Fvcbankcorp (FVCB) Stock Price, News & Analysis

Company Overview

FVCBankcorp (NASDAQ: FVCB) is a Florida-based bank holding company headquartered in Coral Gables, Florida. Through its wholly owned subsidiary, FVCbank, the company offers a full suite of commercial and retail banking services. Since its inception in 2005, FVCbank has focused on serving small‐ and medium‐sized businesses, professionals, and individual customers, with an emphasis on relationship banking within diverse communities.

The company’s core business activities include deposit gathering, commercial lending, trade finance, treasury and cash management, and residential mortgage origination and servicing. FVCbank provides tailored credit solutions for commercial real estate developers, import‐export firms, and entrepreneurial ventures, while consumer services encompass checking and savings accounts, personal loans, and online and mobile banking platforms.

FVCBankcorp’s operations are concentrated in South Florida, with multiple branch offices across Miami-Dade, Broward and Palm Beach counties. The bank has cultivated deep ties to local business networks and ethnic communities, offering bilingual support and specialized expertise in foreign currency transactions. In recent years, FVCBankcorp has expanded its digital capabilities to reach customers beyond its physical footprint, enhancing its e-banking and payment solutions.

Leadership at FVCBankcorp is steered by founder and Chief Executive Officer Hai T. Nguyen, who has guided the company since its establishment. The executive team and board of directors bring extensive experience in community banking, real estate finance, and risk management. Under their stewardship, FVCBankcorp continues to pursue growth through organic expansion and strategic investments in technology, while maintaining its commitment to personalized service and local market knowledge.

Key Stats

• Today's Range: $12.88 to $13.44
• 50-Day Range: $11.29 to $13.42
• 52-Week Range: $9.49 to $14.50
• Volume: 27,879 shs
• Average Volume: 30,017 shs
• Market Capitalization: $234.05 million
• P/E Ratio: 12.76
• Dividend Yield: N/A
• Price Target: $16.00
• Consensus Rating: Buy

Fvcbankcorp Stock Analysis - MarketRank™

Fvcbankcorp scored higher than 49% of companies evaluated by MarketBeat, and ranked 654th out of 906 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.5 / 5
• Analyst Rating: Buy

Consensus Rating

Fvcbankcorp has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.

Amount of Analyst Coverage

Fvcbankcorp has only been the subject of 1 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Fvcbankcorp is 12.76, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.66.

Price to Earnings Ratio vs. Sector

The P/E ratio of Fvcbankcorp is 12.76, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.07.

Price to Book Value per Share Ratio

Fvcbankcorp has a P/B Ratio of 1.01. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.67% of the float of Fvcbankcorp has been sold short.

Short Interest Ratio / Days to Cover

Fvcbankcorp has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Fvcbankcorp has recently increased by 10.71%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Fvcbankcorp does not currently pay a dividend.

Dividend Growth

Fvcbankcorp does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.67% of the float of Fvcbankcorp has been sold short.

Short Interest Ratio / Days to Cover

Fvcbankcorp has a short interest ratio ("days to cover") of 2.5, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Fvcbankcorp has recently increased by 10.71%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 0.90

News Sentiment

Fvcbankcorp has a news sentiment score of 0.90. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.76 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Fvcbankcorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Fvcbankcorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

10.85% of the stock of Fvcbankcorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

43.61% of the stock of Fvcbankcorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

FVCB Stock Analysis - Frequently Asked Questions

How have FVCB shares performed this year?

Fvcbankcorp's stock was trading at $12.57 at the beginning of 2025. Since then, FVCB shares have increased by 3.5% and is now trading at $13.01.

How were Fvcbankcorp's earnings last quarter?

Fvcbankcorp, Inc. (NASDAQ:FVCB) released its quarterly earnings data on Tuesday, April, 22nd. The company reported $0.28 earnings per share (EPS) for the quarter, topping analysts' consensus estimates of $0.24 by $0.04. The business earned $15.72 million during the quarter, compared to the consensus estimate of $16.09 million. Fvcbankcorp had a net margin of 16.03% and a trailing twelve-month return on equity of 8.18%.

When did Fvcbankcorp's stock split?

Shares of Fvcbankcorp split on Wednesday, February 1st 2023.The 5-4 split was announced on Wednesday, February 1st 2023. The newly issued shares were payable to shareholders after the closing bell on Wednesday, February 1st 2023. An investor that had 100 shares of stock prior to the split would have 125 shares after the split.

When did Fvcbankcorp IPO?

Fvcbankcorp (FVCB) raised $36 million in an initial public offering (IPO) on Friday, September 14th 2018. The company issued 1,800,000 shares at $19.00-$21.00 per share. Sandler O'Neill + Partners and Raymond James acted as the underwriters for the IPO.

Who are Fvcbankcorp's major shareholders?

Top institutional shareholders of Fvcbankcorp include Westbourne Investments Inc. (0.38%). Insiders that own company stock include David W Pijor, Daniel M Testa, Patricia A Ferrick, Devin Satz, Scott Laughlin, B Todd Dempsey, Phillip R Wills III, William G Byers, Sharon L Jackson, Thomas L /Va/ Patterson, Steven M Wiltse, Jennifer L Deacon, Lawrence W Schwartz and Marc N Duber.
View institutional ownership trends.

How do I buy shares of Fvcbankcorp?

Shares of FVCB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Fvcbankcorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Fvcbankcorp investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Netflix (NFLX), Palo Alto Networks (PANW), Broadcom (AVGO) and JPMorgan Chase & Co. (JPM).

Company Calendar

• Last Earnings: 4/22/2025
• Today: 7/10/2025
• Next Earnings (Estimated): 7/24/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:FVCB
• CIK: 1675644
• Web: www.fvcbank.com
• Phone: (703) 436-3800
• Fax: N/A
• Employees: 130
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Fvcbankcorp: $16.00
• High Price Target: $16.00
• Low Price Target: $16.00
• Potential Upside/Downside: +23.0%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.02
• Trailing P/E Ratio: 12.76
• Forward P/E Ratio: 12.27
• P/E Growth: N/A
• Net Income: $15.06 million
• Net Margins: 16.03%
• Pretax Margin: 19.25%
• Return on Equity: 8.18%
• Return on Assets: 0.83%

Debt

• Debt-to-Equity Ratio: 0.08
• Current Ratio: 1.01
• Quick Ratio: 1.01

Sales & Book Value

• Annual Sales: $55.86 million
• Price / Sales: 4.19
• Cash Flow: $0.89 per share
• Price / Cash Flow: 14.68
• Book Value: $12.93 per share
• Price / Book: 1.01

Miscellaneous

• Outstanding Shares: 17,992,000
• Free Float: 16,040,000
• Market Cap: $234.08 million
• Optionable: Optionable
• Beta: 0.35