NASDAQ:HBT HBT Financial (HBT) Stock Price, News & Analysis $23.91 +0.05 (+0.21%) As of 02:33 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About HBT Financial Stock (NASDAQ:HBT) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get HBT Financial alerts:Sign Up Key Stats Today's Range$23.50▼$24.0050-Day Range$20.78▼$25.0052-Week Range$18.16▼$26.25Volume19,814 shsAverage Volume32,396 shsMarket Capitalization$756.30 millionP/E Ratio10.52Dividend Yield3.51%Price Target$24.75Consensus RatingHold Company OverviewHBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides business, commercial, and retail banking products and services to individuals, businesses, and municipal entities in Central and Northeastern Illinois, and Eastern Iowa. The company's deposits accounts consist of noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposits, health savings accounts, and individual retirement accounts. Its loan offering comprises owner and non-owner occupied commercial real estate; construction and land development and multi-family; commercial and industrial; agricultural and farmland; and one-to-four family residential loans, as well as municipal, consumer, and other loans. The company also offers wealth management services, including financial planning to consumers, trusts, and estates; trustee and custodial; investment management; corporate retirement plan consulting and administration; and retail brokerage services. In addition, it provides farmland management, and farmland sales and services; commercial checking accounts; and treasury management services, as well as originates and sells residential mortgage loans. Further, the company offers digital banking services, such as online and mobile banking, and digital payment services, as well as personal financial management tools. The company was formerly known as Heartland Bancorp, Inc. and changed its name to HBT Financial, Inc. in September 2019. HBT Financial, Inc. was founded in 1920 and is headquartered in Bloomington, Illinois.Read More… HBT Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks58th Percentile Overall ScoreHBT MarketRank™: HBT Financial scored higher than 58% of companies evaluated by MarketBeat, and ranked 445th out of 949 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.1 / 5Analyst RatingHold Consensus RatingHBT Financial has received a consensus rating of Hold. The company's average rating score is 2.17, and is based on 2 buy ratings, 3 hold ratings, and 1 sell rating.Amount of Analyst CoverageHBT Financial has only been the subject of 1 research reports in the past 90 days.Read more about HBT Financial's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth2.14% Earnings GrowthEarnings for HBT Financial are expected to grow by 2.14% in the coming year, from $2.34 to $2.39 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of HBT Financial is 10.52, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 22.00.Price to Earnings Ratio vs. SectorThe P/E ratio of HBT Financial is 10.52, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 22.40.Price to Book Value per Share RatioHBT Financial has a P/B Ratio of 1.55. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.74% of the float of HBT Financial has been sold short.Short Interest Ratio / Days to CoverHBT Financial has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in HBT Financial has recently increased by 10.08%, indicating that investor sentiment is decreasing significantly. Dividend3.3 / 5Dividend StrengthStrong Dividend LeadershipHBT Financial is a leading dividend payer. It pays a dividend yield of 3.64%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthHBT Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of HBT Financial is 35.29%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, HBT Financial will have a dividend payout ratio of 35.15% next year. This indicates that HBT Financial will be able to sustain or increase its dividend.Read more about HBT Financial's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.74% of the float of HBT Financial has been sold short.Short Interest Ratio / Days to CoverHBT Financial has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in HBT Financial has recently increased by 10.08%, indicating that investor sentiment is decreasing significantly. News and Social Media2.6 / 5News Sentiment0.67 News SentimentHBT Financial has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.93 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for HBT Financial this week, compared to 2 articles on an average week.Search Interest4 people have searched for HBT on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days. Company Ownership4.2 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, HBT Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $600,286.00 in company stock.Percentage Held by Insiders59.80% of the stock of HBT Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions78.55% of the stock of HBT Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about HBT Financial's insider trading history. Receive HBT Stock News and Ratings via Email Sign-up to receive the latest news and ratings for HBT Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address HBT Stock News HeadlinesHBT Financial First Quarter 2025 Earnings: Beats ExpectationsMay 4 at 9:50 AM | uk.finance.yahoo.comHBT Financial, Inc. (NASDAQ:HBT) Is About To Go Ex-Dividend, And It Pays A 3.6% YieldMay 