Horace Mann Educators (NYSE:HMN) Announces Quarterly Earnings Results

Key Points

• Q1 EPS beat: Horace Mann reported EPS of $1.28 versus consensus $1.10 and updated FY2026 guidance to a range of $4.20–$4.50 per share.
• Dividend raised: The company boosted its quarterly payout to $0.36 (annualized $1.44), a yield of about 3.1% with a payout ratio near 36.9%.
• Insider sale + institutional buying: CEO Marita Zuraitis sold 7,500 shares under a Rule 10b5‑1 plan while several institutional investors increased positions, leaving institutional ownership around 99.3%.

Horace Mann Educators (NYSE:HMN - Get Free Report) posted its earnings results on Wednesday. The insurance provider reported $1.28 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $1.10 by $0.18, Zacks reports. Horace Mann Educators had a net margin of 9.53% and a return on equity of 13.92%. Horace Mann Educators's quarterly revenue was up 3.1% compared to the same quarter last year. During the same period in the previous year, the firm earned $1.07 earnings per share. Horace Mann Educators updated its FY 2026 guidance to 4.200-4.500 EPS.

Horace Mann Educators Stock Performance

Shares of HMN stock traded down $0.22 during trading hours on Wednesday, reaching $45.75. 217,967 shares of the company's stock were exchanged, compared to its average volume of 199,471. Horace Mann Educators has a fifty-two week low of $40.04 and a fifty-two week high of $48.33. The company has a quick ratio of 0.10, a current ratio of 0.10 and a debt-to-equity ratio of 0.40. The stock has a market capitalization of $1.85 billion, a P/E ratio of 11.73 and a beta of 0.11. The business has a fifty day moving average price of $43.76 and a 200-day moving average price of $44.37.

Horace Mann Educators Increases Dividend

The firm also recently declared a quarterly dividend, which was paid on Tuesday, March 31st. Stockholders of record on Tuesday, March 17th were issued a dividend of $0.36 per share. This represents a $1.44 dividend on an annualized basis and a dividend yield of 3.1%. This is a boost from Horace Mann Educators's previous quarterly dividend of $0.35. The ex-dividend date was Tuesday, March 17th. Horace Mann Educators's dividend payout ratio is presently 36.92%.

Analyst Upgrades and Downgrades

Several research firms have commented on HMN. Wall Street Zen downgraded shares of Horace Mann Educators from a "buy" rating to a "hold" rating in a research report on Saturday, February 7th. Weiss Ratings reissued a "buy (b)" rating on shares of Horace Mann Educators in a research note on Monday, April 27th. One analyst has rated the stock with a Strong Buy rating, two have given a Buy rating and one has assigned a Hold rating to the stock. Based on data from MarketBeat, Horace Mann Educators currently has a consensus rating of "Buy" and a consensus target price of $47.33.

Insider Buying and Selling

In other Horace Mann Educators news, CEO Marita Zuraitis sold 7,500 shares of the stock in a transaction on Thursday, April 23rd. The shares were sold at an average price of $46.16, for a total value of $346,200.00. Following the completion of the sale, the chief executive officer directly owned 322,812 shares of the company's stock, valued at $14,901,001.92. This represents a 2.27% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, Director Beverley J. Mcclure sold 1,081 shares of the business's stock in a transaction dated Wednesday, April 1st. The stock was sold at an average price of $42.54, for a total transaction of $45,985.74. Following the transaction, the director owned 14,797 shares in the company, valued at approximately $629,464.38. The trade was a 6.81% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last quarter, insiders have sold 15,662 shares of company stock valued at $719,045. 3.60% of the stock is owned by company insiders.

Institutional Inflows and Outflows

Large investors have recently modified their holdings of the company. Royal Bank of Canada lifted its position in Horace Mann Educators by 36.2% in the first quarter. Royal Bank of Canada now owns 8,251 shares of the insurance provider's stock worth $352,000 after purchasing an additional 2,194 shares during the period. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. raised its stake in shares of Horace Mann Educators by 4.5% in the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 24,449 shares of the insurance provider's stock valued at $1,045,000 after buying an additional 1,064 shares in the last quarter. Caxton Associates LLP bought a new position in shares of Horace Mann Educators during the 1st quarter worth about $313,000. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC lifted its holdings in shares of Horace Mann Educators by 5.7% during the 1st quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 138,788 shares of the insurance provider's stock worth $5,930,000 after acquiring an additional 7,542 shares during the period. Finally, Jane Street Group LLC boosted its position in shares of Horace Mann Educators by 313.8% during the 1st quarter. Jane Street Group LLC now owns 91,640 shares of the insurance provider's stock valued at $3,916,000 after acquiring an additional 69,492 shares in the last quarter. 99.28% of the stock is currently owned by institutional investors and hedge funds.

Trending Headlines about Horace Mann Educators

Here are the key news stories impacting Horace Mann Educators this week:

• Positive Sentiment: Q1 EPS beat — Horace Mann reported $1.28 EPS vs. consensus $1.10, a clear earnings beat that supports valuation and earnings momentum. Horace Mann: Q1 Earnings Snapshot
• Positive Sentiment: Dividend raised — the company recently increased its quarterly payout (now $0.36), sustaining yield (~3.1%) and income appeal for dividend-oriented investors. (Reported in company filings and MarketBeat coverage.)
• Positive Sentiment: Institutional buying — several funds increased positions in Q1, suggesting confidence from some large holders and helping support the share price. (Market activity reported by MarketBeat.)
• Neutral Sentiment: FY2026 guidance set to $4.20–$4.50 EPS — the range brackets the Street estimate (~$4.42), leaving room for interpretation (slightly conservative at the low end, supportive at the high end). Horace Mann Educators (HMN) MarketBeat
• Neutral Sentiment: CEO share sales disclosed — CEO Marita Zuraitis sold shares in early May under a pre‑arranged Rule 10b5‑1 plan; planned sales reduce alarm compared with ad‑hoc insider disposals but can still weigh on sentiment. Insider Selling: Horace Mann Educators CEO Sells $12,278.56 in Stock
• Negative Sentiment: Revenue missed expectations — the company missed Q1 revenue estimates, which tempers the positive EPS surprise and is likely the primary driver of near‑term downside pressure. Horace Mann Educators Misses Q1 CY2026 Revenue Estimates

About Horace Mann Educators

Horace Mann Educators Corporation, based in Springfield, Illinois, specializes in insurance and retirement solutions tailored to educators and school employees across the United States. Founded in 1945, the company partners with public school districts to deliver property and casualty insurance products—including auto, home and liability coverage—through a network of dedicated local agents. Its targeted approach focuses on understanding the unique needs and schedules of teachers, administrators and other school staff, distinguishing its services within the broader insurance market.

In addition to property and casualty offerings, Horace Mann provides life and disability insurance, annuities and retirement plan products designed to help educators plan for financial security beyond their teaching careers.

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