

Earnings Growth

Earnings for F.N.B. are expected to grow by 15.86% in the coming year, from $1.45 to $1.68 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of F.N.B. is 12.25, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.74.

Price to Earnings Ratio vs. Sector

The P/E ratio of F.N.B. is 12.25, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 18.99.

Price to Earnings Growth Ratio

F.N.B. has a PEG Ratio of 0.95. PEG Ratios around 1 indicate that a company is correctly valued.

Price to Book Value per Share Ratio

F.N.B. has a P/B Ratio of 0.88. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.54% of the float of F.N.B. has been sold short.

Short Interest Ratio / Days to Cover

F.N.B. has a short interest ratio ("days to cover") of 4.

Change versus previous month

Short interest in F.N.B. has recently increased by 3.46%, indicating that investor sentiment is decreasing.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

F.N.B. pays a meaningful dividend of 3.04%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

F.N.B. does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of F.N.B. is 38.10%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, F.N.B. will have a dividend payout ratio of 28.57% next year. This indicates that F.N.B. will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

3.54% of the float of F.N.B. has been sold short.

Short Interest Ratio / Days to Cover

F.N.B. has a short interest ratio ("days to cover") of 4.

Change versus previous month

Short interest in F.N.B. has recently increased by 3.46%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.6 / 5
• News Sentiment: 0.62

News Sentiment

F.N.B. has a news sentiment score of 0.62. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.93 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 15 news articles for F.N.B. this week, compared to 7 articles on an average week.

Search Interest

Only 1 people have searched for FNB on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

2 people have added F.N.B. to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, F.N.B. insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.37% of the stock of F.N.B. is held by insiders.

Percentage Held by Institutions

79.25% of the stock of F.N.B. is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FNB Stock Analysis - Frequently Asked Questions

How have FNB shares performed this year?

F.N.B.'s stock was trading at $14.78 at the beginning of the year. Since then, FNB stock has increased by 4.0% and is now trading at $15.3780.

How were F.N.B.'s earnings last quarter?

F.N.B. Corporation (NYSE:FNB) announced its quarterly earnings results on Wednesday, April, 16th. The bank reported $0.32 EPS for the quarter, topping analysts' consensus estimates of $0.30 by $0.02. The bank earned $411.61 million during the quarter, compared to analyst estimates of $409.52 million. F.N.B. had a net margin of 17.78% and a trailing twelve-month return on equity of 7.97%.
Read the conference call transcript.

Who are F.N.B.'s major shareholders?

F.N.B.'s top institutional shareholders include Wedge Capital Management L L P NC (0.07%), Trust Co of the South (0.02%), Farther Finance Advisors LLC and GAMMA Investing LLC. Insiders that own company stock include Vincent J Delie Jr, William B Campbell, David J Malone, Gary L Guerrieri, Pamela A Bena and James Orie.
View institutional ownership trends.

How do I buy shares of F.N.B.?

Shares of FNB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of F.N.B. own?

Based on aggregate information from My MarketBeat watchlists, some other companies that F.N.B. investors own include American Water Works (AWK), Waste Connections (WCN), DiamondRock Hospitality (DRH), AU Optronics (AUOTY), The RMR Group (RMR), Voyager Therapeutics (VYGR) and iShares Micro-Cap ETF (IWC).

Company Calendar

• Last Earnings: 4/16/2025
• Record date for 6/15 Dividend: 6/02/2025
• Ex-Dividend for 6/15 Dividend: 6/02/2025
• Dividend Payable: 6/15/2025
• Today: 7/16/2025
• Next Earnings (Estimated): 7/17/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:FNB
• CIK: 37808
• Web: www.fnb-online.com
• Phone: (800) 555-5455
• Fax: 724-983-4873
• Employees: 4,280
• Year Founded: 1864

Price Target and Rating

• Average Price Target for F.N.B.: $18.00
• High Price Target: $19.00
• Low Price Target: $16.50
• Potential Upside/Downside: +18.0%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.26
• Trailing P/E Ratio: 12.10
• Forward P/E Ratio: 10.52
• P/E Growth: 0.95
• Net Income: $465 million
• Net Margins: 17.78%
• Pretax Margin: 21.17%
• Return on Equity: 7.97%
• Return on Assets: 1.03%

Debt

• Debt-to-Equity Ratio: 0.39
• Current Ratio: 0.93
• Quick Ratio: 0.92

Sales & Book Value

• Annual Sales: $1.60 billion
• Price / Sales: 3.43
• Cash Flow: $1.54 per share
• Price / Cash Flow: 9.93
• Book Value: $17.53 per share
• Price / Book: 0.87

Miscellaneous

• Outstanding Shares: 359,806,000
• Free Float: 354,877,000
• Market Cap: $5.49 billion
• Optionable: Optionable
• Beta: 0.92