1, 2025 | finance.yahoo.comVirtually Limitless Energy?A radical energy breakthrough could change everything. Scientists at MIT and a stealth startup may have discovered a new form of power—what some are calling “Helios” technology. It’s not solar, wind, or even nuclear fission. In fact, it could yield more energy than oil, gas, and coal combined—without harmful byproducts. This obscure company could be at the center of the next trillion-dollar energy revolution.May 5, 2025 | Stansberry Research (Ad)Head to Head Contrast: HBT Financial (NASDAQ:HBT) versus FinWise Bancorp (NASDAQ:FINW)May 1, 2025 | americanbankingnews.comAnalysts Set Expectations for HBT Financial Q2 EarningsApril 25, 2025 | americanbankingnews.comD.A. Davidson Sticks to Their Hold Rating for HBT Financial (HBT)April 24, 2025 | markets.businessinsider.comHBT Financial: An Attractive Community Bank To Weather Macro TurmoilApril 22, 2025 | seekingalpha.comHBT Financial, Inc. Announces First Quarter 2025 Financial ResultsApril 21, 2025 | gurufocus.comSee More Headlines HBT Stock Analysis - Frequently Asked Questions How have HBT shares performed this year? HBT Financial's stock was trading at $21.90 at the beginning of 2025. Since then, HBT shares have increased by 9.2% and is now trading at $23.91. View the best growth stocks for 2025 here. How were HBT Financial's earnings last quarter? HBT Financial, Inc. (NASDAQ:HBT) issued its quarterly earnings results on Monday, April, 21st. The company reported $0.61 EPS for the quarter, beating analysts' consensus estimates of $0.57 by $0.04. The business earned $63.14 million during the quarter, compared to the consensus estimate of $57.57 million. HBT Financial had a trailing twelve-month return on equity of 14.57% and a net margin of 24.99%. Is HBT Financial doing a stock buyback? HBT Financial's Board of Directors initiated a stock buyback plan on Wednesday, December 18th 2024, which permits the company to buy back $15,000,000 in shares, according to EventVestor. This means that the company could purchase up to 2.1% of its stock through open market purchases. Stock buyback plans are usually a sign that the company's management believes its shares are undervalued. When did HBT Financial IPO? HBT Financial (HBT) raised $149 million in an IPO on Friday, October 11th 2019. The company issued 8,300,000 shares at a price of $17.00-$19.00 per share. Keefe, Bruyette & Woods (A Stifel Company) and J.P. Morgan served as the underwriters for the IPO and RAYMOND JAMES, Sandler O'Neill + Partners and D.A. Davidson & Co. were co-managers. Who are HBT Financial's major shareholders? Top institutional investors of HBT Financial include Bank of New York Mellon Corp (0.44%), Johnson Investment Counsel Inc. (0.31%), Rosenthal Henry Capital Advisors Inc. (0.30%) and Rhumbline Advisers (0.06%). Insiders that own company stock include Roger A Baker, Patrick F Busch, Eric E Burwell, Peter Robert Chapman and Fred L Drake. View institutional ownership trends. How do I buy shares of HBT Financial? Shares of HBT stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of HBT Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that HBT Financial investors own include JPMorgan Chase & Co. (JPM), Tesla (TSLA), Advanced Micro Devices (AMD), NVIDIA (NVDA), Meta Platforms (META), Home Depot (HD) and Visa (V). Company Calendar Record date for 2/11 Dividend2/04/2025Ex-Dividend for 2/11 Dividend2/04/2025Dividend Payable2/11/2025Last Earnings4/21/2025Today5/05/2025Record date for 5/13 Dividend5/06/2025Ex-Dividend for 5/13 Dividend5/06/2025Dividend Payable5/13/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryBanking Current SymbolNASDAQ:HBT CIK775215 Webwww.hbtbank.com Phone888-897-2276FaxN/AEmployees730Year FoundedN/APrice Target and Rating Average Stock Price Target$24.75 High Stock Price Target$27.00 Low Stock Price Target$23.00 Potential Upside/Downside+4.9%Consensus RatingHold Rating Score (0-4)2.17 Research Coverage6 Analysts Profitability EPS (Most Recent Fiscal Year)$2.38 Trailing P/E Ratio10.44 Forward P/E Ratio10.09 P/E GrowthN/ANet Income$71.78 million Net Margins24.99% Pretax Margin33.44% Return on Equity14.57% Return on Assets1.50% Debt Debt-to-Equity Ratio0.20 Current Ratio0.82 Quick Ratio0.82 Sales & Book Value Annual Sales$228.13 million Price / Sales3.27 Cash Flow$2.65 per share Price / Cash Flow8.92 Book Value$15.44 per share Price / Book1.53Miscellaneous Outstanding Shares31,631,000Free Float12,687,000Market Cap$746.49 million OptionableOptionable Beta0.60 10 Best Cheap Stocks to Buy NowMarketBeat just released its list of 10 cheap stocks that have been overlooked by the market and may be seriously undervalued. Enter your email address and below to see which companies made the list.Get This Free Report This page (NASDAQ:HBT) was last updated on 5/5/2025 by MarketBeat.com Staff From Our PartnersElon’s Terrifying Warning Forces Trump To Take ActionElon Musk has avoided two major financial crises before. He pulled Tesla and SpaceX back from the brink of col...American Hartford Gold | SponsoredElon Reveals Why There Soon Won’t Be Any Money For Social SecurityElon Musk's Near-Death Experience Sparks Dire Warning for Americans After cheating death twice—once in a te...Colonial Metals | SponsoredWarning: “DOGE Collapse” imminentElon Strikes Back You may already sense that the tide is turning against Elon Musk and DOGE. 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