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NASDAQ:VBNK

VersaBank (VBNK) Stock Price, News & Analysis

VersaBank logo
$11.12 +0.10 (+0.91%)
Closing price 04:00 PM Eastern
Extended Trading
$11.14 +0.03 (+0.22%)
As of 04:37 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About VersaBank Stock (NASDAQ:VBNK)

Key Stats

Today's Range
$11.06
$11.36
50-Day Range
$10.39
$11.82
52-Week Range
$8.51
$18.38
Volume
19,796 shs
Average Volume
45,383 shs
Market Capitalization
$358.51 million
P/E Ratio
14.08
Dividend Yield
0.63%
Price Target
$13.95
Consensus Rating
Moderate Buy

Company Overview

VersaBank Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
83rd Percentile Overall Score

VBNK MarketRank™: 

VersaBank scored higher than 83% of companies evaluated by MarketBeat, and ranked 597th out of 1,828 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    VersaBank has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.

  • Amount of Analyst Coverage

    VersaBank has only been the subject of 1 research reports in the past 90 days.

  • Read more about VersaBank's stock forecast and price target.
  • Earnings Growth

    Earnings for VersaBank are expected to grow by 52.74% in the coming year, from $1.46 to $2.23 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of VersaBank is 14.08, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.64.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of VersaBank is 14.08, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 18.48.

  • Price to Book Value per Share Ratio

    VersaBank has a P/B Ratio of 0.99. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

  • Read more about VersaBank's valuation and earnings.
  • Percentage of Shares Shorted

    0.47% of the float of VersaBank has been sold short.
  • Short Interest Ratio / Days to Cover

    VersaBank has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in VersaBank has recently increased by 19,080.00%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    VersaBank has a dividend yield of 0.67%, which is in the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    VersaBank does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of VersaBank is 8.86%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, VersaBank will have a dividend payout ratio of 3.14% next year. This indicates that VersaBank will be able to sustain or increase its dividend.

  • Read more about VersaBank's dividend.
  • Percentage of Shares Shorted

    0.47% of the float of VersaBank has been sold short.
  • Short Interest Ratio / Days to Cover

    VersaBank has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

    Short interest in VersaBank has recently increased by 19,080.00%, indicating that investor sentiment is decreasing significantly.
  • News Sentiment

    VersaBank has a news sentiment score of 0.90. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.74 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 4 news articles for VersaBank this week, compared to 2 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, VersaBank insiders have not sold or bought any company stock.

  • Percentage Held by Institutions

    56.86% of the stock of VersaBank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about VersaBank's insider trading history.
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VBNK Stock News Headlines

VersaBank (NASDAQ:VBNK) Short Interest Up 19,080.0% in July
One stock to replace Nvidia
Investing Legend Hints the End May be Near for These 3 Iconic Stocks One company to replace Amazon… another to rival Tesla… and a third to upset Nvidia. These little-known stocks are poised to overtake the three reigning tech darlings in a move that could completely reorder the top dogs of the stock market. Eric Fry gives away names, tickers and full analysis in this first-ever free broadcast.
VersaBank Still Isn't Perfect, But I'm Not Selling
VersaBank (VBNK) Q2 2025 Earnings Call Transcript
North American Morning Briefing: Futures Rise on -2-
See More Headlines

VBNK Stock Analysis - Frequently Asked Questions

VersaBank's stock was trading at $13.85 on January 1st, 2025. Since then, VBNK stock has decreased by 19.7% and is now trading at $11.12.

VersaBank (NASDAQ:VBNK) released its earnings results on Wednesday, June, 4th. The company reported $0.18 earnings per share for the quarter, missing the consensus estimate of $0.21 by $0.03. The company earned $21.87 million during the quarter, compared to the consensus estimate of $20.77 million. VersaBank had a net margin of 10.70% and a trailing twelve-month return on equity of 7.97%.
Read the conference call transcript
.

VersaBank (VBNK) raised $50 million in an initial public offering on Wednesday, September 22nd 2021. The company issued 4,800,000 shares at $10.37 per share. Raymond James acted as the underwriter for the IPO and Keefe Bruyette & Woods (A Stifel Company) was co-manager.

Top institutional shareholders of VersaBank include Cox Capital Mgt LLC (0.56%), Bank of Montreal Can (0.05%) and Connors Investor Services Inc. (0.03%).

Shares of VBNK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that VersaBank investors own include PayPal (PYPL), Tesla (TSLA), ZIM Integrated Shipping Services (ZIM), CrowdStrike (CRWD), Meta Platforms (META), Taiwan Semiconductor Manufacturing (TSM) and Advanced Micro Devices (AMD).

Company Calendar

Last Earnings
6/04/2025
Ex-Dividend for 7/31 Dividend
7/03/2025
Record date for 7/31 Dividend
7/04/2025
Dividend Payable
7/31/2025
Today
8/05/2025
Next Earnings (Estimated)
9/04/2025
Fiscal Year End
10/31/2025

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
BANKS - FOREIGN
Sub-Industry
Banking
Current Symbol
NASDAQ:VBNK
CIK
1690639
Fax
N/A
Employees
100
Year Founded
N/A

Price Target and Rating

High Price Target
$22.00
Low Price Target
$10.40
Potential Upside/Downside
+25.2%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.50
Research Coverage
4 Analysts

Profitability

EPS (Trailing Twelve Months)
$0.79
Trailing P/E Ratio
14.11
Forward P/E Ratio
7.63
P/E Growth
N/A
Net Income
$29.20 million
Net Margins
10.70%
Pretax Margin
14.87%
Return on Equity
7.97%
Return on Assets
0.76%

Debt

Debt-to-Equity Ratio
N/A
Current Ratio
1.13
Quick Ratio
1.13

Sales & Book Value

Annual Sales
$216.31 million
Price / Sales
1.66
Cash Flow
$1.32 per share
Price / Cash Flow
8.43
Book Value
$11.28 per share
Price / Book
0.99

Miscellaneous

Outstanding Shares
32,240,000
Free Float
N/A
Market Cap
$359.31 million
Optionable
Not Optionable
Beta
0.96
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This page (NASDAQ:VBNK) was last updated on 8/5/2025 by MarketBeat.com Staff
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