German American Bancorp (NASDAQ:GABC) Announces Quarterly Earnings Results, Misses Estimates By $0.02 EPS

Key Points

• German American Bancorp reported quarterly EPS of $0.88, missing consensus by $0.02 (consensus $0.90), while revenue came in essentially in line at $96.08M; net margin was 23.11% and return on equity 11.80%.
• Shares opened up about 0.9% at $43.93, with a market cap of $1.65B, a P/E of 14.5 and a 52-week range of $36.39–$45.00.
• Analyst sentiment is positive—consensus rating is Moderate Buy with a $46.50 price target after recent upgrades (Piper Sandler to overweight; KBW and Weiss also issuing favorable views).

German American Bancorp (NASDAQ:GABC - Get Free Report) announced its quarterly earnings results on Monday. The bank reported $0.88 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.90 by ($0.02), FiscalAI reports. German American Bancorp had a net margin of 23.11% and a return on equity of 11.80%. The company had revenue of $96.08 million during the quarter, compared to analyst estimates of $96.05 million.

German American Bancorp Stock Up 0.9%

Shares of NASDAQ GABC opened at $43.93 on Tuesday. German American Bancorp has a 1 year low of $36.39 and a 1 year high of $45.00. The company has a market capitalization of $1.65 billion, a P/E ratio of 14.50 and a beta of 0.59. The company has a 50 day simple moving average of $42.12 and a 200-day simple moving average of $40.87. The company has a debt-to-equity ratio of 0.16, a current ratio of 0.86 and a quick ratio of 0.86.

Analyst Ratings Changes

Several research firms have issued reports on GABC. Piper Sandler raised shares of German American Bancorp from a "neutral" rating to an "overweight" rating and set a $47.00 price objective on the stock in a report on Friday, March 20th. Keefe, Bruyette & Woods raised their target price on German American Bancorp from $45.00 to $46.00 and gave the company a "market perform" rating in a research report on Wednesday, January 28th. Finally, Weiss Ratings reiterated a "buy (b-)" rating on shares of German American Bancorp in a research report on Monday, December 29th. Two investment analysts have rated the stock with a Buy rating and one has assigned a Hold rating to the stock. According to data from MarketBeat.com, German American Bancorp currently has a consensus rating of "Moderate Buy" and a consensus price target of $46.50.

Hedge Funds Weigh In On German American Bancorp

Large investors have recently modified their holdings of the business. Quadrant Capital Group LLC purchased a new stake in German American Bancorp in the 3rd quarter valued at about $72,000. Tower Research Capital LLC TRC raised its stake in shares of German American Bancorp by 310.8% in the 2nd quarter. Tower Research Capital LLC TRC now owns 2,818 shares of the bank's stock valued at $109,000 after acquiring an additional 2,132 shares during the period. Kestra Advisory Services LLC purchased a new position in shares of German American Bancorp during the 4th quarter worth approximately $130,000. Squarepoint Ops LLC acquired a new stake in German American Bancorp in the 4th quarter valued at approximately $201,000. Finally, Fiduciary Trust Co purchased a new stake in German American Bancorp in the third quarter valued at approximately $220,000. Institutional investors and hedge funds own 46.90% of the company's stock.

German American Bancorp Company Profile

German American Bancorp, Inc operates as a bank holding company headquartered in Jasper, Indiana. Through its principal subsidiary, German American Bank, it delivers a range of community banking services tailored to individuals, small-to-medium enterprises and agricultural clients. The company's core offerings include traditional deposit accounts—such as checking, savings and certificates of deposit—alongside residential mortgage and home equity lending products.

On the commercial side, German American Bancorp provides a variety of financing solutions, including term loans, lines of credit and commercial real estate financing.